We're always told to save money, but do we really understand why? In this episode, we dive into the importance of saving and show you how to prioritize your own goals.

Saving money is vital for financial stability and future planning. Many struggle to save due to unclear goals, living paycheck to paycheck, or lifestyle inflation. By setting specific objectives and adopting disciplined saving habits, you can overcome these challenges and secure your financial future.

Join us to unlock the secrets of smart saving!

This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

In this episode, we explore how tipping has transformed over the years.

Since COVID, tipping seems to be expected in more and more scenarios. With life becoming increasingly costly, understanding where, when, and how much to tip can feel confusing, annoying, and downright frustrating.

We'll cover various aspects of tipping—from local norms to international practices, and even touch upon the emotional weight tipping carries in today's society.

Join us for insightful tips (pun intended) and perhaps even more questions about today's tipping culture.

This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

This week, we share the exhilarating experience of our dream vacation to South Africa. Join us as we discuss how spending all the money on this trip was absolutely worth it, and why being able to travel was a key motivation for getting out of debt.

We share highlights of the trip including the breathtaking landscapes, vibrant culture, and unforgettable moments we experienced in South Africa.

Trips like this are worth all the effort spent working on positive money habits, getting out of debt, and building secure savings.

This is the injection of motivation you need to keep moving forward!

This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

This episode is all about avoiding missed financial opportunities! Discover how to identify opportunities, make informed decisions, and ask the right questions.

We discuss how flexibility with overbooked flights can earn you cash and/or vouchers. You can save money by renegotiating or switching service providers for your cable, internet, or cell phone.  It is also wise to evaluate and possibly switch providers to save on health, auto, or home insurance.

Life gets expensive but some of these strategies help manage lifestyle inflation without sacrificing happiness.

Listen in to this week's episode and hear all about Chris' recent travel hack or "scam" as some would call it!

This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

As your kids leave home, you might wonder about the impact on your finances. We're here to debunk myths and offer insights to consider. 

We often anticipate a dramatic decrease in our grocery bills. But is that really the case? We share insights into how food expenses evolve and why your dream of a shrinking grocery budget might not materialize as expected.

With the kids out of the house, many of us feel the urge to explore and travel more. Although it's fun these costs can skyrocket.

The empty nest phase brings about a pivotal moment to reassess financial priorities as well. We offer tips on how to adjust your savings strategy to align with your current life stage and future goals.

Listen in to hear more!

This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

In a world overflowing with media; finding contentment with what we've got feels like an endless uphill battle.  We dive into the question... is it truly possible to achieve a state of financial contentment?

We explore the dynamics between contentment in personal achievements versus financial aspirations. 

Does reaching new heights in our careers and personal lives inherently breed discontent with our current situations? 

Whether you're wrestling with financial discontent or seeking ways to appreciate the here and now, this episode offers a fresh perspective on achieving a balanced, fulfilling life.

Tune in to discover how you can start the journey toward financial contentment today.

This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

---

In today's episode, we explore a topic close to every parent's heart: the delicate balance of supporting our children while encouraging their independence. It's a fine line between offering a helping hand and potentially hindering their growth by making life a little too comfortable.

We're peeling back the layers on the financial support parents provide to their adult children – from covering basic needs to footing bills that ensure a struggle-free life. But at what cost? Are we nurturing their potential or inadvertently clipping their wings?

We even share our own areas where we still support our grown daughter.  Check it out and listen in!

This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

This episode tackles the complex world of credit cards, from their benefits to their pitfalls.

We cover topics like smart spending habits, the dark side of credit card use, and misleading industry practices. 

Things get a bit personal as we share our own experiences with credit cards and how they once caused tension in our relationship. Spoiler alert... it wasn't pretty.

Tune in to hear best practices and more.

This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

In today’s episode, we take a deep dive into the world of Amazon shopping, asking the critical question: Is Amazon a trap?

Anyone who has experienced the sheer convenience of clicking and receiving almost anything within 24 hours knows the rush it can bring. But what happens when this convenience starts to chip away at your budget and, more importantly, your financial goals as a couple?

Join us as we uncover the hidden impacts of Amazon's convenience and share practical tips for setting healthy boundaries.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

Millions of Americans are scrambling to get a piece of the student loan forgiveness programs currently being rolled out. Are you one of them?

But so many of us have questions about the impact and what it all means. Will it make a lasting difference? Is it fair to those who paid their debt? What will our children face when they go to college?

All of these questions are valid. Listen to this week's episode to hear our thoughts, recommendations, and a few rants about it all.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung