Fintech Daydreaming

The fintechs are coming! The fintechs are coming!

Or are they? If you listen to the media it would seem banks have been on the verge of going extinct for as long as we've had online commerce but today in 2021 it would seem not much has changed in the big picture.

We had the privilege of having Likhit Wagle join Pål Krogdahl and Ville Sointu on this episode of Fintech Daydreaming to discuss the global perspective on the dynamics between banks, fintechs and bigtechs. Perhaps the future is here after all - just not evenly distributed?

Guest: Likhit Wagle, General Manager, Global Banking & Financial Markets at IBM (https://www.linkedin.com/in/likhit-wagle/)  

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- Fintech Daydreaming home page - https://www.FintechDaydreaming.com

- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream

- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming

- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/

- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

We won’t call it a comeback but we are still proud to have Brett King back in the  Fintech Daydreaming studio as our inaugural recurring guest!

His new book "The Rise of Technosocialism" is in stores late November 2021 and we got to ask him all about it. Tune in this time to hear how our hosts Pål Krogdahl and Ville Sointu literally go on a Meta level discussion with Brett.

Guest: Brett King, Author, Futurist, Founder of Moven, Host of Breaking Banks podcast (https://www.linkedin.com/in/brettking/)   

- Email us on [email protected] 

- Fintech Daydreaming home page - https://www.FintechDaydreaming.com 

- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream 

- Fintech Daydreaming on LinkedIn 

- https://www.linkedin.com/company/fintech-daydreaming 

- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ 

- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Every season we at the Fintech Daydreaming kitchen are looking for the freshest and highest quality ingredients to deliver an informative listening experience for our fans.

This time we added some C-level spice to the mix with a subscription management twist as Pål Krogdahl and Ville Sointu were joined by the CEO of Minna Technologies Joakim Sjöblom to tell us all about what it means to build and scale a successful fintech in the Nordics.

Guest: Joakim Sjöblom, CEO & Founder @ Minna Technologies (https://www.linkedin.com/in/sjoblomjoakim/)  

- Email us on [email protected] 

- Fintech Daydreaming home page - https://www.FintechDaydreaming.com

- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream

- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming

- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/

- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

By popular demand we're finally doing an episode dedicated to one of the hottest fintech topics of 2021: Buy now, pay later. Our guest David Horton, the CEO and founder of Thynk Digital, joins Pål Krogdahl and Ville Sointu to tell us all about BNPL and the recently published research  by Thynk Digital on the topic.

How does it all work? Is it ethical? Tune in to find out and learn how BNPL solution providers make profits - or losses - and who probably ends up paying for all this 💸🙈

Guest: David Horton, CEO & Founder of Thynk Digital (https://www.linkedin.com/in/iamdavidhorton/)  

- Email us on [email protected] 

- Fintech Daydreaming home page - https://www.FintechDaydreaming.com

- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream

- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming

- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/

- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

What's the common denominator between Harrods department store, supermarkets, gourmet restaurants, legos and VR glasses?

We're not really sure either! But everything in that list is used as analogies in this episode of our podcast where Pål Krogdahl and Ville Sointu go the extra mile with our guest Chris Vick from Backbase, in trying to connect fintech and banking to things that really have nothing to do with each other. This was way more fun than it sounds like. You have been warned...

Guest: Chris Vick, Director of Global Alliances at BackBase (https://www.linkedin.com/in/chrisvick/)  

- Email us on [email protected] 

- Fintech Daydreaming home page - https://www.FintechDaydreaming.com

- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream

- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming

- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/

- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Is Artificial Intelligence (AI) a perpetually emerging technology - a mirage in the horizon we will never really reach? Tune in to this fascinating discussion with Nordea Bank's Head of AI Hub Mattias Fras, who joined Ville Sointu and Pål Krogdahl in our virtual Fintech Daydreaming studio to talk about what it means to work with AI and data in a regulated financial institution. 

Guest: Mattias Fras, Group Head of AI Hub, Nordea Bank (https://www.linkedin.com/in/mattiasfras/) 

Content mentioned in the podcast: EU AI regulatory proposal - https://digital-strategy.ec.europa.eu/en/policies/european-approach-artificial-intelligenceMiFID II review - https://ec.europa.eu/info/law/better-regulation/have-your-say/initiatives/12167-Review-of-the-regulatory-framework-for-investment-firms-and-market-operators_en 

- Email us on [email protected] 

- Fintech Daydreaming home page - https://www.FintechDaydreaming.com

- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream

- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming

- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/

- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

This time on Fintech Daydreaming Pål Krogdahl and Ville Sointu talk to the author of New Growth Playbook and "Fightback - how to win in the digital economy with platforms, ventures and entrepreneurs" Simon Torrace.

If you are a regular listener, you've probably already heard many times that the future of banking is in platforms, but what does that mean in context of the latest fintech hype: Embedded Finance? If both supply and distribution of banking services is being disrupted, will banks soon be just a dumb pipe? This and more in our fun chat with Simon!

Guest: Simon Torrance - Founder & CEO, Embedded Finance & Super App Strategies (https://www.linkedin.com/in/simontorrance/)  

- Email us on [email protected] 

- Fintech Daydreaming home page - https://www.FintechDaydreaming.com

- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream

- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming

- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/

- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Decentralized finance - or DeFi - has been around for a while now, and as we're seeing a lot of activity in this space it was finally time to bring it up as a topic in our podcast!

For this episode, Ville Sointu and Pål Krogdahl are joined by Director of Digital Assets and Financial Sciences at IBM Nitin Gaur, who walks us through the complex landscape of DeFi and what makes it different from traditional finance. Is it all just a giant digital casino, or a real shift in the way financial ecosystems are built? Tune in, learn and tell us what you think!

Guest: Nitin Gaur (https://www.linkedin.com/in/nitin-gaur-75571a9/)  

- Email us on [email protected] 

- Fintech Daydreaming home page - https://www.FintechDaydreaming.com

- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream

- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming

- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/

- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Summer vacations are soon done and dealt with in the Nordics and that means Fintech Daydreaming is back for season four of our podcast!

To kick things off Pål Krogdahl and Ville Sointu had a chat with author and consultant Richard Turrin about his new book “Cashless: China's Digital Currency Revolution” and all things digital currencies.

Richard lives and works in China and we respected this dynamic by outsourcing our mandatory fintech joke to him - listen in to see how this decision played out 🙌💥

Guest: Richard Turrin, Author of "Cashless: China's Digital Currency Revolution" (https://www.linkedin.com/in/turrin/)

- Email us on [email protected] 

- Fintech Daydreaming home page - https://www.FintechDaydreaming.com

- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream

- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming

- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/

- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Some times the team at Fintech Daydreaming end up in a fantastic discussion with our guests outside the normal episode. Like the time our hosts Pål Krogdahl and Ville Sointu had a great pre-episode discussion with Jim Marous about podcasting and the behind-the-scenes work which is involved.

We thought this impromptu discussion between the three was so great, that we decided to do an extra little episode for you all to enjoy during these relaxing summer vacation weeks.

Hope you enjoy this as much as we did, and if you want to check out the full episode with Jim it was Season 3, Episode 4