NuBank just pulled a SoFi-style marketing play by naming Inter Miami’s new stadium Nu Stadium, putting its brand front and center in the Messi media machine. Meanwhile, crypto infrastructure firm BitGo quietly revealed it’s the engine behind SoFiUSD, signaling that stablecoins may be moving closer to mainstream banking rails. And across the Atlantic, European fintech giant Revolut is making another run at the U.S. market with a new banking charter application.

Three stories. One stack. The global fintech wars are heating up.

Robinhood launched a $695 Platinum credit card and a suite of new wealth tools. Kraken became the first crypto firm to access the Federal Reserve’s payments system. And Webull posted record results in its first year as a public company.

Today’s Fintech Stacks breaks down why Robinhood is building a full financial ecosystem, what Kraken’s Fed access means for crypto infrastructure, and why Webull’s global growth is turning heads.

Today on Fintech Stacks: SoFi’s CEO buys shares and SoFi + Mastercard push SoFiUSD into settlement rails. Affirm and Stripe roll out Shared Payment Tokens so AI agents can check out without exposing credentials. And LendingTree rallies hard despite a brutal EPS miss—because guidance and operating metrics did the talking.

Dave announces a buyback and suddenly looks less like a cash advance app and more like a capital allocator. Riot posts record revenue and leans deeper into its energy infrastructure strategy. StoneCo trims distractions and doubles down on core fintech profitability.

Today we break down what these earnings really signal: fintech’s shift from hype to discipline.

SoFi enables Solana inside a regulated bank app. Mastercard teams up with MetaMask to bring self-custody wallets to the swipe economy. And Brinks drops $6.6B on ATM infrastructure like cash never left.

Today we break down who really owns the rails — on-chain, in-app, and in armored trucks.

Block (XYZ) just cut nearly 4,000 employees and says it’s not about weakness — it’s about becoming AI-native. Plaid lands an $8B valuation years after its $5.3B Visa deal was blocked by regulators. And Shift4 (FOUR) beats earnings… then drops 15% anyway.

Today we break down what these moves really signal about fintech’s next chapter: smaller teams, repriced private markets, and why guidance matters more than EPS.

If you care about where money, tech, and markets are headed — this one’s a must-listen.

Circle jumps 30% as stablecoins shift from crypto hype to real financial infrastructure. Nu prints another profitable quarter and proves digital banking at scale actually works. Chime beats on revenue and narrows losses, signaling its path toward IPO maturity. We break down what happened, why it matters, and what it says about the next phase of fintech.

Today on Fintech Stacks:

Payoneer ($PAYO) files for a U.S. national trust bank charter as the OCC suddenly looks very open for fintech business. What changed — and why is everyone rushing the door?

Coinbase ($COIN) launches U.S. stock trading for everyone and partners with Yahoo Finance, putting a “Trade” button right next to where millions of investors already research stocks. This is distribution chess, not checkers.

And Meta ($META) is reportedly planning a stablecoin comeback. Yes, that Meta. Yes, again. Is this Libra 2.0 — or something way smarter?

The regulated crypto era might actually be here.

Today we break down takeover whispers around PayPal (PYPL) and why infrastructure gets attractive during volatility. Then we dive into Crypto.com’s conditional OCC trust bank approval and what it signals about crypto’s regulatory evolution. Finally, we unpack how Jack Henry (JKHY) is quietly bringing stablecoins to 1,600 banks — and why that may matter more than the headlines.

Klarna (KLAR) crosses the billion-dollar revenue mark but faces margin scrutiny. Lemonade (LMND) posts improving underwriting and strong 2026 guidance. And the SEC quietly updates stablecoin capital treatment in a way that could reshape broker-dealer adoption.