Fintech Ki Baat

In this episode of Fintech Ki Baat Dil Se, we sit down with Chirag Shah, Founder & CEO of MyPulse, to explore his journey from investment banking in the US and London to building a fintech infrastructure company in India.

Chirag shares how the 2008 financial crisis sparked his entrepreneurial journey, why he moved back to India to build MyPulse, and what it takes to build technology that helps SMEs and lenders make smarter financial decisions through data.

We cover his journey from Mumbai → US → London (post-2008 credit crisis) → back to India to build MyPulse, plus hard truths on entrepreneurship: don’t over-plan, don’t obsess about being first, and hire a “team of lions.”

A must-watch for founders, fintech enthusiasts, and anyone building in the SME and financial data ecosystem.

TIME STAMPS

02:16- Chirag Shah’s journey from Mumbai → US → London → India

03:50- Leaving Job & Stepping in the world of Entrepreneurship

05:19- The myth of “first-mover advantage” in startups

07:20- What made you caome back to India from London

08:20- The Journey of Building MyPulse From the Scratch

09:34- Most Humbling piece came across while building MyPulse11:00- Hiring your first team and building a “team of lions”

13:18- Fund Raising in India Vs. Other Foreign Countries

14:50- How do you see B2B model Vs. Unit Economic Model?

18:10- A piece of advice for someone who is starting B2B Business Model & even be revenue positive

21:00- 3 Don'ts for Budding Entrepreneurs.

Stay tuned for the next segment Dhande Ki Baat, where we deep dive into how MyPulse is transforming financial intelligence for SMEs.

In this episode, Nitish Sahni, Co-Founder of Paasa, breaks down the complete infrastructure behind global investing — from LRS remittances and bank integrations to Interactive Brokers custody, estate tax risks, and compliance layers.We also explore how global diversification is reshaping Indian portfolios, the macro impact of capital outflows, and what the future holds for cross-border investing.

⏱ TIME STAMPS

02:24 – The story behind the name Paasa

03:15 – How a $1 investment actually travels overseas

08:05 – Exchanges connected globally

08:42 – Do you need an account with partner banks?

09:51 – From bank debit to share custody confirmation11:54 – How global equities change the investor landscape

17:59 – Estate tax rules for Indian investors

19:35 – If 30% of Indians invest globally: macro impact

22:10 – How this space evolves in the next few yearsThis is not theory.

This is the real backend of cross-border investing explained in simple terms.If you're an investor, founder, fintech enthusiast, or someone curious about how platforms enable Indians to invest globally — this episode gives you clarity.If you’ve ever wondered how global investing actually works behind the scenes — this episode connects all the dots.

n this episode of Founders Story, we sit down with Nitish Sahni, co-founder of Paasa—a YC-backed platform giving Indian investors seamless access to global assets and financial advisory.From SoFi’s data platforms in the US to Y Combinator in 2024, Nitish shares how his personal experiences with rupee depreciation and cross-border money movement led to the idea of Paasa.📌 Key themes covered:From Berkeley to SoFi: Lessons from BigTech and FintechWhy Indian HNIs lack access to global productsThe $1 trust problem in fintech onboardingGoing B2C in wealth: Breaking through regulatory and trust barriersEarly GTM learnings and customer acquisition playbooks🚀 If you’re building in fintech, working on compliance-heavy products, or just curious about what it's like to go from YC to launching in India—this story has it all.🎥 Watch now, and subscribe for more founder journeys from the frontlines of Indian fintech.#FoundersStory #Paasa #NitishSahni #YCFounder #FintechIndia #ShreyasJani #GlobalInvesting #WealthTech #YCombinator #SoFiAlumni #FintechPodcast

In this deep-dive episode of Dhande Ki Baat, we sit down with Satinder Aggarwal, founder of EQBAC—a game-changing platform that's making it seamless for Indian investors to access global assets.

From setting up international custodian accounts to enabling fractional investments in global equities, Satinder unpacks the infrastructure, regulations, and advisory model powering the next wave of cross-border investing.

What’s Inside:

👉 How global investing works for Indian retail investors

👉 Regulatory hurdles and Gift City’s rising importance

👉 The advisor-first model behind EQBAC

👉 Infrastructure, KYC, and tech stack for seamless global access

👉 Why fractionalization will shape the next phase of financial inclusion

👉 A macro view: What happens if 30% of India starts investing overseas?Whether you're a retail investor, wealth advisor, or a fintech founder—this episode is loaded with insights you don’t want to miss.

📌 Don’t forget to like, share, and subscribe for more such candid conversations.

#fintechstartup #fintechindia #fintech

What does it take to make cross-border investing effortless? In this Founder’s Story, Satinder Aggarwal, founder of EQBAC, reveals how he's building a frictionless USD-to-India investing highway—leveraging offshore funds, NRI flows, and Gift City’s potential.🚀 From quitting the corporate safety net to aggregating global mutual funds for NRIs and overseas investors, this candid conversation with Shreyas Jani dives deep into the “why” and “how” behind EQ Back’s mission.

TIMESTAMPS:

00:39 – Introduction of Satinder & EQBAC

01:27 – Global Investments

02:05 – Satinder's Journey

04:33 – Previous Startup

05:42 – From Yes Bank to Karvy to Founding EQBAC

09:12 – Managing Life Without Cashflow as a Founder

12:00 – Startup Ecosystem: Dubai vs India

15:00 – Rise of Fintech in Dubai18:00 – The ‘Aha’ Moment: EQBAC is Working

21:00 – Advice to Budding Entrepreneurs

In this explosive panel from Fintech Ki Baat Our Host Shreyas Jani dives deep with four industry veterans—Chris George (Qube Health), Jose Peter (Founder & CEO-Arogya Finance), Apurva Sule (Pharma Expert), and Atul Deshpande (Insurance Expert)—to uncover why India spends ₹6 lakh crore out-of-pocket on healthcare annually.From insurance gaps to financing innovations, discover:Why Indians fall into poverty due to medical shocksHow startups are solving critical care affordabilityThe missing middle: India's uninsured problemThe rise of healthcare sachet products & OPD financingThe role of UPI-style rails for medical paymentsWhat the next 5 years look like for India’s healthcare infra💡 Whether you're a healthcare founder, insurer, policymaker or just an aware citizen—this is a must-watch.👉 Don’t forget to like, subscribe, and share with someone who needs to hear this.TIMESTAMPS 02:33 – Evolution of Healthcare Finance in India05:44 – Jose’s experience in medical lending09:10 – Most common patient-side use cases10:36 – How countries tackle out-of-pocket expenses22:00 – Super Top-Up Insurance: Explained31:00 – Cost & complexity of oncology drugs45:00 – Changing financial behavior in healthcare56:27 – The next 5 years in healthcare & paymentsWhether you're a healthcare founder, insurer, policymaker or just an aware citizen—this is a must-watch.👉 Don’t forget to like, subscribe, and share with someone who needs to hear this.

What does it take to build trust in India’s most regulated fintech layer?In this episode of Dhande Ki Baat, host Shreyas Jani sits down with Venkatesh Krishnamoorti, Co-founder & CEO of SAFE.in, to unpack the real story behind building one of India’s first Account Aggregators.Discover how account aggregation is revolutionizing financial services by providing secure, error-free data and empowering consumers with control over their financial information. Venkatesh shares his entrepreneurial journey, insights into the industry's future, and the transformative potential of account aggregation for both businesses and individuals.From his early career in financial services to navigating RBI compliance, Venkatesh shares:

Timestamps;

00:40 – Intro & Founder Journey Recap

01:35 – What is Account Aggregation & Why it Matters

03:20 – Data Consent & Encryption Explained

06:00 – Regulatory Oversight & RBI Audits

07:30 – Lending, Wealth, Insurance & F&O Use Cases

10:10 – Why Banks Are Catching Up Slowly

10:31 – Real Savings for Lenders: ₹150 to ₹3

12:05 – Joint Account Access Coming Soon

14:14 – MSMEs + Inclusion via Joint Consent

16:35 – Non-financial Data Consents (Auditors, Visa, etc.)

18:32 – LSPs & Future Expansions Beyond Regulated Entities

22:40 – Interoperability Challenges & Sahamati NET

25:00 – Central Proxy Layer: The UPI Moment for AAs

27:34 – Business Model Viability & Market Dynamics

31:42 – DPDP & Consent as a New Layer of Power

32:45 – Future: Every Transaction Touches AA

37:45 – Wrap Up & Closing Thoughts

This isn’t a pitch. It’s raw, practical, founder-first storytelling from someone who’s building the pipes of India’s open finance future.🎧 Watch if you're a fintech builder, operator, investor, or just curious about India’s data revolution.

In this episode of Fintech Ki Baat Dil Se, Shreyas Jani sits down with Venkatesh Krishnamoorti, Co-Founder & CEO of SAAFE.in—one of India’s leading licensed Account Aggregators (AAs).

With over three decades in financial services and leadership stints at Cholamandalam and Cognizant, Venkatesh brings unparalleled insight into the evolution of digital finance in India.We deep-dive into his journey from NBFCs to tech-driven compliance, the founding story of SAFE.in, and how account aggregation is reshaping digital lending, user consent, and privacy in India.

Timestamps:

00:49 – Intro to SAFE.in and Account Aggregation

03:00 – Benefits of Account Aggregation for Lenders & Consumers

05:00 – Venkatesh’s Career Journey: Chola to Cognizant

13:58 – Startup Inspiration from Ex-Colleagues & Industry Trends

17:30 – Applying for the RBI AA License

20:25m – Financial Planning Before Starting Up

22:14 – Hard Truths & Lessons for New Entrepreneurs

If you're building in fintech, curious about open banking, or considering your own startup journey, this episode is packed with real-world insights and advice.

🔔 Subscribe to Fintech Ki Baat Dil Se for more founder-led conversations in India's fintech ecosystem.

If you’re a budding founder, operator or VC, this episode is a masterclass in what it really takes to build a fintech startup in India.

Manish Shara, Founder & CEO of ZET, shares candid lessons from his serial entrepreneurship journey, why he chose to solve India’s credit and financial access problem, and how ZET is being built for the next wave of Indian consumers.

In this conversation, we talk about:

• Early founder mistakes, pivots and mindset shifts across ventures

• How ZET thinks about fintech distribution, trust and scale in India

• Balancing growth, risk and unit economics while building in credit-adjacent spaces

• Practical takeaways for budding entrepreneurs and VCs evaluating fintech better

• Transferring actionable insights from cross domain experience

If you enjoy entrepreneurship podcasts, founder stories and deep dives into Indian fintech, this episode deserves a spot in your playlist.

Timestamps:

00:42 – Introduction

02:30 – Manish’s journey: From Jaipur coder to serial entrepreneur

06:45 – The rise and fall of Offermundi & Simplify

10:45 – Dineout days and product learnings

13:05- Manage to stay sane & how Manish took the rightful risks

21:11 – How referral logic led to OneCode

27:12 – Transition to Fintech & Zet

30:40 – Solving affordable credit with credit scores

33:57 – Manish’s 3 “Don’ts” for founders

38:45 – Final thoughts and wrap-up👉 Don’t forget to like, share, and subscribe for more candid founder journeys and deep dives into India's fintech ecosystem.

Cross-border payments are broken. Different rails, delays, hidden charges, SWIFT hassles—and Indian exporters often get caught in the chaos.In this Dhande Ki Baat episode, Our Host Sits down with Indunath Chaudhary, Founder of BriskPe, to break down how they're simplifying international trade for Indian exporters with faster settlements, local currency rails, and compliance-first infrastructure.📌 We talk about:The origin of the name BriskPeHow they built their own mini core banking systemReplacing SWIFT delays with real-time visibilitySolving compliance challenges: FIRCs, EBRC, FEMA, PMLAIndia's next export growth states & global corridorsWhy BriskPe is future-ready for CBDCs and stablecoinsAdvice to fintechs building infra in regulated spaces🎯 If you're building in fintech, exporting globally, or are curious about the infra behind cross-border B2B payments, this one’s a must-watch.🚀 This isn’t just another remittance story — it’s a lesson in how fintech infrastructure is being rebuilt, from first principles, to handle inward and outward payments, boost exporter confidence, and create global rails for Indian MSMEs.