Louisiana Insurance Commissioner Tim Temple joins us the show to unpack the ripple effects of the federal government’s failure to reauthorize the National Flood Insurance Program (NFIP). With over 420,000 policies in Louisiana alone, Temple explains how the shutdown impacts homeowners, closings, and mortgage renewals. He also explores the growing role of the private flood insurance market and offers practical advice for navigating coverage gaps. We pivot to hurricane season updates, discuss the influence of La Niña, and end on a hopeful note with news of decreasing homeowners and auto insurance rates. A must-listen for Louisiana residents and policyholders alike.

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