Yesterday was a big one. American Express beat earnings estimates by 7%, acquired an AI startup that wants to kill the expense report, and reaffirmed it's going on offense in commercial fintech. Nasdaq quietly posted one of its best quarters ever — and nobody's talking about it. And the federal government just cracked open a 30-year credit scoring monopoly that touches every single American who wants to buy a home. We break all three down, what they mean for investors, and who wins and loses as the dust settles.

Block just dropped managed accounts for kids as young as six, Visa and TikTok launched a creator debit card that's bigger than it looks, and LendingClub officially retired its name for something called Happen Bank. Today we break down what all three have in common: the race to own customers before anyone else does. Buckle up — fintech just went kindergarten.

Three major fintech earnings hit the tape on the same Tuesday — and the results couldn't be more different. Synchrony crushed it with record purchase volume and a $6.5B buyback, Capital One missed estimates while juggling two massive integrations, and Interactive Brokers delivered a 31% account growth quarter the market didn't care about. We break down what each print actually means for the fintech landscape heading into the rest of 2026.

On today's episode, we break down three stories that flew under the radar on a quiet Monday — but probably shouldn't have. Coinbase just launched crypto-backed loans in the UK, and it's starting to look a lot like a bank. Revolut's CEO told the world to wait until 2028 for an IPO — and explained exactly why that's the right call. And we put Plata on the map: the Mexican neobank that just hit a $5 billion valuation in three years flat. Big earnings week coming next week — this is your warm-up.

Big bank earnings week just wrapped and the regionals closed it out strong. We break down Truist's clean EPS beat and $1.8B capital return, what Fifth Third's monster Q1 means for the Comerica integration thesis, and why Ally's 90% earnings jump might be the most underrated story of the week. Numbers, context, zero fluff.

Big bank earnings season just got interesting. Schwab posted its best quarter ever and is about to undercut Coinbase on crypto pricing. U.S. Bank linked up with Amazon to go after the SMB market every fintech startup is obsessed with. And Citizens dropped a 47% EPS jump while deploying AI to slash $100M in costs. We're breaking down what it all means for fintech — and who should actually be worried.

Big bank earnings season just delivered something nobody expected: Bank of America's best EPS in nearly two decades, a certified record quarter from Morgan Stanley, and a quiet infrastructure play from PNC that every fintech investor should understand. We break down what the Iran war, AI anxiety, and a $40 billion Wall Street trading haul mean for your fintech portfolio — and why yesterday's run-up in HOOD, COIN, CHYM, and SOFI was more signal than noise.

Yesterday's big bank earnings weren't just a quarterly scorecard — they were a thesis statement about the future of money. We break down why JPMorgan's massive beat still came with a warning label, how Jane Fraser quietly pulled off one of the best quarters in Citi's history, and what Wells Fargo's miss actually tells us about the state of the deposit war. If you want to know what big bank earnings mean for your fintech portfolio, this is the episode.

Goldman Sachs posted the second-best quarter in its 157-year history on Monday — and the stock still dropped. Wise is abandoning the London Stock Exchange for a Nasdaq debut on May 11. And OpenAI acqui-hired the founders of an AI personal CFO startup backed by Ribbit Capital and General Catalyst, shutting it down to build something bigger. We're back from spring break and the market did not take the week off.

Goldman Sachs posted the second-best quarter in its 157-year history on Monday — and the stock still dropped. Wise is abandoning the London Stock Exchange for a Nasdaq debut on May 11. And OpenAI acqui-hired the founders of an AI personal CFO startup backed by Ribbit Capital and General Catalyst, shutting it down to build something bigger. We're back from spring break and the market did not take the week off.