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About this episode:
Quantum computing has been hailed as the next major technological breakthrough. But what does it actually mean for financial services, and how soon could it start making a difference?
In this episode of Fintech Insider Insights, Benjamin Ensor is joined by Dave Starling, Head of Future Products Technology at NatWest Group; Amna Usman Chaudhry, Financial Economist, Autonomous Finance Leader and author of KYS: Know Your Swarm; and Ewan Silver, CTO at 11:FS Holdings, to explore the opportunities and risks quantum computing presents for the financial industry.
The panel breaks down what quantum computing is, how it differs from conventional computing, and where banks are already exploring its potential. From financial modelling and risk assessment to portfolio optimisation and payments, they discuss where quantum technology could deliver real value and what's still holding it back.
This week's guests:
Dave Starling - Head of Future Products Technology at NatWest Group
Amna Usman Chaudhry - Financial Economist, Autonomous Finance Leader & Author of KYS: Know Your Swarm
Ewan Silver - CTO at 11:FS Holdings
Links to check out:
We're on Substack! Subscribe for bonus content from the podcast, exclusive episodes, early access to events, and our weekly newsletter, Bitesized.
https://substack.com/@11fsfintechinsider
Join our WhatsApp community, where you can get the inside track on all things 11:FS, as well as having your say on the things we should be paying attention to.
https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf
About Fintech Insider:
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
If you enjoyed this episode, don’t forget to subscribe and leave a review!
Got a question for us? Email [email protected]!
Learn more about your ad choices. Visit megaphone.fm/adchoices
About this episode:
From hedge funds to building AI agents, Samantha McBride's journey into fintech has been anything but conventional.
In this bonus episode of Fintech Insider Insights, David M. Brear is joined by Samantha McBride, founder and CEO of Ani Tech, to explore how AI agents are transforming financial services and why firms that fail to embrace the technology risk being left behind.
Samantha shares how a New Year's resolution to learn coding with her mum led her to leave a career in hedge funds and launch her own AI company. They discuss how Ani Tech is helping firms like Octopus Money automate workflows, where AI is already delivering real value, and what's holding financial institutions back from adoption.
Guests:
Samantha McBride - CEO of Ani Tech
Links to check out:
Join us at London's Village Underground on Thursday 12th November for a live recording of Fintech Insider News.
https://www.11fs.com/services/media/after-dark
We're on Substack! Subscribe for bonus content from the podcast, exclusive episodes, early access to events, and our weekly newsletter, Bitesized.
https://substack.com/@11fsfintechinsider
Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.
https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf
About Fintech Insider:
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
If you enjoyed this episode, don’t forget to subscribe and leave a review!
Got a question for us? Email [email protected]!
Learn more about your ad choices. Visit megaphone.fm/adchoices
About this episode:
Host Kate Moody - Customer Strategy Director at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week.
This week's guests:
Dr Clive Summerfield - CEO of FARx,
Wincie Wong - Founding Member of Tech She Can
James A. Brown - CEO of Leeds Credit Union
Plus voice note from:
Binu Paul - Consultant at SavvyKiwi
Stories/timestamps:
Binance users withdraw $5bn in wake of hack - (01:15)
Mastercard partners with OpenAI on Agent Pay and AI transformation -(15:53)
Revolut Secures Landmark New Zealand Banking Licence - (31:44)
HSBC to establish Hong Kong AI institute - (45:52)
UK side-hustle tax-free allowance to rise to £3,000 next year - (47:40)
Links to check out:
Fintech Connect on 1-2 December, 2026 - Excel - London!
https://www.fintechconnect.com/
Join us at London's Village Underground on Thursday 12th November for a live recording of Fintech Insider News.
https://www.11fs.com/services/media/after-dark
We're on Substack! Subscribe for bonus content from the podcast, exclusive episodes, early access to events, and our weekly newsletter, Bitesized.
https://substack.com/@11fsfintechinsider
Join our WhatsApp community, where you can get the inside track on all things 11:FS, as well as having your say on the things we should be paying attention to.
https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf
About Fintech Insider:
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
If you enjoyed this episode, don’t forget to subscribe and leave a review!
Got a question for us? Email [email protected]!
Learn more about your ad choices. Visit megaphone.fm/adchoices
About this episode:
As AI agents become capable of automatically moving money, optimising savings and making financial decisions on our behalf, could they fundamentally challenge the way banks make money?
Host Ross Gallagher is joined by Conrad Ford from Allica Bank, Merusha Naidu from Paymentology, and Aurélien Bonnel from N3XT, to explore what fully automated money could mean for the future of banking.
They discuss whether AI agents could disrupt traditional banking revenues, make deposits more mobile and introduce new risks to financial stability. Plus, as banks compete to serve AI agents rather than just customers, what will it take to remain profitable, and who stands to benefit from a more automated financial system?
This week's guests:
Conrad Ford - Chief Product and Strategy Officer at Allica Bank
Merusha Naidu - Global Head of Partnerships at Paymentology
Aurélien Bonnel - CTO of N3XT
Links to check out:
Join us at London's Village Underground on Thursday 12th November for a live recording of Fintech Insider News.
https://www.11fs.com/services/media/after-dark
We're on Substack! Subscribe for bonus content from the podcast, exclusive episodes, early access to events, and our weekly newsletter, Bitesized.
https://substack.com/@11fsfintechinsider
Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.
https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf
About Fintech Insider:
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
If you enjoyed this episode, don’t forget to subscribe and leave a review!
Got a question for us? Email [email protected]!
Learn more about your ad choices. Visit megaphone.fm/adchoices
About this episode:
Host Kate Moody – Customer Strategy Director at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week.
This week's guests:
Daniel Wills- Senior Financial Advisor at Plum
Matthew Goldman - Founder and Managing Member at Totavi
Brad Wiskirchen - Chief Commercial Officer at Chargebacks911 and CEO at Fi911
Stories/timestamps:
Smart money app Plum secures FCA approval for targeted support - (01:19)
Chargebacks911 launches indemnification for AI agent purchases - (15:05)
Mastercard targets creators via MrBeast partnership - (28:15)
Revolut launches personal loans in the UK as Bank of England orders review - (40:26)
Halloween 'bigger than Christmas', say businesses - (42:36)
Links to check out:
Join us at London's Village Underground on Thursday 12th November for a live recording of Fintech Insider News.
https://www.11fs.com/services/media/after-dark
We're on Substack! Subscribe for bonus content from the podcast, exclusive episodes, early access to events, and our weekly newsletter, Bitesized.
https://substack.com/@11fsfintechinsider
Join our WhatsApp community, where you can get the inside track on all things 11:FS, as well as having your say on the things we should be paying attention to.
https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf
About Fintech Insider:
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
If you enjoyed this episode, don’t forget to subscribe and leave a review!
Got a question for us? Email [email protected]!
Learn more about your ad choices. Visit megaphone.fm/adchoices
About this episode:
It's episode 1111 of Fintech Insider, and we're making a wish!
To celebrate this milestone, we're turning the tables on our usual hosts and asking a simple question: If you could change anything about financial services, what would you wish for?
Stepping in as our Fintech Fairy Godmother, Sarah Kocianski, Scaling & Growth Specialist at the FCA, is joined by three familiar voices from Fintech Insider.
From helping customers build better financial futures to making money less awkward to talk about and ensuring AI does more good than harm, they share their biggest wishes for the industry.
But there's a catch: even a fairy godmother can't fix financial services with a wave of her wand. So what would it actually take to turn these wishes into reality?
This week's guests:
Ross Gallagher - Head of Consulting at 11:FS
Kate Moody – Customer Strategy Director at 11:FS
Benjamin Ensor - Director of Research and Strategy at 11:FS
Links to check out:
Join us at London's Village Underground on Thursday 12th November for a live recording of Fintech Insider News.
https://www.11fs.com/services/media/after-dark
We're on Substack! Subscribe for bonus content from the podcast, exclusive episodes, early access to events, and our weekly newsletter, Bitesized.
https://substack.com/@11fsfintechinsider
Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.
https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf
About Fintech Insider:
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
If you enjoyed this episode, don’t forget to subscribe and leave a review!
Got a question for us? Email [email protected]!
Learn more about your ad choices. Visit megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices
About this episode:
Host Laura Watkins - Director of Media and Marketing at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week.
This week's guests:
Pav Gill - Founder and CEO at Confide
Vijay Konduru - Head of Business Innovation & AI Products at Huntington National Bank
Maia Bittner - Chief Product Officer at Imprint
Stories/timestamps:
Confide Launches Agentic Governance Platform - (04:27)
Huntington Bank partners Google Cloud - (16:46)
Acorns buys Gen Z social finance app Frich - (31:16)
Google resolves cloud outage affecting UK banks and websites - (44:56)
The wildlife winners set to appear on UK banknotes revealed - (46:57)
Links to check out:
Join us at London's Village Underground on Thursday 12th November for a live recording of Fintech Insider News.
https://www.11fs.com/services/media/after-dark
We're on Substack! Subscribe for bonus content from the podcast, exclusive episodes, early access to events, and our weekly newsletter, Bitesized.
https://substack.com/@11fsfintechinsider
Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.
https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf
About Fintech Insider:
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
If you enjoyed this episode, don’t forget to subscribe and leave a review!
Got a question for us? Email [email protected]!
Learn more about your ad choices. Visit megaphone.fm/adchoices
About this episode:
AI agents are moving beyond helping employees work faster. They're increasingly being connected to company knowledge, internal systems and workflows, allowing them to take action and become part of how organisations operate.
But as AI agents become more capable, how much autonomy should we give them? Who decides what they can access, who's accountable when something goes wrong, and how can financial institutions maintain control as adoption scales?
In this episode of Fintech Insider Insights, in partnership with Dust, host Benjamin Ensor, Director of Research and Strategy at 11:FS, is joined by expert guests to explore what happens when AI agents become part of the workforce.
Guests:
Gabriel Hubert - CEO & Co-Founder, Dust
Tom Harris - Chief Product and Technology Officer at Oaknorth
Aditi Subbarao - Enterprise Sales Financial Services at Snowflake
Links to check out:
Join us at London's Village Underground on Thursday 12th November for a live recording of Fintech Insider News.
https://www.11fs.com/services/media/after-dark
We're on Substack! Subscribe for bonus content from the podcast, exclusive episodes, early access to events, and our weekly newsletter, Bitesized.
https://substack.com/@11fsfintechinsider
Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.
https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf
About Fintech Insider:
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
If you enjoyed this episode, don’t forget to subscribe and leave a review!
Got a question for us? Email [email protected]!
Learn more about your ad choices. Visit megaphone.fm/adchoices
About this episode:
Host Ross Gallagher- Head of Consulting at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week.
This week's guests:
Joe Parkin - Managing Partner, FG Partners
Kemi Odusan - Head of Growth, spektr
Marit Rødevand - CEO and co-founder, Strise
Stories/timestamps:
Ramp reportedly hits $60bn valuation in $1.85bn funding round - (04:02)
UK venture capital reports largest fundraising quarter on record in Q3 - (16:27)
Bank of America and Amex hit with combined $1.55bn in AML fines - (29:07)
US Bank tops 11:FS mobile banking rankings - (41:48)
Revolut to create its own scent - (44:05)
Links to check out:
Join us at London's Village Underground on Thursday 12th November for a live recording of Fintech Insider News.
https://www.11fs.com/services/media/after-dark
We're on Substack! Subscribe for bonus content from the podcast, exclusive episodes, early access to events, and our weekly newsletter, Bitesized.
https://substack.com/@11fsfintechinsider
Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.
https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf
About Fintech Insider:
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
If you enjoyed this episode, don’t forget to subscribe and leave a review!
Got a question for us? Email [email protected]!
Learn more about your ad choices. Visit megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices
About this episode:
Earning a good salary doesn't necessarily mean building wealth. For a growing group of high earners, often referred to as HENRYs (High Earners, Not Rich Yet), the journey from financial success to long-term wealth can be surprisingly difficult.
While traditional banking focuses on everyday financial needs and wealth management often caters to those who have already accumulated significant assets, many high earners find themselves somewhere in between.
In this episode of Fintech Insider Insights, host Ross Gallagher, Head of Consulting at 11,:FS is joined by Kate Moody, Customer Strategy Director at 11; Matt Ford, Co-Founder & CEO of Sidekick; and Tamara van den Ban, MD of Premier Banking at NatWest Group, to explore what prevents high earners from turning income into wealth, how their financial needs are evolving, and what banks and fintechs can do to better support them.
This week's guests:
Kate Moody - Customer Strategy Director at 11:FS
Matt Ford - Co-Founder & CEO, Sidekick
Tamara van den Ban - MD, Premier Banking at NatWest Group
Links to check out:
Join us at London's Village Underground on Thursday 12th November for a live recording of Fintech Insider News.
https://www.11fs.com/services/media/after-dark
We're on Substack! Subscribe for bonus content from the podcast, exclusive episodes, early access to events, and our weekly newsletter, Bitesized.
https://substack.com/@11fsfintechinsider
Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.
https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf
About Fintech Insider:
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
If you enjoyed this episode, don’t forget to subscribe and leave a review!
Got a question for us? Email [email protected]!
Learn more about your ad choices. Visit megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices
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