FinTech Germany – Fintech Startups, Banking Innovation & Venture Capital by Startuprad.io™

Creditshelf, a leading German lending fintech, secured €100M from Goldman Sachs. This episode with Jörn “Joe” Menninger unpacks how the deal came together and what it means for digital lending.

Full article, links, and sources:

Why this matters for fintech: Digital lending is core fintech, and a €100M line from Goldman Sachs is a validation signal. Creditshelf shows how a lending platform scales credit with institutional backing.

In this episode, we cover:

• How Creditshelf secured €100M from Goldman Sachs
• What the deal means for German digital lending
• How lending fintechs fund their loan books
• Where institutional capital meets fintech platforms
• The economics of scaling a lending business

Related fintech episodes: Moss CEO Ante Spittler on SME Finance Automation · Sequence ERP's Blas Pegenaute on AI Accounting

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

The March 2023 wrap-up of DACH startup and tech news, with Jörn “Joe” Menninger covering the month's funding and highlights across Germany, Austria, and Switzerland in 30 minutes.

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Why this matters for fintech: Monthly deal flow is the pulse fintech operators read. March 2023's rounds show where DACH capital and attention were moving.

In this episode, we cover:

• The month's biggest DACH funding rounds
• Standout startups and sectors of March 2023
• What the figures signal about investor appetite
• Which names to watch across the region
• How the month fits the funding arc

Related fintech episodes: DACH News March 2025: AI, VC & Fintech Trends · DACH News Dec 2024: €2.5B in Funding Highlights

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

Germany's startup strategy leans on a €10bn Future Fund to close the growth-capital gap. This episode with Jörn “Joe” Menninger and Commissioner Anna Christmann unpacks the policy behind it.

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Why this matters for fintech: State-backed growth capital directly shapes who can scale, fintech included. The €10bn Future Fund is a policy lever aimed at the exact late-stage funding gap European startups face.

In this episode, we cover:

• What Germany's €10bn Future Fund is designed to do
• How the national startup strategy addresses the capital gap
• Commissioner Anna Christmann on the policy goals
• Where public money meets private venture capital
• What it means for late-stage and scale-up funding

Related fintech episodes: Inside the €300M European Circular Bioeconomy Fund… · Andy Goldstein: Why European VC Needs a Reboot

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

The European Circular Bioeconomy Fund (ECBF) is a €300M venture fund backing the green transition. This episode with Jörn “Joe” Menninger goes inside its Green Deal investment thesis.

Full article, links, and sources:

Why this matters for fintech: Thematic funds are a capital-allocation story: how LPs and GPs channel money toward a mandate. The ECBF shows how green-transition capital is structured and deployed.

In this episode, we cover:

• What the €300M ECBF fund invests in
• How a Green Deal venture thesis is built
• Where circular-bioeconomy capital is deployed
• How thematic funds source and pick deals
• What it signals for mission-driven investing

Related fintech episodes: A New VC Cycle? 2022 European Venture Capital Trends… · Andy Goldstein: Why European VC Needs a Reboot

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

Is European venture capital entering a new cycle? In this quarterly cooperation with DEEP Ecosystems in Munich, Jörn “Joe” Menninger reviews 2022's European VC trends and what shifted.

Full article, links, and sources:

Why this matters for fintech: VC cycles set the funding weather every fintech operates in. This 2022 review frames how the market repriced and what it meant for founders raising into a turn.

In this episode, we cover:

• Whether 2022 marked a new European VC cycle
• DEEP Ecosystems' research on the market
• How funding and valuations shifted
• What the repricing meant for founders
• Signals to watch heading into the next year

Related fintech episodes: Germany's Venture Capital Barometer: Inside KfW's… · Inside the €300M European Circular Bioeconomy Fund…

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

What does Germany's venture capital sentiment really look like? This episode with Jörn “Joe” Menninger goes inside KfW's quarterly VC Barometer and its investor survey data.

Full article, links, and sources:

Why this matters for fintech: Investor sentiment is a leading indicator for every fundraise, fintech included. KfW's Barometer is one of the clearest reads on where German venture confidence sits.

In this episode, we cover:

• What KfW's VC Barometer measures
• How investor sentiment shifts quarter to quarter
• Where German venture confidence stands
• What the survey data means for founders raising
• How sentiment translates into deal activity

Related fintech episodes: A New VC Cycle? 2022 European Venture Capital Trends… · Andy Goldstein: Why European VC Needs a Reboot

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

The February 2023 wrap-up of DACH startup news, with Jörn “Joe” Menninger covering headline rounds from $15M to $130M across Germany, Austria, and Switzerland.

Full article, links, and sources:

Why this matters for fintech: Reading each month's rounds is how fintech watchers anticipate the next cycle. February 2023's figures show where DACH capital concentrated.

In this episode, we cover:

• The month's headline rounds, from $15M to $130M
• Standout startups and sectors of February 2023
• What the figures signal about investor appetite
• Which names to watch across the region
• How the month fits the funding arc

Related fintech episodes: DACH News Dec 2024: €2.5B in Funding Highlights · DACH News March 2025: AI, VC & Fintech Trends

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

The January 2023 wrap-up kicks off the year of monthly DACH startup news with Chris and Jörn “Joe” Menninger, covering funding and highlights across Germany, Austria, and Switzerland.

Full article, links, and sources:

Why this matters for fintech: January's news is the leading indicator fintech watchers use to read the year. This roundup captures where DACH capital started 2023.

In this episode, we cover:

• The funding and highlights opening 2023
• Early-year deals across Germany, Austria, and Switzerland
• What the news signals for the year ahead
• Which sectors drew the most interest
• How founders should read the January tone

Related fintech episodes: DACH News March 2025: AI, VC & Fintech Trends · GSA News Oct 2024: Unicorns, Fintech & Green Tech

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

Where are fintech and banking headed? Paolo Sironi, IBM's Global Research Leader for banking, joins Jörn “Joe” Menninger on strategy for financial services in 2023 and beyond.

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Why this matters for fintech: Few people read the banking-fintech frontier as clearly as Paolo Sironi. This conversation frames the strategic shifts — platforms, advice, and trust — defining financial services.

In this episode, we cover:

• Paolo Sironi's outlook for fintech and banking
• The strategic shifts reshaping financial services
• Where platforms and advice are heading
• What incumbents and fintechs each must do
• How to think about the next phase of banking

Related fintech episodes: Paolo Sironi (IBM) on AI and the Future of Banking · DORA Decoded: A Fintech Compliance Guide

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

How did FTX unravel — and what does it mean for crypto? Antonio Fatás, Professor of Economics at INSEAD, joins Jörn “Joe” Menninger to explain the crypto exchange's collapse and its lessons.

Full article, links, and sources:

Why this matters for fintech: FTX is the cautionary tale at the center of modern fintech: leverage, governance, and trust failing at once. Antonio Fatás's economist lens explains what actually broke and why it matters.

In this episode, we cover:

• What really caused the FTX collapse
• Antonio Fatás's economic read on the failure
• How leverage and governance gaps compounded
• What the collapse means for crypto regulation
• Lessons for trust in digital-asset markets

Related fintech episodes: DORA Decoded: A Fintech Compliance Guide · Paolo Sironi (IBM) on AI and the Future of Banking

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.