Firefish

In 1971, Nixon ended the gold standard, and money has never been the same since. In this video, Adam Livingston breaks down what actually happened that year, why it matters more than ever today, and how Bitcoin was built as a direct response to a broken monetary system.

Firefish is an open marketplace for Bitcoin-backed loans, for borrowers and lenders. Non-custodial, no rehypothecation, Bitcoin-native.

Borrow against your Bitcoin safely, or invest in fully over-collateralised loans:

🔥🐟 https://firefish.io/

X: https://x.com/firefish_io

Instagram: https://www.instagram.com/firefish_io/

Nostr: https://primal.net/p/nprofile1qqsp7vxc8zn6xp768ygrrdl6m6qfplmjprha27r6rauyq849v2f9a6s2r5hm2

LI: https://www.linkedin.com/company/firefish-io

Timestamps:

00:00 1971: The Year Money Broke

04:11 What Hard Money Used to Do

06:03 Debt Up, Purchasing Power Down

10:41 Society is Breaking

13:32 Bitcoin is the Way Back

17:11 Outro

Kristian Csepcsar (CMO, Braiins) joins Igor Neumann (Co-Founder, Firefish) to discuss Bitcoin-backed loans, how miners can unlock liquidity without selling their BTC, and why Bitcoin is the ultimate collateral. Learn how hashprice works, why mining economics matter for lending, and how Firefish makes Bitcoin loans accessible.

🔗 Get your first loan free:

https://firefish.io/?ref=BRAIINS

Free book:

"Bitcoin: The Ultimate Collateral"

https://firefish.io/book

X: https://x.com/firefish_io

Instagram: https://www.instagram.com/firefish_io/

Nostr: https://primal.net/p/nprofile1qqsp7vxc8zn6xp768ygrrdl6m6qfplmjprha27r6rauyq849v2f9a6s2r5hm2

LI: https://www.linkedin.com/company/firefish-io

Bitcoiners learned the hard way that handing your coins to a lender usually ends with a “temporary withdrawal pause” and a bankruptcy livestream.

In this video, Adam Livingston breaks down a safer way to borrow or lend with Bitcoin: no custody, no rehypothecation, and Bitcoin-native.

Firefish is an open marketplace for Bitcoin-backed loans, for borrowers and lenders. Built by Bitcoiners, for Bitcoiners.

Borrow against your Bitcoin safely, or invest in fully over-collateralised loans:

🔥🐟 https://firefish.io/

X: https://x.com/firefish_io

Instagram: https://www.instagram.com/firefish_io/

Nostr: https://primal.net/p/nprofile1qqsp7vxc8zn6xp768ygrrdl6m6qfplmjprha27r6rauyq849v2f9a6s2r5hm2

LI: https://www.linkedin.com/company/firefish-io

Timestamps:

00:00 The Problem with Bitcoin Loans

01:39 Firefish fixes this

02:03 A Marketplace for Bitcoin Loans

03:47 How Borrowing Works

05:16 How Lending Works

06:33 Non-Custodial & Bitcoin-Native

07:55 Firefish summarised

Understanding LTV is essential before taking a Bitcoin-backed loan. In this video, Nicole explains how Loan-to-Value works, what the Collateral Health Indicator means, and how to manage risk when borrowing against Bitcoin.

Our free book "Bitcoin: The Ultimate Collateral"

https://firefish.io/book

Our audio books:

https://www.youtube.com/watch?v=P0FkAVwKvQI

Borrow against your Bitcoin safely, or invest in fully over-collateralised loans:

🔥🐟 https://firefish.io/

X: https://x.com/firefish_io

Instagram: https://www.instagram.com/firefish_io/

Nostr: https://primal.net/p/nprofile1qqsp7vxc8zn6xp768ygrrdl6m6qfplmjprha27r6rauyq849v2f9a6s2r5hm2

LI: https://www.linkedin.com/company/firefish-io

Timestamps:

00:00 Intro

00:40 What is LTV?

01:16 Collateral Health Indicator (CHI)

02:01 What's a safe LTV?

02:41 Margin Call explained

03:14 Liquidation explained

03:39 How to increase Loan Safety

04:17 Conservative Strategy

04:45 Aggressive Strategy

05:08 Summary

05:32 Outro

In this video, Adam Livingston explains how Bitcoin loan rollovers work — and how you can stay long Bitcoin while accessing liquidity: borrow, rollover, repeat.

Firefish is an open, Bitcoin-native marketplace for Bitcoin-backed loans. No custody, no rehypothecation. Built by Bitcoiners, for Bitcoiners.

Borrow against your Bitcoin safely, or invest in fully over-collateralised loans:

🔥🐟 https://firefish.io/

X: https://x.com/firefish_io

Instagram: https://www.instagram.com/firefish_io/

Nostr: https://primal.net/p/nprofile1qqsp7vxc8zn6xp768ygrrdl6m6qfplmjprha27r6rauyq849v2f9a6s2r5hm2

LI: https://www.linkedin.com/company/firefish-io

Timestamps:

00:00 Intro

00:22 How The Rich Never Sell

03:15 The Core Idea

06:12 Why This Changes Everything

09:17 Keep The Asset, Keep The Upside

10:49 More Optionality, More Control

12:41 How Firefish Fits Into This Model

Is Bitcoin dead — again?

Joe Consorti joins us to break down the current bear market, the 4-year cycle debate, and what could trigger the next bull run. We discuss Bitcoin’s correlation with tech stocks, why young people can’t afford houses anymore, and how monetary inflation has distorted real estate prices.

We also dive deep into Bitcoin as collateral, the rise of Bitcoin-backed loans, Horizon, interest rates, risks, and what needs to change for Bitcoin finance to mature.

If Bitcoin absorbs the monetary premium of real estate, what happens next?

The future of Bitcoin-backed capital markets might be closer than you think.

Borrow against your Bitcoin safely, or invest in fully over-collateralised loans:

🔥🐟 https://firefish.io/

Horizon - Convert your Home Equity to Bitcoin:

https://www.joinhorizon.com/

Joe Consorti:

https://x.com/JoeConsorti

@joeconsorti

X: https://x.com/firefish_io

Instagram: https://www.instagram.com/firefish_io/

Nostr: https://primal.net/p/nprofile1qqsp7vxc8zn6xp768ygrrdl6m6qfplmjprha27r6rauyq849v2f9a6s2r5hm2

LI: https://www.linkedin.com/company/firefish-io

Timestamps:

00:00:00 Intro

00:00:37 Is Bitcoin Dead?

00:02:02 Why Did Bitcoin Crash?

00:06:49 Bitcoin & Tech Stocks

00:10:13 Is the 4-Year Cycle Over?

00:15:41 Next Bull Market Catalyst

00:19:24 Why Houses Became Unaffordable

00:25:30 Bitcoin VS Real Estate

00:29:04 Escaping the Rat Race

00:33:17 What Is Horizon?

00:38:57 The Real Risks

00:43:22 When Bitcoin Absorbs Real Estate's Premium

00:46:53 How Do We Get There?

00:52:15 Why Is The Bitcoin Collateral Market So Small?

00:56:12 When Will Loan Rates Fall?

01:00:32 The Future of Bitcoin-Backed Loans

01:03:00 Outro

In this episode of the Firefish Podcast, Igor is joined by Roman Reher (Blocktrainer) and Alberto Mera (Un Podcast Sobre Bitcoin) — two of the most influential Bitcoin-only educators in the German and Spanish-speaking world. Together they discuss the future of Bitcoin, the role of democracy, stablecoins, central banks, and how the global monetary system could eventually move toward a Bitcoin standard. 

From the legacy of the 1971 monetary shift to Bitcoin as global collateral, the conversation explores how Bitcoin could reshape finance, geopolitics, and the incentives of nation states in the decades ahead.

Borrow against your Bitcoin safely, or invest in fully over-collateralised loans:

🔥🐟 https://firefish.io/

Guests:

Roman Reher from Blocktrainer:

https://www.blocktrainer.de/

Alberto Mera from Un Podcast Sobre Bitcoin:

https://www.unpodcastsobrebitcoin.com/

X: https://x.com/firefish_io

Instagram: https://www.instagram.com/firefish_io/

Nostr: https://primal.net/p/nprofile1qqsp7vxc8zn6xp768ygrrdl6m6qfplmjprha27r6rauyq849v2f9a6s2r5hm2

LI: https://www.linkedin.com/company/firefish-io

Timestamps:

00:00:00 Intro

00:01:19 If Bitcoin Fails, What Would Be The Reason?

00:05:30 The German Bitcoin Community

00:07:20 Bitcoiners in Spain & Latin America

00:13:22 Why Bitcoin?

00:15:12 How Stablecoins can lead to a Bitcoin Standard

00:15:12 STRC & Stablecoins - Companies VS Governments

00:21:41 What Happened In 1971?

00:27:00 Is Bitcoin Breaking The Global Monetary System?

00:31:20 Will States Compete With Bitcoin?

00:34:44 Bitcoin vs Gold

00:40:08 What Happens When Central Banks Buy Bitcoin?

00:43:07 Is Bitcoin a Threat For Governments?

00:50:06 Is Democracy Compatible With Bitcoin?

01:01:28 Bitcoin, AI & The Future Of Money

01:11:15 What Happens When Bitcoin Hits $1M?

01:17:22 Outro

Bitcoin-backed loans are becoming a powerful alternative to selling Bitcoin — but only if you understand the key terms.

In this video, Nicole breaks down the 21 most important concepts you need to know before borrowing or lending against BTC, from LTV and liquidation to rollover and collateral management.

Our free book "Bitcoin: The Ultimate Collateral"

https://firefish.io/book

Our audio books:

https://www.youtube.com/watch?v=P0FkAVwKvQI

Borrow against your Bitcoin safely, or invest in fully over-collateralised loans:

🔥🐟 https://firefish.io/

X: https://x.com/firefish_io

Instagram: https://www.instagram.com/firefish_io/

Nostr: https://primal.net/p/nprofile1qqsp7vxc8zn6xp768ygrrdl6m6qfplmjprha27r6rauyq849v2f9a6s2r5hm2

LI: https://www.linkedin.com/company/firefish-io

Timestamps:

00:00 Intro

00:36 1. Bitcoin-backed loan

01:17 2. Marketplace

01:39 3. Peer-to-Peer / P2P

01:57 4. Non-Custodial

02:33 5. Rehypothecation

03:07 6. Escrow

03:39 7. Multisig

04:20 8. Collateral

04:41 9. Counterparty Risk

05:11 10. Loan-to-Value / LTV

05:41 11. Overcollateralization

06:14 12. Liquidation

06:51 13. Liquidation Price

07:20 14. Margin Call

07:43 15. Maturity Date

08:03 16. Default

08:29 17. & 18. Interest Rate & APR

09:05 19. Processing Fee

09:28 20. Bitcoin Network Fee

09:54 21. Bullet Loan

10:22 Outro

Adam Livingston explains why Bitcoin is the superior store of value compared to real estate, from liquidity and portability to monetary debasement and asymmetric upside. If you think property is the ultimate hedge, this video will challenge your assumptions.

Borrow against your Bitcoin safely, or invest in fully over-collateralised loans:

🔥🐟 https://firefish.io/

X: https://x.com/firefish_io

Instagram: https://www.instagram.com/firefish_io/

Nostr: https://primal.net/p/nprofile1qqsp7vxc8zn6xp768ygrrdl6m6qfplmjprha27r6rauyq849v2f9a6s2r5hm2

LI: https://www.linkedin.com/company/firefish-io

Timestamps:

00:00 Intro

00:19 Utility vs Monetary Premium

03:43 Financialization of Housing

07:13 The Demonetization Mechanism

10:43 Digital Credit

15:01 Real Estate vs. Bitcoin

17:52 AI + Robotics = Deflation

20:48 Outro