Follow Me Out of Debt | Get out of debt and get into prosperity!

When you travel to a new destination, you will likely use an app, GPS, or even an old-school map to get there. Planning to get out of debt isn't much different.

A healthy credit score is important to have. A credit score is not just for getting a loan. As a matter of fact, your credit score can be used to determine your premiums you pay on auto insurance (or even qualifying for insurance in the first place). It can also be used to determine if you'll be hired when you're looking for a job and also could be used to help a company decide on who is promotable within the organization.

John Maxwell has famously stated that a budget is telling your money where to go instead of wondering where it went. Our budget needs to be truthful and honest. Overspending happens when we lie to ourselves and end up using credit cards to make up the difference.

We all make mistakes, right? Some of those mistakes are larger and more destructive than others, but the common thing about all mistakes, both large and small, is that we have an opportunity to learn from them.

How can we use the power of our similarities to work together to get out of debt faster than we could if we were just going at it alone?

A new group on Facebook has been created for our community of like-minded folks to ask questions, get into conversations, celebrate victories, and much more. Find out how you can join this free group today!

Doing a minimalist budget isn't the same as frugality. Being frugal is always helpful when it comes to saving money, but a minimalist budget is less about frugality and more about reducing the number of things that we're spending money on. It's more of an exercise in finding out what we truly value and discarding the rest.

Last week, I headed over to the credit union and wrote the check to officially pay off our second vehicle. Aside from the taste of freedom, there are also some great tips on what to do with the additional money that isn't going to a car payment every month.

Here are my top 5 tips on cheap living, and when you implement these tips, you will save money. I want you to feel comfortable about being cheap, because it's not really a bad thing, especially when it comes to personal finance.

The money that you are bringing in, either on your own or between you and your spouse, is meant to pay for certain expenses. When those expenses start to equal more than your available means, you have officially started to live above your means - the antithesis of where you want to be.