For Your Retirement

We discuss the various financial planning strategies that should be considered if you have been divorced at some point or are currently going through a divorce. Topics covered include taxes, insurance, estate planning and retirement accounts.

Financial Planning When Retiring Solo

12 Challenges Women Face in Retirement

Read Retirement Planning and Divorce

Financial planning is one of the last things someone wants to be thinking about when they lose a spouse. Combining that with the decisions that have to be made is a recipe for poor decision making. Luckily, not all decisions have to be made right away, and this episode will go through some the more important decisions and review some common mistakes.

Listen to "12 Challenges Women Face in Retirement"

Listen to "Retirement Planning When Retiring Solo"

Read "Retirement Planning for Widows and Widowers"

Estate planning isn't just for the wealthy, and it is more than a set of documents (although it is still both of those things). Estate planning allows you to decide ahead of time how you want your assets distributed when you die, lessen the administrative burden for your surviving family members and, if you want to, provide a legacy beyond just a pile of money.

Listen to Year End Financial Planning Strategies

Download Checklist for Aging Parents

Free Advance Directives in Your State

Should you move to a different state in retirement? While there can be some good financial reasons to do so, including cost of living and taxes, the actual decision involves much more like family, healthcare, social network and lifestyle. Be sure to listen to the end so you learn about the importance of domicile.

Lower Your Taxes in Retirement

Join us as we discuss the various financial planning strategies that should be considered as we approach the end of the year. There are some strategies that apply every year, whether we have an election or not. We also discuss some potential ramifications from the election outcome, and why you may want to wait and see how the senate race plays out. We'll also be hosting "office hours" on these topics on December 2, so be sure to sign up at the links below.

Office Hours on 12/2 at Noon

Office Hours on 12/2 at 5:30pm

Solopreneurs are self-employed without employees. This unique income arrangement comes with some unique challenges and opportunities, including one of Robert's favorite planning tools: The Solo-401k.

Read the Guest Post

Join us as Robert talks through an article that is an excerpt from a book by Larry Swedroe, a prolific financial author. Women are statistically more likely to retire in poverty and Larry points out several reasons for this, including the wage gap, women living longer, working fewer years, more conservative investors, not satisfied with current financial industry, more likely to bear the physical, emotional and financial brunt of caring for family, and more likely to die single, divorced or widowed.

The Unique Retirement Issues Facing Women

75 Must-Know Statistics About Women and Retirement

9 Mistakes To Avoid Retiring Solo

Financial Planning and Divorce

Retirement Planning For Widows and Widowers

Retirement planning often revolves around specific ages. Beginning with 50, there are several specific issues you need to be aware of as you turn certain ages. We walk through those in this episode and discuss the planning opportunities associated with each.

Blog on same topic: https://provisionfinancialplanning.com/retirement-planning-important-ages/

Lower Your Taxes in Retirement

9 Mistakes to Avoid When Retiring Solo

The American College of Financial Services has published 18 risks you face in retirement. In Part 2, we discuss the risks associated with aging, public policy risk, and more. The takeaway: You often get to choose the risks you want to mitigate, but it usually means taking on a different risk.

9 Mistakes to Avoid When Retiring Solo

Lowering Taxes in Retirement

The American College of Financial Services

The American College of Financial Services has published the 18 risks you face in retirement. In Part 1, we discuss longevity risk, sequence of retirement risk, market risk, interest rate risk and more. The takeaway: You often get to choose the risks you want to mitigate, and which ones you're okay with.

American College of Financial Services