Five suggestions to help you get started in your efforts to declutter

Create a "Get-Out-Of-My-Slump" plan.

Because most of us have difficulty recalling all of the details of our past spending, record-keeping is an important decision-making tool. 

When it comes to money, what do you believe you should or shouldn't do?

Planning helps you get the "most bang for your buck!"

Will your goals lead to success?

Happiness is not a destination.

More money isn't always the answer.

What do you do when routines become dull and boring?

Forgetting a non-monthly expense may be frustrating, but doesn't have to "destroy" your Spending Plan.