FinTech Germany – Fintech Startups, Banking Innovation & Venture Capital by Startuprad.io™

Why do customers really choose one product over another? Tony Ulwick joins Jörn “Joe” Menninger to unpack the Jobs to Be Done framework for building products people actually pick.

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Why this episode matters: Product-market fit is the foundation under every startup, fintech included. Jobs to Be Done gives founders a rigorous way to find the problem worth solving before building.

In this episode, we cover:

• What the Jobs to Be Done framework really means
• Tony Ulwick on why customers choose products
• Moving past features to the underlying job
• How to find the problem worth building for
• Applying JTBD to product and roadmap decisions

Related episodes: Startup Storytelling: Pitches Investors Remember · Jakob Trpin on Emotional Branding for Startups

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

Introducing Reid and AIs riff on what could go right with AI from Possible.

Follow the show: Possible

This week, we're bringing you the introduction of Reid’s new book, Superagency: What Could Possibly Go Right with Our AI Future, which he co-wrote with last week’s Possible guest, Greg Beato. The Superagency audiobook is narrated by voice actor Scott Wallace and converted with Respeecher to Reid’s AI voice. 

Plus, hear what happens when Reid and Aria load Superagency’s introduction into Google’s NotebookLM and turn the final minutes of the episode over to two AI co-hosts. 

For more info on the podcast and transcripts of all the episodes, visit https://www.possible.fm/podcast/ 

For more on Superagency, check out superagency.ai. 

DISCLAIMER: Please note, this is an independent podcast episode not affiliated with, endorsed by, or produced in conjunction with the host podcast feed or any of its media entities. The views and opinions expressed in this episode are solely those of the creators and guests. For any concerns, please reach out to [email protected].

Acquisitions and fresh funding open the year across German, Austrian, and Swiss startups — this January 2025 DACH Startup News with Jörn “Joe” Menninger sets the tone for the months ahead.

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Why this matters for fintech: January's M&A and funding moves are the leading indicators fintech watchers use to read the year. This roundup captures where DACH capital started 2025.

In this episode, we cover:

• The acquisitions opening 2025 in DACH
• Early-year funding across Germany, Austria, and Switzerland
• What the deals signal for the year ahead
• Sectors drawing the most investor interest
• How founders should read the January tone

Related fintech episodes: DACH Startup News December 2024: Funding Highlights… · DACH Startup News March 2025: AI, Venture Capital &…

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

Introducing Greg Beato on superagency, AI, and the cognitive industrial revolution from Possible.

Follow the show: Possible

In an age of increasingly ubiquitous AI, how do we maintain control of our lives and successfully plot our own destinies? In this episode, Reid is in the hotseat alongside writer Greg Beato, discussing this and more in the context of their new book, Superagency. Greg is a seasoned journalist whose work has appeared in the New York Times, Wired, The Washington Post, Reason, Spin, and Slate, to name a few. He and Reid delve into what could possibly go right with our AI future; the cognitive industrial revolution; and the difference between AI Doomers, Gloomers, Zoomers, and Bloomers. Plus, Reid’s AI avatar makes a cameo to join for a few rounds of the game “Overrated/Underrated.” 

For more info on the podcast and transcripts of all the episodes, visit https://www.possible.fm/podcast/ 

For more on Superagency, check out superagency.ai. 

Topics:

2:04 - Overrated/Underrated Round I

5:02 - Why Reid chose Greg as his co-author

6:01 - Why Greg wanted to write this book

8:19 - Why Reid chose this book topic at this particular time

11:21 - How the rise of AI is similar to the rise of social media

16:36 - Agency, superagency, and AI

19:59 - Overrated/Underrated Round II

23:28 - Defining AI Doomers, Gloomers, Zoomers, and Bloomers

28:46 - How AI amplifies agency

32:16 - How ChatGPT shifted people’s relationship with AI

37:21 - Choosing AI vs. AI being baked into technologies 

39:28 - Speed and scale in the current AI moment

44:37 - How innovation and safety can coexist

48:49 - Rapid-fire Questions

Possible is an award-winning podcast that sketches out the brightest version of the future—and what it will take to get there. Most of all, it asks: what if, in the future, everything breaks humanity's way? Tune in for grounded and speculative takes on how technology—and, in particular, AI—is inspiring change and transforming the future. Hosted by Reid Hoffman and Aria Finger, each episode features an interview with an ambitious builder or deep thinker on a topic, from art to geopolitics and from healthcare to education. These conversations also showcase another kind of guest: AI. Whether it's Inflection’s Pi, OpenAI’s ChatGPT or other AI tools, each episode will use AI to enhance and advance our discussion about what humanity could possibly get right if we leverage technology—and our collective effort—effectively.

DISCLAIMER: Please note, this is an independent podcast episode not affiliated with, endorsed by, or produced in conjunction with the host podcast feed or any of its media entities. The views and opinions expressed in this episode are solely those of the creators and guests. For any concerns, please reach out to [email protected].

Startuprad.io’s 10th Annual Fintech Review. In this milestone year-end episode, Joe Menninger and IBM thought leader Paolo Sironi reflect on a decade of fintech evolution and the trends defining 2024 — AI and machine learning reshaping banking, decentralized finance maturing, and an enforcement-era regulatory landscape pressing on traditional financial institutions. Part of Startuprad.io’s annual Fintech Review — the year-end DACH fintech talkshow Jörn “Joe” Menninger has hosted since 2014, published just before Christmas to close the year and carry the community through the holidays.

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Why this matters for fintech: The flagship annual wrap-up of DACH fintech — a decade-in-review from the scene’s most-cited voices. If you read one fintech retrospective for 2024, this is it.

In this episode, we cover:

• The 10th Annual Fintech Review — a decade of DACH fintech
• Paolo Sironi (IBM) on AI and machine learning in banking
• Decentralized finance maturing beyond the hype
• The enforcement-era regulatory landscape
• What a decade of fintech evolution signals for 2025

Related fintech episodes: DACH Fintech Review 2025 · DACH Fintech Review 2023.

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

€100M, €1B, and €2.5B milestones close out the year — this December 2024 DACH Startup News roundup with Jörn “Joe” Menninger recaps the funding highlights across Germany, Austria, and Switzerland.

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Why this matters for fintech: Year-end funding tallies show where the money actually went. For fintech, December's highlights frame the momentum carrying into the new year.

In this episode, we cover:

• The year-end funding highlights across DACH
• Rounds spanning €100M to €2.5B
• Which sectors closed 2024 strongest
• What the tally means for 2025 momentum
• How investors positioned into year-end

Related fintech episodes: DACH Startup News March 2025: AI, Venture Capital &… · DACH Startup News February 2025: Finn's €1B Raise &…

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

Ertan Özdil, CEO of Weclapp, joins Jörn “Joe” Menninger on how cloud ERP automates finance and operations for startups and SMEs — and why the back office is where efficiency compounds.

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Why this matters for fintech: ERP is where a company's money actually moves — invoicing, accounting, cash. Weclapp shows how automating those financial operations turns the back office from a cost center into an edge.

In this episode, we cover:

• How Weclapp brings cloud ERP to startups and SMEs
• Ertan Özdil on automating finance and operations
• Why the back office drives real efficiency gains
• Where ERP and fintech automation overlap
• Lessons on scaling a European SaaS platform

Related fintech episodes: Sequence ERP's Blas Pegenaute on AI Accounting · Moss CEO Ante Spittler on SME Finance Automation

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

A €79M headline round and the tech trends shaping Germany, Austria, and Switzerland — this November 2024 DACH Startup News with Jörn “Joe” Menninger rounds up the month that matters.

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Why this matters for fintech: Monthly deal flow is the pulse fintech operators read. November's rounds and trends show where DACH capital and attention were moving into year-end.

In this episode, we cover:

• The €79M headline round of November 2024
• Tech trends shaping the DACH ecosystem
• Which sectors drew investor attention
• What the month signaled for year-end momentum
• How founders should read the funding climate

Related fintech episodes: DACH News Dec 2024: €2.5B in Funding Highlights · GSA Startup News October 2024: Unicorns, Fintech &…

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

$1B valuations, a €178M round, and fresh fintech and sustainable-tech moves — this October 2024 edition of This Month in German, Swiss, and Austrian Startups, with Jörn “Joe” Menninger, maps the month.

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Why this matters for fintech: When unicorns and fintech headlines land in the same month, the capital signal is loud. This roundup shows where DACH value creation concentrated in October 2024.

In this episode, we cover:

• The $1B valuations headlining October 2024
• Fintech moves across Germany, Austria, and Switzerland
• A €178M round and other standout deals
• Sustainable-tech momentum drawing capital
• What the month means for DACH investors

Related fintech episodes: DACH Startup News November 2024: Funding & Tech Trends… · DACH News Dec 2024: €2.5B in Funding Highlights

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

Magic AI raised $320M, Intel put a €30B plan on halt, and DACH startups kept moving — this September 2024 DACH Startup News with Jörn “Joe” Menninger breaks down the month's biggest developments.

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Why this matters for fintech: Mega-raises and paused mega-projects both reprice risk. For fintech, these swings shape how much capital and confidence flow into the next quarter.

In this episode, we cover:

• Magic AI's $320M raise and what it signals
• Intel's €30B halt and its ripple effects
• The month's most impactful DACH developments
• How the swings reprice investor risk
• What founders should take from September 2024

Related fintech episodes: GSA Startup News October 2024: Unicorns, Fintech &… · DACH Startup News November 2024: Funding & Tech Trends…

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.