First Time Property Investor

The property influencer space pushes three key messages every single day: grind harder, buy more, and everyone can and should be investing. But what if all three are wrong?

In this episode, Imti, Pete, and Skye take on the biggest lies circulating in the property content world right now - not to discourage investing, but to cut through the shame, the hype, and the one-size-fits-all advice that's leaving a lot of people feeling behind, confused, and making decisions they'll regret. 

Connect with us ➜ https://linktr.ee/ftpi.pod

First Time Property Investor is for Australians who want to invest in property but feel stuck between too much information, conflicting advice, and the fear of getting it wrong. 

Get honest conversations, practical insights, and clear strategy to help you avoid costly mistakes and move forward with confidence.

Hosted by Imti, Pete and Skye, with insight from the finance, buying, sales and property management sides of the industry.

Most first-time property investors are laser-focused on getting started - but what happens after a decade of building a portfolio? In this episode, Imti puts co-host Pete in the hot seat for a candid, unscripted look at the crossroads he's currently facing: whether to pivot from residential into commercial property, go all-in on shares, or a combination of both. Even with nearly a decade of industry experience and eight properties under his belt, Pete opens up about the psychological traps, blind spots around insurance, and ego-driven decisions that nearly led him the wrong way. A must-listen reminder that no matter your experience level, having people around you who will challenge you - not just agree with you - makes all the difference.

Connect with us ➜ https://linktr.ee/ftpi.pod

First Time Property Investor is for Australians who want to invest in property but feel stuck between too much information, conflicting advice, and the fear of getting it wrong. 

Get honest conversations, practical insights, and clear strategy to help you avoid costly mistakes and move forward with confidence.

Hosted by Imti, Pete and Skye, with insight from the finance, buying, sales and property management sides of the industry.

• (00:00) - Introduction & Pete's Portfolio Story

The episode explains recent changes that will shut off new borrowing through SMSFs for residential property, while noting what hasn’t changed: SMSFs still exist, commercial property lending via SMSF remains possible, and residential property can still be bought outright with cash. The hosts argue the change affects less than 1% of lending and is being catastrophised by industry players who profit from SMSF property transactions, warning listeners not to rush due to FOMO-driven marketing like “45 days” offers.

Connect with us ➜ https://linktr.ee/ftpi.pod

First Time Property Investor is for Australians who want to invest in property but feel stuck between too much information, conflicting advice, and the fear of getting it wrong. 

Get honest conversations, practical insights, and clear strategy to help you avoid costly mistakes and move forward with confidence.

Hosted by Imti, Pete and Skye, with insight from the finance, buying, sales and property management sides of the industry.

• (00:00) - SMSF Borrowing Shakeup

This is part two of Julia's story - a cautionary tale about a seasoned property investor who built $350,000 in equity across two properties, only to find herself in a situation that could cost her everything.

In part one, the hosts walked through the story at a high level. In this episode, they slow it right down: breaking apart each of the 10 red flags in Julia's purchase journey - not just what they were, but why they felt completely reasonable in the moment, what the real risks are, and how you can spot them before it's too late.

Connect with us ➜ https://linktr.ee/ftpi.pod

00:01 Referral Fees & Scaling Commissions
08:44 The "Educational" Seminar
16:37 Nominating A Pre-Selected Team
22:44 Pre-Filled & Unconditional Contracts
29:58 Hacking The Loan Structure
34:36 Cross-Collateralisation of Loans
37:15 Rental Guarantees & High Vacancy Rates
40:43 Pre-Selected Builders
42:38 One-Stop Shops
45:07 Takeaways & Julia's Outcome

First Time Property Investor is for Australians who want to invest in property but feel stuck between too much information, conflicting advice, and the fear of getting it wrong. 
Get honest conversations, practical insights, and clear strategy to help you avoid costly mistakes and move forward with confidence.
Hosted by Imti, Pete and Skye, with insight from the finance, buying, sales and property management sides of the industry.

What happens when a successful investor follows advice from people they thought they could trust?

In this episode, the team unpacks the real-life story of Julia, a migrant who worked tirelessly to build wealth through property, only to find herself locked into two unconditional contracts that put more than $350,000 of equity at risk.

From community referrals and educational seminars to referral commissions, house-and-land packages, SMSF property purchases, and unconditional contracts, this episode reveals how a series of seemingly small decisions created a financial nightmare.

Part one focuses on Julia's journey and how the situation unfolded. In part two, the team will break down the red flags, warning signs, and practical lessons every investor should know to avoid finding themselves in the same position.

Connect with us ➜ https://linktr.ee/ftpi.pod

First Time Property Investor is for Australians who want to invest in property but feel stuck between too much information, conflicting advice, and the fear of getting it wrong. 

Get honest conversations, practical insights, and clear strategy to help you avoid costly mistakes and move forward with confidence.

Hosted by Imti, Pete and Skye, with insight from the finance, buying, sales and property management sides of the industry.

• (00:00) - The Phone Call That Started It All

With recent property tax changes reshaping the investment landscape, many first-time investors are asking the same question: should you buy established property or consider a new build instead?

In this episode, the team breaks down a practical five-step framework covering the recent budget changes, investment timeframes, borrowing capacity, cashflow, and risk. Learn how each factor can influence your decision, the hidden trade-offs of both strategies, and why your personal circumstances matter more than ever.

If you're trying to work out which path makes the most sense for your first investment property, this episode will help you cut through the noise and make a more informed decision.

Connect with us ➜ https://linktr.ee/ftpi.pod

00:37 Understanding The Budget Changes

05:55 Timing Your Investment Strategy

11:36 Borrowing Capacity & Changes To Lending

17:36 The Importance Of Cashflow & Stress-Testing Your Investment

24:57 Understanding Risk Potential

First Time Property Investor is for Australians who want to invest in property but feel stuck between too much information, conflicting advice, and the fear of getting it wrong. 

Get honest conversations, practical insights, and clear strategy to help you avoid costly mistakes and move forward with confidence.

Hosted by Imti, Pete and Skye, with insight from the finance, buying, sales and property management sides of the industry.

With more investors considering new builds, knowing how to separate opportunity from marketing hype has never been more important.

In this episode, the team breaks down a practical framework for researching new build investment properties, including what makes a location attractive, the key data points to analyse, and the red flags that often signal trouble ahead.

Learn why established suburbs continue to outperform many new estates, how supply and demand really impact growth, and the simple checks you can use to avoid costly mistakes before signing a contract.

Whether you're considering a house-and-land package, townhouse, or micro-development, this episode will help you make a more informed investment decision.

Connect with us ➜ https://linktr.ee/ftpi.pod

00:00 Introduction: New Builds vs Established Property
02:00 What Makes a Good New Build Investment Location?
03:00 Why Many New Estates Underperform
04:45 How to Research Investment Areas Properly
05:45 The Key Data Points Every Investor Should Check
08:00 Infrastructure: What Actually Matters?
10:00 Building Approvals and Future Supply Risks
11:15 Population Growth: The Missing Side of the Story
13:30 Why Micro-Developments Can Be More Attractive
14:00 Red Flags That Should Make You Walk Away
15:00 The Problem with Cheap House & Land Packages
17:15 How to Stand Out in High-Supply Estates
20:00 Features That Improve Rental Demand and Resale Value
21:00 Understanding Negative Equity Risk
24:00 How New Estates Are Marketed to Investors
27:00 Finance and Contract Risks to Watch For
28:30 Why Independent Property Management Advice Matters
29:30 Rental Guarantees Explained
30:30 A 5-Step Framework to Pressure-Test Any New Build
36:30 Building the Right Team Around Your Investment
38:00 Final Thoughts: The Fundamentals Haven't Changed

In the first episode of our new Investor Confessions series, Pete shares the real stories behind his eight-property journey—the wins, the mistakes, and the lessons he learned the hard way.

From selling a Perth property too early and missing out on hundreds of thousands in growth, to the hidden costs of self-managing tenants and sitting on the fence when opportunities appeared, this is an honest look at what property investing actually feels like behind the numbers.

Connect with us → https://linktr.ee/ftpi.pod

00:22 Question 1

04:06 Question 2

05:16 Question 3

10:08 Question 4

13:48 Question 5

16:52 Question 6

18:36 Question 7

21:15 Question 8

First Time Property Investor is for Australians who want to invest in property but feel stuck between too much information, conflicting advice, and the fear of getting it wrong. 

Get honest conversations, practical insights, and clear strategy to help you avoid costly mistakes and move forward with confidence.

Hosted by Imti, Pete and Skye, with insight from the finance, buying, sales and property management sides of the industry.

Thinking about using a buyer’s agent but unsure if it’s actually worth it? In this episode, the team answers 12 common questions first-time investors ask, covering a range of topics from off-market deals and hidden commissions, to fees, red flags, hotspots, and whether buyer’s agents really improve long-term outcomes.

Learn how good buyer’s agents structure their process, where investors often get stuck in analysis paralysis, and what questions you should be asking before signing with anyone.

Connect with us → https://linktr.ee/ftpi.pod

00:27 Question 1

03:41 Question 2

06:33 Question 3

11:58 Question 4

15:30 Question 5

19:12 Question 6

23:55 Question 7

26:42 Question 8

29:19 Question 9

33:40 Question 10

35:25 Question 11

39:17 Question 12

First Time Property Investor is for Australians who want to invest in property but feel stuck between too much information, conflicting advice, and the fear of getting it wrong. 

Get honest conversations, practical insights, and clear strategy to help you avoid costly mistakes and move forward with confidence.

Hosted by Imti, Pete and Skye, with insight from the finance, buying, sales and property management sides of the industry.

Originally prepared for clients, this presentation breaks down what’s actually changing in Budget 2026, what isn’t, who is protected, and what different types of property investors should be thinking about now.

As a mortgage broker and Qualified Property Investment Advisor, my goal here is to cut through the clickbait and explain what actually matters.

Inside, I cover:

Negative gearing changes
CGT changes
Trust structure impacts
Debt recycling
The 6 investor profiles [and which you fall into]
Key dates and action points

Video Presentation with Slides
https://www.youtube.com/watch?v=yCYmflLwhCE

Download the full slide deck + bonus resources:
https://hackmortgages.myflodesk.com/budget...

Bonus resources:

Post Budget Pack for current property investors
Post Budget Pack for future property investors