Frank Molinar is a certified financial planner who works out of Phoenix,

Arizona, who has been in the industry for 16 years. Molinar is on the

advisory team at Retirement Consultants, Inc. Molinar has gained

experience at Next Financial Group Inc, Securities America, Inc and

Verus Capital Partners, LLC. Molinar has Series 63 and Series 65

licenses, which qualify him as both a securities agent and an investment advisor representative, and can work in Arizona.