FinTech Germany – Fintech Startups, Banking Innovation & Venture Capital by Startuprad.io™

Thing Technologies builds a proptech platform for smart buildings. This episode with Jörn “Joe” Menninger explores how software and IoT modernize how buildings are run.

Full article, links, and sources:

Why this episode matters: Proptech sits beside fintech: buildings are financial assets, and the data that runs them feeds valuations and operating economics. Thing Technologies shows how smart buildings get built.

In this episode, we cover:

• How Thing Technologies powers smart buildings
• Where software and IoT modernize real estate
• Why building data matters to owners and operators
• How proptech improves operating economics
• Where smart-building platforms are heading

Related episodes: Moss CEO Ante Spittler on SME Finance Automation · Timify on Automating Appointment Scheduling

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

A full-year review of 2019 and an outlook on 2020 — this German startup news special with Jörn “Joe” Menninger recaps the funding and trends shaping the DACH ecosystem.

Full article, links, and sources:

Why this matters for fintech: A year-in-review shows the through-line of where capital moved, and the outlook frames what's next. For fintech, it maps the momentum carrying into 2020.

In this episode, we cover:

• The full-year funding highlights of 2019
• How the DACH ecosystem shifted through the year
• Which sectors and names defined 2019
• The outlook and trends heading into 2020
• What the year signaled about investor appetite

Related fintech episodes: DACH Unicorn Tracker: Spring 2025 Startups · Andy Goldstein: Why European VC Needs a Reboot

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

GoContract is like Google Docs for contracts — legaltech built to make startup paperwork faster. This episode with Jörn “Joe” Menninger explores collaborative contract tooling.

Full article, links, and sources:

Why this episode matters: Contracts underpin every deal and every raise. GoContract's legaltech sits right beside the finance of running a startup — cutting the friction in agreements that gate transactions.

In this episode, we cover:

• How GoContract makes contracts collaborative
• Why 'Google Docs for Contracts' resonates
• Where legaltech speeds up startup operations
• What faster agreements mean for deals
• How the tool fits founder workflows

Related episodes: LegalTech & Fintech: Starting a Company in Germany · Andy Goldstein: Why European VC Needs a Reboot

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

The December 2019 wrap-up of German startup news, with Jörn “Joe” Menninger closing the year with the month's funding and highlights across the German-speaking startup scene.

Full article, links, and sources:

Why this matters for fintech: Year-end deal flow shows where capital actually landed. For fintech, December 2019's tally frames the momentum heading into 2020.

In this episode, we cover:

• The year-end funding highlights across DACH
• Standout rounds and sectors of December 2019
• What the tally means for 2020 momentum
• Which names to watch into the new year
• How investors positioned at year-end

Related fintech episodes: DACH News Dec 2024: €2.5B in Funding Highlights · DACH News March 2025: AI, VC & Fintech Trends

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

Airwallex became a cross-border payments unicorn. Co-founder Lucy Liu, featured on Forbes Asia, joins Jörn “Joe” Menninger on building global payment infrastructure.

Full article, links, and sources:

Why this matters for fintech: Cross-border payments are a massive, friction-heavy fintech market. Airwallex shows how rebuilding the rails for global money movement creates a multi-billion-dollar company.

In this episode, we cover:

• Lucy Liu on building Airwallex into a unicorn
• Why cross-border payments are so hard
• How new rails cut cost and friction
• What global expansion demands operationally
• Where cross-border fintech is heading

Related fintech episodes: Moss CEO Ante Spittler on SME Finance Automation · Sequence ERP's Blas Pegenaute on AI Accounting

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

The 2019 year-end Fintech Review — the annual DACH fintech talkshow. Frank Schwab, Paolo Sironi, Mario Hachemer, and Luka Ivicevic gather close to Christmas to talk through the year’s German-speaking fintech developments and the outlook ahead. Part of Startuprad.io’s annual Fintech Review — the year-end DACH fintech talkshow Jörn “Joe” Menninger has hosted since 2014, published just before Christmas to close the year and carry the community through the holidays.

Full article, links, and sources:

Why this matters for fintech: The 2019 edition of the flagship talkshow — the DACH fintech scene’s leading voices closing out the year together, a format guests return to and promote each year.

In this episode, we cover:

• Frank Schwab, Paolo Sironi, Mario Hachemer, and Luka Ivicevic
• The year’s German-speaking fintech developments
• The annual pre-Christmas talkshow format
• Each guest’s read on the year
• The outlook into 2020

Related fintech episodes: DACH Fintech Review 2020 · DACH Fintech Review 2018.

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

PERUN speeds up blockchain payments using private state channels off public chains like Ethereum. This episode with Jörn “Joe” Menninger explores scaling crypto payments.

Full article, links, and sources:

Why this matters for fintech: Payment speed and cost decide whether blockchain can serve real finance. PERUN's channel approach is a look at how crypto payments scale toward practical fintech use.

In this episode, we cover:

• How PERUN uses state channels for faster payments
• Why public blockchains struggle with payment speed
• What off-chain channels change about cost
• Where blockchain meets real payment needs
• What scaling means for crypto fintech

Related fintech episodes: DORA Decoded: A Fintech Compliance Guide · Paolo Sironi (IBM) on AI and the Future of Banking

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

The November 2019 wrap-up of German startup news, with Jörn “Joe” Menninger covering the month's funding and highlights across the German-speaking startup scene.

Full article, links, and sources:

Why this matters for fintech: Monthly deal flow is the pulse fintech operators read. November 2019's rounds show where DACH capital and attention were moving.

In this episode, we cover:

• The month's biggest DACH funding rounds
• Standout startups and sectors of November 2019
• What the figures signal about investor appetite
• Which names to watch across the region
• How the month fits the funding arc

Related fintech episodes: DACH News Dec 2024: €2.5B in Funding Highlights · DACH News March 2025: AI, VC & Fintech Trends

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

Thinksurance runs an insurtech platform connecting brokers and insurers. This episode with Jörn “Joe” Menninger explores how it digitizes the way commercial insurance gets placed.

Full article, links, and sources:

Why this matters for fintech: Insurtech that fixes distribution sits at the heart of a huge fintech opportunity. Thinksurance shows how a platform brings brokers and insurers into one digital marketplace.

In this episode, we cover:

• How Thinksurance connects brokers and insurers
• Why insurance distribution needs digitizing
• What a broker-insurer platform changes
• Where insurtech creates efficiency
• How the model scales in commercial insurance

Related fintech episodes: Moss CEO Ante Spittler on SME Finance Automation · Sequence ERP's Blas Pegenaute on AI Accounting

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

Creditshelf was Germany's only listed pure-play lending fintech. This episode from the archives, with Jörn “Joe” Menninger, explores digital SME lending as a public company.

Full article, links, and sources:

Why this matters for fintech: A listed lending fintech is a rare, transparent window into the economics of digital credit. Creditshelf shows what it takes to scale SME lending under public-market scrutiny.

In this episode, we cover:

• Why Creditshelf was Germany's only listed lending fintech
• How digital SME lending works at scale
• What being public demands of a lender
• How lending platforms fund their loan books
• Where digital lending is heading

Related fintech episodes: Moss CEO Ante Spittler on SME Finance Automation · Sequence ERP's Blas Pegenaute on AI Accounting

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.