Francly Speaking

Francly Speaking

By Franc GroupEducation
Download on the App Store

Francly Speaking episodes

  • Investing vs Trading: What's The Difference?


    Welcome back to another insightful episode of Francly Speaking! πŸš€ In this discussion, we're diving into the world of trading and investing, breaking down the differences, pros, and cons with Cassidy Nydahl, Head of Growth at Franc, and Seb Patel, Franc's COO and co-founder.
    πŸ€“ Defining Trading and Investing:
    Let's start at the beginning. Seb breaks down the distinctions between trading and investing. Trading is like a sprint, aiming for quick profits, while investing is a marathon, a long-term commitment for those patient enough to let assets grow.
    πŸ“ˆ Unpacking Trading:
    Ever wondered about the allure of trading? Seb mentions the potential benefits, what you need to get started, and the downsides – from capital and time commitments to knowledge, fees, and the crucial difference between trading and gambling.
    🌱 Benefits of Investing:
    Now, let's shift gears to the advantages of long-term investing. Seb covers the perks, from the time and attention needed to potential growth and diversification. Who should lean towards investing? We've got the details.
    πŸ‘ Like, Comment, and Subscribe:
    If you found this episode enlightening, give us a thumbs up, drop a comment with your thoughts, and hit that subscribe button for more financial wisdom. Stay tuned and stay Francly! πŸŒπŸ’Ό
    Take control of your financial future and start investing by downloading the Franc app today!
    Download the Franc app: https://franc.app.link/start-your-journey
    Visit the Franc website: https://bit.ly/3SXCwh5

    19 min
  • How To Budget For A Holiday

    πŸŒ΄β˜€οΈ Join Anelisa and Keval as they talk about budgeting for your dream holiday in this episode of Francly Speaking! πŸŒπŸ–οΈ

    Grab your passport as they map out all the elements to consider when planning your ultimate vacation: from transportation πŸš— to accommodation 🏨 and activities 🎒, to mouthwatering meals πŸ”. Discover the secrets of budgeting for both local and international destinations, while they sprinkle in their own travel tips and experiences.
    But that's not all! They'll reveal the key to maximising your travel budget and ensuring an unforgettable holiday experience. Discover how the Franc app can be an essential tool in helping you save and invest towards your dream getaway, turning your holiday aspirations into a reality!
    Get ready to pack your bags and embrace a world of adventure, all while staying within your budget.
    πŸ“Ί Watch now and let the vacation countdown begin! ✈️🌴
    Remember to like πŸ‘, subscribe πŸ›ŽοΈ, and hit that notification bell πŸ”” to catch all the exciting episodes of Francly Speaking!
    Download the Franc App and set up a holiday fund: https://franc.app.link/setup-holiday-fund

    Visit our website: https://bit.ly/3snpDlP
    Timecodes:
    00:00 - 01:27 - Introduction
    01:28 - 03:08 - The Price of Flights!
    03:09 - 05:25 - Budgeting and Planning your dream holiday
    05:26 - 07:59 - Do you really need a travel agent?
    08:00 - 09:27 - Communication while traveling (eSims, local sim cards, roaming)
    09:28 - 09:58 - Transportation when traveling
    09:59 - 11:42 - Local Travel in South Africa
    11:43 - 13:40 - How To Save For A Vacation: Create a Travel Goal
    13:41 - 15:03 - Emergency Fund for your holiday/vacation
    15:04 - 17:11 - Wrap up: 4 Tips on How To Save For A Holiday/Vacation

    18 min
  • 6 Best Types of Investments for Beginners

    At Franc we often say that saving is not enough – you must invest your money. But if you're a beginner investor, even if you've done all your research, how do you know where to even start?! 😩
    Tune in to this week's Francly Speaking episode where our Head of Growth, Cassidy, and Operations Associate, Keval, unpack one of our top blog posts discussing the best types of investments for beginners and beyond. From money market funds to ETFs, we give you the low down on why they're so great and how they fit into your investment strategy. πŸ’Έ
    πŸ“² Francly Speaking is a series by Franc, the simple investing app with no minimums, no paperwork and no fuss. Get an investment strategy with the right mix of investments for your goals and timeframe in the app.


    https://bit.ly/3Sl4e7n
    Read the full article on the Francly Speaking blog: https://bit.ly/3Fy5XON
    Find out more about the Franc App and the types of investments we offer: https://bit.ly/3Mgmcny
    Download the Franc App and start investing with top funds: https://franc.app.link/check-out-franc-app

    17 min
  • Why Should You Learn About Money?

    Did you know that only 42% of South Africans are financially literate? πŸ’° Why should we learn about money, you ask? Simple – because it will empower you to make better, well-informed decisions that can shape your financial future. Join Franc CEO Thomas Brennan and Junior Marketing Manager Kgomotso Jafta as they dive into this incredibly important topic. From budgeting to investing, we talk about why it's important to learn the ABCs of money.
    πŸ‘ Don't forget to give this video a thumbs-up if you found it helpful, and share it with your friends and family who could benefit from this valuable information. Start your journey to financial literacy today! πŸ’ͺπŸ’Έ
    Subscribe to our channel for more insightful content on personal finance, money management, and wealth-building. Let's take control of our financial destinies together! πŸ’‘πŸ“ˆ



    To read more about the financial literacy blog: https://bit.ly/3tsq2n1
    Link to the Franc Academy to learn about investing: https://bit.ly/3ZPvNXP
    Download the Franc app: https://bit.ly/46JPItt
    Visit the Franc website: https://bit.ly/46BYM3E

    25 min
  • How To Build An Investment Porftolio

    Curious about the world of investing and how it can help you grow your wealth? Join our CEO, Thomas Brennan, as he dives into this topic with financial advisor Mikhail Muller. They chat about the difference between saving and investing, what an investment portfolio is and different investment strategies, and how to build your own based on your goals, your time frames and your appetite for risk.

    Imagine this: You have a specific financial goal in mind, such as saving for your child's education in 10 to 15 years. Based on Thomas and Mikhail's advice, you should estimate the expenses, account for factors like education costs and inflation. Then, instead of stashing that money under your mattress where it loses value to inflation, you decide on the best way to invest your money to meet your goal. That's what building your investment strategy and portfolio is all about! It's about growing your wealth and securing your financial future, one step at a time. πŸŒ±πŸ’°
    Take control of your financial future and start investing by downloading the Franc app today!
    Download the Franc app: https://bit.ly/3th2v8j
    Visit the Franc website: https://bit.ly/3LAr06Q


    Timecodes:

    00:00 - 02:11 - Introduction
    02:12 - 03:05 - The importance of investing
    03:06 - 05:09 - What is an investment portfolio?
    05:10 - 08:23 - How to define your financial goals
    08:24 - 10:34 - Considering investment time horizons
    10:35 - 12:25 - The concept of risk vs return
    12:26 - 14:43 - What is your risk tolerance?
    14:44 - 17:36 - Putting these factors together for your investment strategy
    17:37 - 21:32 - Getting started investing
    21:33 - 23:48 - How do you find a financial advisor?
    23:49 - 26:18 - Where should you start investing?
    26:19 - 30:46 - Why you should stop saving, start investing

    31 min
  • Managing Finances In The Household

    Ever had that sinking feeling like your money is doing a disappearing act? Yeah, we've all been there! That's why we're talking all about taking control of your finances in our latest Francly Speaking episode with our founders Sebastian Patel and Thomas Brennan!

    In this no-nonsense, no-jargon chat, Sebastian Patel and Thomas Brennan spill the beans on how to handle your hard-earned cash like a pro. Tracking money in and out is crucial, and these two gurus have some seriously smart tips up their sleeves. Ever heard of the 50/30/20 rule? Prepare to be amazed! And trust us, it's not as complicated as it sounds.
    So, if you're ready to conquer your financial fears and emerge as a budgeting champ, hit that play button and join us for a virtual coffee chat. Watch us cover all the knitty-gritty details of managing your household finances like bosses! Don't worry; we won't bore you with endless spreadsheets or mind-numbing math. Instead, you'll find engaging discussions, practical insights, and maybe even a laugh or two along the way. Remember, it's all about taking charge of your money, not the other way around. So don't miss this opportunity to level up your financial game and gain some priceless knowledge.


    Watch the video version: https://bit.ly/3PzfSth

    Take control of your financial future at the palm of your hand by downloading the Franc app today!

    Download the Franc app: https://bit.ly/3rhxBvX

    Visit the Franc website: https://bit.ly/465hgcz

    25 min
  • Tips for Female Entrepreneurs with Nicolette Mashile

    We had the pleasure to sit down (virtually, of course) with Nicolette Mashile, the Financial Bunny, television talk host, YouTuber and serial entrepreneur, to chat about women starting their own business and doing it for themselves. Having built a business and media empire, we knew she was the perfect person to grill on all things entrepreneurship, and have a frank conversation about her successes and challenges.

    From how to start a business, to small business funding, and all the trials and errors in between, Nicolette gives her tips for female entrepreneurs, shares her own experiences, and talks openly about the challenges. If you're thinking of starting your own business, or you already have, this is not an episode to be missed!
    Ready to take these learnings and start saving up for your small business launch? Download the Franc App, set a small business goal and start saving today.
    Download the Franc app: https://franc.page.link/tips-nicolette
    Visit the Franc website: https://bit.ly/3EgowXq

    33 min
  • Financial Planning for Women with Talya Plaatjies

    Women have been historically underrepresented in the finance and investing world, but times are changing, and more women are investing than ever before. πŸ’ͺ We know this because the majority of our Franc investor base is made up of... (you guessed it) women! That's why we wanted to focus this episode on women's financial empowerment.

    So what do women need to keep in mind when investing? While the principles remain the same, women often face unique challenges and opportunities. Our Customer Success Manager, Anelisa Maswana, chatted to founder of Fashionably Financial and Financial Literacy Coach, Talya Plaatjies, to unpack them.
    As this episode emphasises, women can achieve financial independence by learning and upskilling themselves, diversifiying their portfolio, starting early and being actively engaged. So let's raise a toast to a future where women conquer the financial world, break barriers, and secure their prosperity and those of the generations ahead.
    3 Things Women Need to Know About Their Finances (blog): https://www.franc.app/blog/3-things-women-need-to-know-about-their-finances/
    Find out more about Talya Plaatjies: https://fashionablyfinancial.podia.com/
    Download the Franc app: https://franc.page.link/financial-planning-anchor
    Visit the Franc website: https://bit.ly/3OThDjJ

    18 min
  • Teaching Your Children About Money

    In this episode of Francly Speaking, Founder at Franc Thomas Brennan and Operations Associate Keval Maharaj talk about teaching your child the important money lessons early in life.

    Picture this: your little one is sitting cross-legged on the floor, playing with colorful blocks, and you're wondering, "Is it too early to introduce them to the concept of money?" Studies suggest that children can start to understand the concept of money as early as seven years old! The earlier you dive into the money chat, the better for your child's financial future.
    Teaching your mini-me about financial literacy can also be fun. From playing cool money-themed games to giving them an allowance and encouraging them to save for that toy they've been eyeing – there are many exciting ways to do it. Because let's face it – life's a series of financial decisions, and we want them to ace it!
    So don't shy away from the money talk. Embrace it with open arms and show your little ones that the world of finances isn't as daunting as it seems. You'll be unlocking a world of possibilities for your child, and who knows, maybe they'll be the next financial genius to change the game.
    It's time to raise a generation of savvy money masters! πŸ’ΈπŸ’ͺ Download the Franc app today to set up a Child Account.


    Download the Franc app: https://franc.page.link/invest-in-your-childs-future-spotify

    17 min
  • How To Build Wealth In Your 20s

    Living a comfortable life is thee ultimate dream, and the sooner you start investing in that future, the more possible it is (that's the magic of compound interest ✨).

    We're here to spill some tea on how to build wealth in your 20s! πŸš€πŸŒŸ Ready to kickstart your path to financial freedom? Listen to this episode for more! πŸ€‘πŸ’‘


    Download the Franc app on the Google Playstore, Apple App Store, Huawei App Gallery: https://franc.page.link/building-wealth-20s

    Visit the Franc website: https://bit.ly/3Ohq3C1

    14 min

About Francly Speaking

From the publisher's feed

Franc's goal is to make investing simple and accessible to all South African's. We believe part of that goal is educating our users on personal finance and investing. So if you are keen to learn more…

More shows like Francly Speaking

Honest Money by Warren Ingram

Honest Money

12 Listeners