Fintech Hunting

Ladies and gentlemen, prepare for an exhilarating FinTech Hunting podcast episode! Join host Michael as he welcomes Fobby Naghmi, the senior vice president of Homecoming Mortgage and an industry thought leader. Fobby is known for his incredible insights and a successful podcast, Laugh Lend Eat. In this episode, Fobby shares his observations on the tough housing market and offers valuable strategies to stay ahead as a lender. He dives into innovative campaigns, such as leveraging non-QM products and home equity cash-out refinancing, to attract builders and borrowers alike. Fobby also highlights the importance of recruiting top talent and how technology, like the Simple CRM platform, plays a crucial role in fostering relationships and boosting efficiency. Discover how Fobby's team utilizes AI-powered chat GPT tools to enhance communication and gain a competitive edge. With his wealth of knowledge and practical advice, Fobby Naghmi, is a guest you don't want to miss. Tune in now and unlock the secrets to success in the ever-evolving world of fintech and mortgage lending!

Ladies and gentlemen welcome to a dynamic and interesting episode of the Fintech Hunting Podcast! In this episode, we have a special guest, Jim Deitch CMB, co-founder and CEO of Teraverde, who is not only an industry thought leader and tech innovator but also an expert in lending profitability with significant financial services expertise.

The conversation discusses to the rising costs of loan origination, a challenge that lenders are grappling with. Jim explains that the industry still hasn't right-sized its workforce or optimized operational and origination processes. 

Michael and Jim discuss the importance of understanding each loan and employee's cost structure and profitability and how technology can be leveraged to alleviate rising costs and increase efficiency.

The episode concludes with Jim's call to action for lenders to drive their business forward by focusing on cost reduction, efficiency, and delivering a better customer experience. He emphasizes that looking ahead and embracing change is crucial for long-term success and that the low-cost producers will be the winners in the industry.

Tune in now to stay ahead of the curve in the ever-evolving world of lending!

Welcome to the FinTech Hunting Podcast, where we bring you the latest insights and trends in the financial technology industry. In this episode, we have a special guest, Alayna Gardner, Lodestar's director of sales and marketing. She is making waves in the mortgage industry with her innovative ideas and fresh perspective. Join host Michael Hammond as he dives into a captivating conversation with Alayna, where they discuss the challenges lenders face in today's market and the importance of leveraging digital and live events. Alayna shares her secrets on creating memorable experiences on a budget, offering practical tips to engage clients and build lasting connections. Don't miss this opportunity to gain valuable insights from a rising star in the industry. Subscribe to the podcast now to stay updated with the latest episodes and never miss a beat.

Ladies and gentlemen welcome to a new Fintech Hunting Podcast episode hosted by the charismatic Michael Hammond. Get ready for an incredible conversation with an industry thought leader, a certified mortgage banker, and a force to be reckoned with. Join us as we welcome Ruth Lee, the founder, and CEO of Big Think, who is a dear friend and a passionate coach and advocate for process improvement and executive leadership. In this episode, Michael and Ruth dive deep into the pressing issues and pain points lenders face today. They explore the transformative power of AI and its impact on the mortgage industry. Discover how AI, like ChatGPT, can boost productivity and personalization while debunking the myths and fears surrounding its capabilities. With Ruth's wealth of experience and Michael's engaging style, this heartfelt conversation will inspire you to embrace the opportunities that lie ahead. Tune in now to this dynamic and engaging episode of the Fintech Hunting Podcast.

Welcome to a captivating episode of the FinTech Hunting Podcast, where we have a special guest who is not only a technology evangelist and industry thought leader but also deeply passionate about helping homeowners. In this episode, we are thrilled to introduce Dustin Gray, the CEO and co-founder of Milestones Labs.

Dustin's journey began unexpectedly 28 years ago in the real estate and mortgage business as a high school student. Since then, his career has flourished, and he has become a driving force in the industry. Throughout his entrepreneurial endeavors, he has witnessed the challenges faced by homeowners and recognized the need for a more streamlined and seamless interaction.

Imagine the excitement of becoming a homeowner, followed by the realization of the countless complexities that come with it. Dustin understands firsthand the challenges homeowners encounter, especially in today's fast-paced market. From maintaining and improving their property to making critical decisions about renovations or future investments, homeowners face a maze of personal and financial considerations.

During this episode, Dustin shares his personal experiences, including purchasing a home sight unseen and embarking on a complete renovation. He reveals the challenges he and his family faced and the various decisions they had to navigate. From finding trustworthy professionals to accessing funds and managing unexpected issues, their journey exemplifies the overwhelming nature of homeownership.

The conversation takes a compelling turn as Dustin delves into the genesis of Milestones Labs. Originally focused on revolutionizing the real estate transaction process, the company realized the need to address the long-term relationship between homeowners and their trusted advisors. They recognized that the journey of homeownership is not merely a one-time transaction but rather an ongoing, decade-long experience.

Milestones Labs set out to bridge this gap by creating a digital Swiss Army knife of homeownership, enabling homeowners to stay connected with their trusted advisors throughout the entire 10-year journey. By leveraging the expertise, local market knowledge, and personal networks of professionals, Milestones Labs aims to provide homeowners with a continuous support system. Whether it's obtaining advice, seeking assistance, or exploring new opportunities, homeowners can rely on their trusted advisors to guide them every step of the way.

Join us in this captivating episode as Dustin Gray shares his insights, experiences, and the innovative vision behind Milestones Labs. Discover how this groundbreaking platform transforms the traditional transaction-based approach into a lifelong partnership, revolutionizing the way homeowners navigate the challenges of homeownership.

Tune in now and embark on a transformative journey to revolutionize the way we perceive and navigate homeownership. This episode promises to be a heartfelt, informative, and engaging discussion that will empower you to make informed decisions and forge lasting connections in the world of real estate and mortgage. Don't miss out on this opportunity to gain valuable insights from one of the industry's brightest minds. Listen to the FinTech Hunting Podcast now!

Welcome to the FinTech Hunting Podcast, where we bring you the latest insights and innovations in the world of financial technology. In this episode, we have a special guest, Chad Karol, a technology evangelist and valuation expert who recently joined Nationwide Property and Appraisal Services as the Senior Vice President. Chad brings a wealth of knowledge and expertise to the table, with 16 years of experience in the alternative valuation space and overseeing close to 2 million transactions.

In our conversation, Chad discusses the challenges faced by the industry, such as the shortage of appraisers and the need for faster turnaround times. He highlights the benefits of alternative valuation models, particularly desktop appraisals, which allow appraisers to focus on analysis and valuation while data collectors gather property information. Chad emphasizes that these alternative models provide quicker turnaround times and lower costs and enable appraisers to increase their earnings by completing more volume from the comfort of their desks.

We delve into Nationwide's new offering, the Pinnacle Desktop Appraisal, which combines local appraisers' expertise with a bifurcated process involving real estate professionals for data collection. This model ensures high-quality appraisals through two rounds of quality control checks. Chad also addresses lenders' concerns about adopting alternative valuation models, encouraging open discussions to explore the advantages and address regulatory challenges.

As the market evolves, Chad envisions more lenders embracing alternative valuation products, especially with Fannie Mae and Freddie Mac onboard. He foresees a future where these products, including the Pinnacle Desktop Appraisal, become the norm for home equity and fix-and-flip loans. If you're interested in learning more about the benefits of alternative valuation models and how they can transform the industry, don't miss this engaging and insightful episode with Chad Karol.

Ladies and gentlemen, welcome to a new episode of the Fintech Hunting Podcast.  We have an incredible guest for you today.  She is a leading originator, a system and process expert, and passionate about networking to add value to people in the mortgage industry.  Please help me welcome Cameron Watson, Senior Mortgage Loan Officer, Coastal Custom Mortgage, Inc., part of the Lariscy & Watson Mortgage Team.

In this don't miss this episode, Cameron shares tips and strategies that she has been able to use as an originator to grow her business in today's mortgage market, the power of open houses done right, what to give as a leave behind for real estate agents, how to leverage video to become a thought leader, and breaking down barriers to gain engagement and so much more. Don't miss this dynamic and insightful episode.

Ladies and gentlemen, welcome to a new episode of the Fintech Hunting Podcast.  We have a fantastic guest for you today.  She is an industry thought leader, technology evangelist, and passionate about delivering market intelligence.  Please help me welcome Heidi Iverson, Director of Growth at Mobility Market Intelligence.

In this episode, we discuss Hiedi's extensive background in financial services, the power of leveraging data and market intelligence in today's mortgage market, industry trends, MMI, and so much more. Don't miss this insightful episode.

Ladies and gentlemen welcome to a new episode of the Fintech Hunting Podcast.  We have an incredible guest for you today.  She is a leading business coach, industry thought leader, and passionate about adding value to people in the mortgage industry.  Please help me welcome  Robin Lukason, Executive Business Coach and Consultant.

Don't miss this dynamic episode where we discuss the current market conditions and the importance of systems and organizational processes, technologies' role in helping lenders, the importance of relationships and how to better manage people, the power of having a coach, and so much more.

Don't miss this powerful and dynamic episode. We have an exceptional guest for you today. She is an industry trailblazer and thought leader, extremely well respected for all she does for the mortgage industry (not just in California). Please help me welcome back Susan Milazzo, CEO at California Mortgage Bankers Association.

In this episode, we discuss leading during challenging times, the CMBA's vision and foresight in helping members navigate these constantly changing mortgage market conditions, the power of information, why conferences play a critical role in navigating these times, how the CMBA has stepped up to provide member lenders with FREE admission to Innovators Conference, collaboration, technology insights, and additional events throughout the rest of 2023, and so much more.