For Your Benefit

By Federal News Network | Hubbard Radio

Host Bob Leins and presenters from NITP, Inc., the national leader in Federal retirement planning seminars, present topics of interest to the Federal community including Federal benefits, Social Secur... more

4.9

99 ratings

Download on the App Store

Download on the App Store

Get it on Google Play

FAQs about For Your Benefit:

How many episodes does For Your Benefit have?

The podcast currently has 422 episodes available.

For Your Benefit episodes:

February 26, 2024 ForYourBenefit Farewell
February 26, 2024 on ForYourBenefit, our host Bob Leins, CPA® welcomes back our original program guests Tammy Flanagan, NITP Senior Benefits Director, Karen Schaeffer, CFP®, Marc Levine, Esquire, and Tom O’Rourke, Counsel.
This is our final episode. We have enjoyed our weekly conversations for the past 18 years. Thank you to our loyal listeners for tuning in as we discussed topics ranging from benefits to finance to estate planning and everything in between.
Our guests gather today to share their memories, stories, and closing thoughts. Join us as we reminisce about the years of hosting this radio program. We hope you have learned a great deal over the years and encourage you to visit our website to stay in touch with NITP.
For questions or comments, email us in advance at [email protected]

Learn more about your ad choices. Visit podcastchoices.com/adchoices
...more
53min
February 12, 2024Estate planning without estate planning: How joint ownership and beneficiary designations transfer assets at your death
February 12, 2024 on ForYourBenefit, our host Bob Leins, CPA® welcomes Marc Levine, Esquire. We will discuss how your assets pass to your loved ones:
Through joint ownership of land;
Through joint ownership of bank and brokerage accounts;
Through government beneficiary forms (including new rules for the TSP); and
Through non-government beneficiary forms, and how often they may differ from each other.
We will also discuss what we can do when the unexpected and unplanned transfer happens.
For questions or comments, email us in advance at [email protected]
Copyright © 2024 Federal News Network. All rights reserved. This website is not intended for users located within the European Economic Area.

Learn more about your ad choices. Visit podcastchoices.com/adchoices
...more
53min
February 05, 2024Finance review for the new year
February 5, 2024 on ForYourBenefit, our host Bob Leins, CPA® welcomes Brian Kurrus, CFP®. The new year is a great time to review:
Investment allocations and rebalancing needs
Cash flow and budgeting for the new year
Retirement contributions, plans and projections
Insurance coverage, needs and premium changes
For questions or comments, email us in advance at [email protected]

Learn more about your ad choices. Visit podcastchoices.com/adchoices
...more
53min
January 29, 2024Survivor benefits: Their importance and how to ensure they are in place for your loved ones
January 29, 2024 on ForYourBenefit, our host Bob Leins, CPA®, welcomes Bob Braunstein, Federal Benefits Specialist. Have you ever considered how much additional income your loved ones might need if you were suddenly gone? Have you planned their survivor benefits? Today’s program will focus on answering these questions:
What types of Federal survivor benefits would go to your loved ones if you pass away?
How can you be sure the benefits you have planned/elected for your survivors will be enough?
If you have not elected benefits or designated specific beneficiaries, will your survivors be eligible for them anyway?
What survivor benefits must be elected?
Can you make these elections later or must they be in place before you pass away?
Who ensures your survivors receive benefits?
What is your Federal agency’s responsibility?
OPM’s responsibility?
Should survivor benefits be part of your financial plan?
Are these benefits taxable? Which are and which are not?

For questions or comments, email us in advance at [email protected]

Learn more about your ad choices. Visit podcastchoices.com/adchoices
...more
54min
January 08, 2024Federal Benefits Updates for 2024
January 8, 2024 on ForYourBenefit, our host Bob Leins, CPA® welcomes Herb Casey, Federal Benefits Specialist.
Topics include:
Income
COLA for FERS and CSRS retirees
Salary pay raises & new locality rates
Social Security
Maximum amount of earnings subject to Social Security tax
COLA
Earning limitations
FEHB Insurances
Increased premiums
12 fewer plans
Medicare
Rising premiums for Medicare
Expansion of mental health coverage
Federal Long-Term Care Insurance Program
- Increasing premiums
Thrift Savings Plan (TSP)
Contribution limits
Secure 2.0 changes
For questions or comments, email us in advance at [email protected]

Learn more about your ad choices. Visit podcastchoices.com/adchoices
...more
51min
December 18, 2023 Hot Topics in Federal Benefits
December 18, 2023 on ForYourBenefit, our host Bob Leins, CPA® welcomes Bob Braunstein, Federal Benefits Specialist. Bob will talk about:
The annuity calculation
FEGLI 5-year rule
Medicare’s different enrollment periods
Long term care – What to consider while the Federal plan is suspended
For questions or comments, email us in advance at [email protected]
...more
53min
December 11, 2023 Wellness, Finance, and Mental Health with WAEPA
December 11, 2023 on ForYourBenefit, our host Bob Leins, CPA® welcomes Laurie Lee, Chief Financial Officer, WAEPA, and Daniel Eck, CFP®, Ernst & Young Personal Finance.
Today’s guests will discuss the importance of wellness at the intersection of finance and mental health. They will also talk about the benefits of WAEPA’s partnership with EY and their Navigate program, making immediate progress on financial goals and positively impacting your future.
For questions or comments, email us in advance at [email protected]
...more
52min
December 04, 2023 It’s the Last Week of Open Season – Steps to Take Now
December 4, 2023 on ForYourBenefit, our host Bob Leins, CPA® welcomes Tammy Flanagan, Senior Benefits Director, NITP.
Have you procrastinated on your Open Season homework? Don’t worry, there is still time.
Are you in the plan that matches your needs? Price is not the only factor which is why this decision can be confusing. During this program, Tammy will break this process down into simple steps everyone can take to review and select the best coverage for 2024.
Step 1: Review your current coverage and changes in your current plan for 2024.
Step 2: Did you have any significant healthcare events or issues in 2023? Do you anticipate any changes in your healthcare needs in 2024? Are you planning a move, a marriage, a milestone birthday? Do you now qualify for Medicare?
Step 3: Use the www.opm.gov healthcare information and plan comparison tool and the Consumers’ CHECKBOOK Guide to Health Plans for Federal Employees to narrow down your options. What are your Top 3?
Step 4: Consider your need to continue or enroll in a FEDVIP dental and/or vision plan. Evaluate cost along with value.
Step 5: Current Federal employees – it’s time to make your Flexible Spending Account election for 2024.
For questions or comments, email us in advance at [email protected]
Copyright © 2023 Federal News Network. All rights reserved. This website is not intended for users located within the European Economic Area.
...more
52min
November 27, 2023529 Plans and other strategies for paying for education
November 27, 2023 on ForYourBenefit, host Bob Leins, CPA® welcomes Karen Schaeffer, CFP®, and Kaitlin Schaeffer Yardley, CFP®.
Karen and Kaitlin will talk about:
The new and improved 529 plans
Other strategies for meeting education costs
Educating children about money
For questions or comments, email us in advance at [email protected]
Copyright © 2023 Federal News Network. All rights reserved. This website is not intended for users located within the European Economic Area.

Learn more about your ad choices. Visit podcastchoices.com/adchoices
...more
53min
November 20, 2023 The Consumers’ CHECKBOOK Guide and FEHBP Open Season
November 20, 2023 on ForYourBenefit, our hosts Bob Leins, CPA®, and Tammy Flanagan, Senior Benefits Director NITP, welcome insurance expert and author Walton Francis and his colleague Kevin Moss to talk about FEHBP Open Season. The Consumers’ CHECKBOOK Guide shows that most families can save $2,000 or more by selecting better plan choices.
Francis and Moss are the principal authors of both online and print versions of Consumers’ CHECKBOOK Guide to Health Plans for Federal Employees. The Guide gives you vital insurance information that you cannot get from any other source. It tells you how much money you can save by changing – or by staying in – your health insurance plan and summarizes thousands of facts about the plans to simplify your choice.
At the Guide’s website, www.guidetohealthplans.org, you can check to see if your agency has purchased access to the Guide for you.
It rates about 160 health insurance plans available to Federal employees and retirees, including about 20 national plans, and about 140 health maintenance organizations (HMOs) and other local plan options, including two dozen Consumer-Driven and High Deductible plan options. The Guide rates not only regular insurance plans open to both employees and annuitants, but also about 40 plans open only to annuitants on Medicare that provide special Medicare benefits, pay most or all of the Part B premium, or both. Its ratings of plan costs take into account premiums, catastrophic limits, and estimates of likely out-of-pocket costs for medical expenses of every kind.
The Guide compares plans for insurance value in dealing with unforeseen medical expenses, not just for the routine costs you can predict.
It rates dental and vision plans as well. It provides dollar estimates of likely dental costs, taking into account both premiums and out-of-pocket expenses. It compares dental coverage in all plans, not just stand-alone plans.
For questions or comments, email us in advance at [email protected]
Copyright © 2023 Federal News Network. All rights reserved. This website is not intended for users located within the European Economic Area.
...more
54min

FAQs about For Your Benefit:

How many episodes does For Your Benefit have?

The podcast currently has 422 episodes available.