Five Star Thoughts

In this episode, I speak with Emilie from Millennial saves who shares how her journey started and how she grew her Instagram following to over 10k 

If you got value from this episode share to your story and tag @c_prickett94 and @millennialsaves on Instagram 

In this episode, I speak about few different topics but one topic, in particular, I think it's crucial to cover is mental health when it comes to finances and debt because the statistics of people attempting suicide because of finances is staggering.

I Also cover accelerated savings which is an extremely powerful way of increasing your savings and it's a way of forcing you to cut your expenses...By putting pressure on your expenses forces you to either cut them or increase your income.

Also this week I've updated the mean growth calculator and fill your in on my approach to the market...bearing in mind the market is currently trading 14% above the mean growth of the market. (The market always reverts back to the mean)

If you're really struggling check out: https://www.stepchange.org/

In this episode, I just want to go over the debt to income ratio again because l feel it's such an important thing to know, also I talk about the fulfilment curve and how much is enough, when do you know if you have enough... 

If you had a year off work, all paid for, how would you spend your time? 

In this episode, I go over several different topics, investing, trading, car finance finally gone and those who say they can not afford books there's no excuses 

The rule of 72

72/8=9 years at 8% annual return to double your investment.

Do you struggle to 'find the time' to do the things you want to do, or is it purely an excuse to not do the things you think you should be doing..

If you are continuously saying I should be doing this or I should do that then the thing you're saying you should be doing isn't high enough up on your values...in this episode, I'm going to introduce you to the 4 am club, the idea of this club is to get the things done you need to get done first thing in the morning when you are most energised, you'll be surprised at what can be achieved in that first hour or 2 without any distractions.

This power hour or in my case 2 is going to have a huge impact on your personal development. if you why is strong enough and powerful enough you easily be able to get up out of bed in the mornings and work on the things you want to work on, ideally something that will move you closer and closer to your long term goal.. 

if you are interested in joining our 4-AM club send a message to either Lucas @ practical life coaching or C_prickett94 on Instagram