This week Jerry is going deep into the compelling data behind long-term investing. Discover how holding investments over extended periods can lead to impressive returns, and why time in the market consistently beats timing the market.

Key Points:

• Short-term market movements are unpredictable and often driven by noise.
• Average returns increase significantly with longer investment horizons.
• Holding investments for 20 years can yield returns over 320%.
• Long-term strategies help mitigate short-term volatility.

If you're uncertain about your investment strategy or need a second opinion, reach out to Presilium for expert guidance.

#Investing #LongTermGrowth #FinancialWisdom

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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

Brook Hart discusses the reasons behind the preference for Exchange-Traded Funds (ETFs) over other investment vehicles, particularly mutual funds. He highlights three main reasons: cost efficiency, flexibility in trading, and predictable performance. The discussion emphasizes the importance of maintaining control over investment management and the advantages of ETFs in volatile markets.

Brook also points out the significant underperformance of many mutual funds compared to their benchmarks, advocating for a straightforward approach to investing through ETFs.

Takeaways

1. ETFs are preferred for their cost efficiency.
2. Expense ratios for popular ETFs are decreasing.
3. Outsourcing investment management can lead to higher costs.
4. ETFs offer flexibility during market volatility.
5. ETFs trade like stocks, allowing for intraday pricing.
6. Rebalancing can capitalize on market fluctuations.
7. Many mutual funds underperform their benchmarks.
8. Investing in ETFs simplifies performance expectations.
9. Asset allocation is key to portfolio returns.
10. Focus on financial planning over individual stock picking.

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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

This week we focus on the unpredictable world of stock market volatility. Discover why this decade has seen unprecedented market swings and how a disciplined rebalancing strategy can turn uncertainty into opportunity. Learn the classic buy low, sell high approach and how Presilium helps you stay on track through every market fluctuation.

Jerry covers:

The rise of market volatility as the new normal.

The importance of a disciplined rebalancing strategy.

How to systematically take advantage of short-term market swings.

#StockMarket #Volatility #InvestingStrategy #FinancialPlanning

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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

In this episode, Jerry Davidse explores the profound impact of innovation on long-term market growth. Discover how companies like Apple have not only redefined personal technology but also driven the stock market to new heights. Jerry delves into the compounding power of innovation and why it remains a key driver of economic progress.

In this episode:

The role of innovation in market growth

Apple's journey from a garage to a market giant

The compounding power of innovation

Why staying invested and optimistic is crucial

Take Action: Tune in every Friday morning for more insights!

#Innovation #StockMarket #Apple #EconomicGrowth

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This episode is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this episode is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

In this episode of Building Value, Brook Hart addresses a common challenge faced by business leaders: ensuring productivity and efficiency among employees. Brook shares two key pieces of advice to tackle this issue: stop comparing employees to yourself and give them a clear, written deadline. By setting expectations and deadlines, you can avoid miscommunication, frustration, and wasted resources.

Key Takeaways:

Stop comparing employees to yourself; they won't care as much as you do. Provide a clearly communicated deadline to enhance productivity.

Encourage open communication if employees face challenges meeting deadlines.

Avoid letting tasks slip through the cracks by setting priorities.

Join us next month for more insights on building value in your business. Until then, keep moving the ball forward!

#Productivity #Leadership #BusinessGrowth

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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

In this episode, Jerry Davidse discusses the crucial steps to financially prepare for a divorce. Divorce can be one of life's most challenging experiences, both emotionally and financially. Jerry emphasizes the importance of preparation to protect your future and move forward with clarity and confidence.

Key Takeaways:

Get Organized: Compile a comprehensive list of your assets, liabilities, income, and expenses.

Secure Your Documents: Ensure access to important documents like tax returns, pay stubs, and account statements.

Understand Your Cash Flow: Plan for living on a single income and set a realistic budget.

Build Your Team: Seek support from trusted attorneys and accountants.

Think Ahead: Update your financial plan, insurance, and estate documents for a new chapter.

Hashtags: #DivorcePreparation #FinancialPlanning #NewBeginnings

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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

In this heartfelt episode, Jerry Davidse shares his personal experience of writing a last letter to his loved ones before undergoing significant surgery. Inspired by his father's tradition of writing monthly letters, Jerry discusses the importance of expressing love, sharing values, and providing practical information for those we care about. He also introduces a helpful template to guide listeners in crafting their own meaningful letters.

Key Points:

The emotional and practical aspects of writing a last letter.

Jerry's personal story and family tradition.

The significance of sharing values and practical details.

Introduction of a fill-in-the-blank template for listeners.

#LastLetter #FamilyLegacy #PersonalGrowth

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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

This week Jerry explores the strategies investors can use to navigate market downturns. Discover the three critical choices that can impact long-term performance: selling, holding, or buying more stocks. Learn why buying during a downturn can be a powerful strategy and how Presilium prepares clients for market fluctuations.

#MarketDownturn #InvestmentStrategy #FinancialPlanning

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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

Join Jerry this week as he breaks down the first half of 2025's market performance. In this must-watch video, we'll explore:

🔹 How stocks are performing against historical trends

🔹 The power of diversification in uncertain markets

🔹 Turning market volatility into investment opportunities

🔹 Key insights from our midyear market review

Whether you're an experienced investor or just starting out, this episode provides crucial strategies to stay disciplined and focused on your long-term financial goals. Learn how to transform market challenges into potential wins!

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This episode is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

In this month’s video, we tackle a common but important question: Why should you work with a CFP®?

We break down what it takes to become a Certified Financial Planner®—from education and experience requirements to the ethical standards that set them apart. More importantly, we explain what this means for you as a client, including the increased likelihood that your advisor is: ✅ Competent ✅ Committed ✅ Acting in your best interest

When it comes to something as important as your money, making the right choice about who you work with matters.

📩 Questions or want to learn more? Visit https://www.presiliumpw.com/

Thanks for watching—see you next month!

#FinancialPlanning #CFP #PresiliumPrivateWealth #Fiduciary #WealthManagement #RetirementPlanning