Fly Free MD

Episode 10: 2022 Year in Review Bank Bonuses & Portals

In this episode, I review all the new bank accounts and investment accounts opened by myself and my wife in 2022. How many accounts did we open? How much did we get in bonuses? How much did we get by clicking through shopping portals? The answers may surprise you.

As outlined in the show, the following bank accounts may be a great place to start if you are looking for your next bonus. 

Chase personal checking and savings: $900 bonus

American Express Business Checking: 60,000 membership rewards points, worth ~$900

Favorite Portal: Rakutan

These are the best available offers at this time, however, offers change frequently. Please ensure that the offer linked is still the best available offer. 

In this episode, I review all the new credit cards opened by myself and my wife in 2022. How many cards did we open? How many points did we accumulate? How much did we spend on annual fees? And did this destroy our credit score? The answers may surprise you.

As outlined in the show, the following cards may be a great place to start if you are looking for your next card to open. 

Southwest Rapid Rewards Cards. Great sign-up bonus, and if you open both a personal and business card and hit the minimum spend on each during the same calendar year, you get the added bonus of the companion pass!

Chase Ink Business Cards. Elevated sign-up bonus right now, spend $6,000 in the first 3 months and get 90,000 points, worth about $1350 with no annual fee.

American Express Platinum. A personal card loaded with benefits. If you spend $6,000 in the first 3 months, you get 150,000 points, worth about $2,250. The hefty $695 annual fee can be offset by various credits. 

These are the best available offers at this time, however, offers change frequently. Please ensure that the offer linked is still the best available offer. 

We discuss some great things about Southwest Airlines, including their amazing Companion Pass, which may be the best deal in all of points and miles. However, it isn't all roses. There are some not so great things about Southwest, including a complete meltdown which recently left many passengers high and dry during the holidays. 

Ep 7: Fast Track to Hyatt Globalist Status

3:00: Hotel Elite Status Overview

4:15: Benefits of being a hotel Free Agent

6:30: Hyatt Globalist Benefits

10:30: How to Earn Status

18:45: What nights count toward status

20:30: What nights don’t count towards status

22:30: Shortcuts to Hyatt Globalist

24:15: Status Challenge

27:00: Bonus Journeys

28:00: Hyatt Business Card: 2x Elite Night Credits

29:30: Stacking Opportunities

32:15: Globalist vs Globalist Lite

35:40: Hyatt Business Card Details

Intro & recent travel: 1:00

Southwest travel credits now NEVER expire: 3:00

American Express $200 airline incidental reimbursement: 9:00

Hyatt healthcare discount: 13:00

Save $2,000 on 7 nights at Hyatt: 14:30

Hyatt Hacks: 19:00

Hyatt family rate, 2nd night 50% off: 22:30

Sofi $300 checking & savings bonus & high interest: 26:30 

In episode 5 we check out a healthcare discount from Hyatt, watch AmEx open the points  floodgates, and sign up for a banking bonus for nurses. Who knew Fly Free MD was also Fly Free RN?

2:20: Hyatt’s Honoring Healthcare Heroes Discount

6:30: AmEx Resy 500K offer

10:30: AmEx Personal Platinum benefits

14:00: AmEx Personal Platinum offers

-Referral link: 150K points with 6K spend in 3 months

-Resy special offer: 125K points with 6K spend in 3 months plus 10x on Dining

18:00 AmEx Business Platinum benefits

19:45 AmEx Business Platinum Offers

-Referral: 150K points with 15K spend in 3 months

-Targeted: 160K points with 15K spend in 3 months

27:00 Charles Schwab and Morgan Stanley Platinum Cards

28:00 AmEx Gold Offers

-Resy 75K points with 4K spend + $250 back on Dining

-Referral: 90K points with 4K spend

28:40 AmEx Business Gold Offers

-Referral 70K points with 10K spend in 3 months

-Targeted 130K points with 10K spend in 3 months

31:30: More Amex Point Offers

-Add Authorized User for 20K points

-Pay over time for 20K points

34:00: Laural Road $300 bank bonus for nurses

Ever wonder how you can take full advantage of the points & miles game while traveling to conferences? In this episode, we address a listener's question about conference travel. 

1:45 News you can use

Chase Sapphire Preferred 80K points offer expiring May 31st

Southwest power at the seats

3:45: Maximizing points and miles while traveling to medical conferences

Southwest Personal and Business Cards

Hyatt Personal and Business Cards

23:23: Bank bonus of the week: Sofi up $475

Swagbucks

DOC SoFi Checking

Tips on meeting sign up bonus minimum spend: 3:20

Chase Sapphire Preferred referral link

Listener question: 6:20

Deep Dive, What determines your Credit Score? 7:00

Transfer bonus news: 31:00

Marriott topping off free night certificates: 33:00

Wells Fargo Personal Bank Bonus Offer: 34:00

Send your questions to: [email protected]

In today’s episode, we discuss the most important rule of the game…the Chase 5/24 rule. Ignore this rule, and you will be locked out of some of the most valuable cards in the game! Plus, an amazing business checking account bonus that won't last long! 

Review of the game: 1:00

The Chase 5/24 rule: 3:30

How to check your 5/24: 9:30

The Chase Ultimate Reward ecosystem: 14:00

The best first card, Chase Sapphire Preferred, now with an 80K sign-up bonus! 26:00

Wells Fargo $1,500 business checking account bonus: 32:30

Welcome to the first episode of the Fly Free MD Podcast. Today we go over the reason points and miles exist. Credit card companies charge a fee to retailers for each transation. These fees are built into the price of the goods and services you buy. No matter how you pay, you are paying these fees. They use several incentives to try to get you to use their card. One of the best incentives, are points and miles. Luckily, if you take them up on the offer to gain points and miles, you can come out ahead, you can win the game! 

Why the medical community is set up to win the points and miles game: 4:40

The game: 8:20

Why credit card companies give points and miles: 10:40

Whats in it for Airlines and Hotels? 18:15

Points > Cashback: 20:00

Sign up bonuses: 20:50

How to WIN the game: 22:30

Charles Schwab $101 brokerage bonus: 25:40

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