Klarna invites in activist giant Elliott and signals a new era of discipline, Paychex drops a quiet earnings beat that says more about the economy than headlines admit, and MrBeast steps into fintech—sparking a real debate about teens, money, and regulation. Three stories, one big question: who actually shapes the future of money?

Crypto stocks just got a reality check. Coinbase (COIN) slides as DC starts circling stablecoin yields, Circle (CRCL) gets absolutely smoked on regulatory fears, and Robinhood (HOOD) does the opposite—dropping a $1.5B buyback like it’s been here before.

In today’s episode, we break down why stablecoins are suddenly the center of the fintech universe, how Washington could reshape crypto business models overnight, and why Robinhood is quietly evolving from trading app to capital allocator.

HSBC is in cost-cutting mode. Palantir is poking around mortgages like “we can fix this.” And Kalshi just raised $1B to let you trade…reality.

This episode is all about how companies that aren’t fintech are becoming fintech anyway—and what that says about where money, markets, and software are headed.

Robinhood launches social trading features, Visa accelerates its stablecoin strategy through new crypto hiring, and Ramp pushes AI adoption as a core workplace expectation.

We break down what happened, why it matters, and how these shifts are reshaping the future of money, work, and financial platforms.

Today’s Fintech Stacks dives into one of the most confusing market reactions you’ll see this year—a crypto company misses earnings, gets hit with a lawsuit, and the stock still surges. We break down what’s really driving that move and why fundamentals don’t always matter in crypto.

Then we shift to UP Fintech (TIGR), which is delivering real growth—but facing the new reality of rising costs in a post-zero-rate world. Finally, we look at Greenlight’s big win in financial education and why fintech companies targeting kids might have the strongest long-term moat of all.

SoFi just took the crown for investor satisfaction, but it’s not by chasing traders—it’s by winning the long game. Meanwhile, dLocal keeps quietly dominating emerging markets, and Ripple is heading to Brazil… where Pix already runs the show.

SoFi gets hit with a Muddy Waters short report—and the stock doesn’t break. PayPal pushes PYUSD into 70 markets to revive its growth story. And Mastercard quietly drops $1.8B on stablecoin infrastructure. We break down what actually matters (and what doesn’t).

Crypto stocks are making a comeback—and it’s not just hype this time. BitMine is loading up on Ethereum while quietly placing bets on AI and the creator economy, Circle is up 150% as stablecoins turn into a cash-flow machine, and Bakkt is attempting a full-on comeback with a new strategy. Three companies, three very different ways to play the future of money. Let’s break down who’s actually building—and who’s still figuring it out.

PayPal gets sued. Ramp goes global. Cash App turns prediction markets into a one-tap experience. We break down the latest fintech drama and what it means for the future of payments, corporate cards, and speculation.

Today on Fintech Stacks, three stories shaping the future of money.

Plaid teams up with Perplexity in a partnership that could turn AI into the new interface for personal finance. PayPay makes its long-awaited public debut and pops on day one, giving the fintech IPO market a much-needed win. And Wealthfront drops after missing EPS, reminding everyone that public fintech companies are now judged on profits, not just growth.

Three stories. Fifteen minutes. Everything you need to know in fintech today.