Francly Speaking

A healthy bank account balance means not being in the red for most people. The problem is the money sitting in your bank account is doing absolutely nothing for you.

The price of the Satrix 40 ETF fell just over 2% over the past quarter. This is a reasonably small change, but Sebastian Patel talks about what caused the drop.

You may have seen articles about the decision by the SA Reserve Bank last week to keep interest rates unchanged. What does this have to do with your savings plan?

Regardless of your (invested) interest, or disinterest in bitcoin, It’s important to understand the basics of bitcoin, especially if you’re thinking about investing in it. Thomas Brennan tells us more in this weeks episode.

As an investment strategy, goal-based investing is still pretty new but Franc users will definitely be familiar with it as it is the philosophy our app is based on.

Who can own shares? What do they get you? Why do people buy shares? Seb answers all these questions in this episode.

There's strong resistance in the market to passive investment. In this episode, Tom unpacks the two biggest criticisms against passive investment and what we think the real reason behind this resistance is.

“What should you be saving for?” is perhaps one of the most important questions we should be asking ourselves both as individuals and as a society. 

When the markets in such turmoil, the question of whether or not to cash out or ride it out is always front of mind. In this episode, Tom tells us about some past examples that could help us decide what to do.

"Almost 10 years ago, in my first festive season as a varsity student, my motivation levels were at an all-time high. The world was my oyster and I was going to grab it with both arms."