Fintech Stacks

Agibank (AGBK) debuts below IPO price, Shopify (SHOP) prints 31% growth and launches a $2B buyback, and LendingTree (TREE) cuts roles while shifting harder into AI and automation.

Retail trading roared but Robinhood’s mix disappointed, Upstart reignited belief in AI underwriting with confident 2026 guidance, and Fiserv reminded investors that scale doesn’t guarantee growth — three earnings, three different fintech realities.

A YouTube superstar buys a banking app, a corporate card giant takes a victory lap, and an HR fintech tries to become your company’s operating system. In today’s episode of Fintech Stacks, we break down MrBeast’s surprising move into consumer finance with Step, ask whether Ramp has already won the Brex-era fintech race (and what comes next), and unpack why Rippling spent Super Bowl money to tell the world it wants to run payroll, IT, and everything in between. It’s creators, cards, and corporate chaos—with one Bad Bunny–approved reminder that culture always shows up before the balance sheet.

Super Bowl edition of Fintech Stacks. BILL jumps over 30% on potential acquisition buzz, Block cuts 10% of its workforce in an efficiency push, and Coinbase rolls out the Backstreet Boys to make crypto feel mainstream again. Fintech, culture, and public markets—stacked daily.

Markets are sliding, timelines are screaming, and fintech earnings are hitting all at once. In today’s episode of Fintech Stacks, we slow it down and break through the noise. Affirm misses expectations and resets the BNPL narrative, Blue Owl keeps stacking assets as private credit attracts institutional capital, and Bill.com proves boring execution still wins. No panic, no hype — just the numbers, the context, and why staying the course matters right now.

AI just walked into the office and Wall Street is freaking out.

Today on Fintech Stacks, we break down why Anthropic’s Claude “Cowork” moment reignited the software selloff—and what it really means for fintech, financial services, and every company selling workflow, compliance, or “productivity.” If AI becomes the interface, who still owns the business?

Then we unpack Santander’s massive acquisition of Webster Bank and why bank consolidation isn’t bad for fintech—but it does raise the stakes for partnerships, deposits, and distribution in the US.

Finally, WEX quietly beats and raises, reminding everyone that some of the most powerful fintech companies don’t look like fintech at all. Fleet cards, corporate payments, benefits, and why “boring spend” is where the real margins live.

If you care about how AI, banks, and payments actually shape money—not just headlines—this one’s for you.

PayPal’s earnings miss turns into a full-blown leadership reset, prediction markets push further into the mainstream, and H&R Block quietly reminds everyone that tax season is undefeated. In today’s episode of Fintech Stacks, we break down why shipping faster didn’t save PayPal, how betting on everything became the next fintech feature, and why boring, inevitable businesses keep winning when the market gets weird.

Today on Fintech Stacks: Intuit brings Affirm’s pay-over-time into QuickBooks and asks whether BNPL belongs in accounting software. Varo raises another $123.9 million as growth slows, raising uncomfortable questions about late-stage fintech belief and capital discipline. And a high-profile fintech founder faces fraud charges, reminding the industry that trust is the most fragile asset in financial services.

SoFi hits a billion-dollar quarter. AmEx misses expectations. WisdomTree keeps stacking assets.

But the real story isn’t the earnings — it’s what these results reveal about fintech business models, expectations, and leverage. From SoFi’s pivot to fee-based revenue, to AmEx’s premium-cost problem, to WisdomTree’s quiet compounding strategy, this episode breaks down what Wall Street isn’t saying.

Today we unpack the biggest fintech moves — a Latin American digital bank finally earns a U.S. charter, Robinhood’s thrust into “Trump Accounts,” and why Mastercard’s earnings signal consumer resilience.