For some, credit history can be the immoveable object that stands between where you are currently, and the lifestyle you're wanting to manifest. This week I'm joined by The Rate Doctor, better known as Stephen Miglarese of Movement Mortgage, and he shares' his wisdom on how to repair your credit, why it is so important, and how the process of credit rehabilitation is done best with a professional willing to walk you through the process. Take notes and share with a friend who you know could use this information! Thank you for listening!

Stephen Miglarese NMLS 1168074

Instagram: https://www.instagram.com/theratedoctor/

Website: https://lo.movement.com/stephen-miglarese/home

Fred R. Johnson III #314343 Broker with eXp Realty in NC

Instagram: https://www.instagram.com/fredjohnsonrealtor/

Website: https://fredjohnson.exprealty.com/

YouTube: https://www.youtube.com/channel/UCFs8EujV9HoJasWH1c6PS8A

For the most part, this podcast covers what to do when buying or selling real estate. However, what do you do when you're sitting on a lot of equity but have no intentions of moving? This week I begin to dive into a topic some homeowners may not be privy to: Home Equity Line of Credit aka HELOC. We discuss some of the benefits, as well as, things to consider applying your HELOC towards, such as debt consolidation, investment properties (in coming episodes), etc. I've also attached some helpful information regarding HELOCs, courtesy of Stephen Miglarese of Movement Mortgage, here in the Triangle.

HELOC further explained: https://www.investopedia.com/mortgage/heloc/

Stephen Miglarese NMLS 1168074

Website with contact info: https://lo.movement.com/stephen-miglarese/home

Contact me with any questions

Website: https://fredjohnson.exprealty.com/

Instagram: https://www.instagram.com/fredjohnsonrealtor/

YouTube: https://www.youtube.com/channel/UCFs8EujV9HoJasWH1c6PS8A

Buying property is truly a team effort, and who you entrust to help you accomplish this task is completely in Your hands. This week's episode covers the importance of vetting the professionals you hire to help you. Also, what questions to ask when considering a professional. Lastly, I give a little bit of background regarding myself, and why I do this podcast. Thank you for listening!

How to contact me and stay up to date:

Instagram: https://www.instagram.com/fredjohnsonrealtor/

YouTube: https://www.youtube.com/channel/UCFs8EujV9HoJasWH1c6PS8A

Website: https://fredjohnson.exprealty.com/

At the peak of the recent market cycle, it wasn't only the sales price that many buyers felt needed correcting, it was the due diligence money being put down to win the bidding war. This week, I discuss the if there's been any affect on the due diligence money being put down, and what you should consider when determining how much due diligence money you're wanting to put down. Also, is incentivizing buyer's agents returning as a nugget to dangle to help get your property sold?

For more follow me on:

Website: https://fredjohnson.exprealty.com/

Instagram: https://www.instagram.com/fredjohnsonrealtor/

YouTube: https://www.youtube.com/channel/UCFs8EujV9HoJasWH1c6PS8A

We are seeing record numbers in price improvements, aka, price drops because Buyers aren't biting on overvalued properties. What options do you have as a seller? How can you make the numbers work? How motivated are you to sell? In this week's episode I take you through your options when your property is sitting on the market longer than you anticipated.

Contact Me for help with your next move!

Website: https://fredjohnson.exprealty.com/

Instagram: https://www.instagram.com/fredjohnsonrealtor/

Helpful Article: https://www.redfin.com/news/housing-market-update-balance-returning/

With the market beginning to turn, I delve into recalibrating Seller Expectations, while exploring seller motivation in an effort to tailor the right strategy for listing your property.

For More, following me on social media at the following:

Instagram: https://www.instagram.com/fredjohnsonrealtor/

Website: https://fredjohnson.exprealty.com/

For some, the want to sell isn't the hurdle, it's being able to pay for all you want to have done to get your home market ready. Allow me to introduce you to Curbio, and as the Title explains, they fix it first, and they collect at close. With ZERO interest. No this isn't a commercial or ad, however, as I state in the intro, I equip you with the resources to facilitate your real estate needs, and this does just that! For further, check out the links below! Thank you for listening.

Curbio

FAQs: https://curbio.com/frequently-asked-questions/

Raleigh: https://curbio.com/markets/raleigh/

My YouTube Channel: https://www.youtube.com/channel/UCFs8EujV9HoJasWH1c6PS8A

Website: https://fredjohnson.exprealty.com/

Instagram: https://www.instagram.com/fredjohnsonrealtor/

Cost of a lot of essentials, gas, groceries, homes, etc. continue to climb, and I hear the fear. So I address what to do when now just isn't the time to buy. Also, I provide you with a couple of tips of how to lower your energy bill during the hot summer months, while still being able to beat the heat!!!

For more follow me on:

Instagram: https://www.instagram.com/fredjohnsonrealtor/

YouTube: https://www.youtube.com/channel/UCFs8EujV9HoJasWH1c6PS8A

My website: https://fredjohnson.exprealty.com/

Like, rate, comment, subscribe!

We're all familiar with TMI, however, when it comes to a home purchase TMI can leave you SOL. On this week's episode, I detail the line buyers shouldn't cross when speaking with a broker prior to signing an agency agreement. I also discuss seller motivation as the market adjusts to rising mortgage rates. I close with my Pro Tip. I've attached a copy of the Working with Real Estate Agents brochure for you to download and look over. Please feel free to contact me with any questions.

WWREA Brochure Q&A: https://www.ncrec.gov/Brochures/Print/WWREAPrint.pdf

Website: https://fredjohnson.exprealty.com/

Instagram: https://www.instagram.com/fredjohnsonrealtor/

As a potential buyer are you finding yourself between a rock and a hard(er) place? In this episode of Fred's Take on Real Estate, I breakdown the rising rates, what it's done to the buyer pool, and if renting actually allows for one to save vs owning in Raleigh-Durham area (The Triangle). Comment if this information is helpful.

Resources:

Triangle MLS

Like, Rate, Comment, Subscribe.

Instagram: https://www.instagram.com/fredjohnsonrealtor/

YouTube: https://www.youtube.com/channel/UCFs8EujV9HoJasWH1c6PS8A

Email: [email protected]