Tune is as Jerry discussed the inevitability of bear markets for long-term investors, noting that the likelihood of experiencing a market drop of 20% or more increases with time: A one-year investment has a 33% chance, while a five-year investment has an 77% chance, and after 15 years, it's certain.

See why our advice is to to plan for these declines rather than avoid them, emphasizing the importance of staying invested, diversified, and focused on long-term goals.

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