Freedom Fighter Podcast

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Jeff Holz didn't wake up one morning and decide to have "no bad days." At seventeen, holding a knife to his wrist, he made a choice that changed everything. Thirty years later, he's built a life most people only dream about—and he's not gatekeeping how he did it.

In this episode, Jeff walks through the unfiltered blueprint: how he went from losing $6,000 a week as a bankruptcy attorney during the Great Recession to retired in six years. But more than that, he reveals the daily discipline that actually creates freedom, why your mindset about "bad days" is costing you money and opportunities, and how to structure your life so you're getting paid to do what you'd do anyway.

You'll also hear his thoughts on AI reshaping wealth, why your car might be worth nothing in two years, and what the robot economy means for your next move.

This isn't motivational fluff. It's the real framework—tested for 30 years.

Links: Jeffrey Holtz:
jeffreyholtz.com
@jeffreyholst on all platforms

CHAPTERS

0:00 – Intro: The Choice That Changes Everything 
3:15 – At 17, With a Knife: The Moment That Started It All 
9:45 – "No Bad Days" Isn't About Positive Thinking 
14:20 – Freedom Requires Discipline (The Counterintuitive Truth) 
19:50 – Bankrupt to Retired in 6 Years: The Real Blueprint 
26:30 – The Autotelic Life: Getting Paid to Do What You Love 
33:15 – How to Structure Your Life When You Have Total Freedom 
39:00 – Travel, Purpose, and the 100 Things List 
45:30 – AI, Opportunity, and the Next Wealth Transfer 
52:15 – Real Estate's Future in a Deflationary World 
58:45 – Your Car Might Be Worthless in Two Years (Here's Why) 
64:30 – Building Wealth Fast: The 5-10 Year Blueprint 
71:00 – The Robot Economy Is Coming (And You Need to Move Now) 
77:30 – How to Start Winning Right Now

#NoBadDays #FinancialFreedom #EntrepreneurMindset #RealEstateInvesting #AIandWealth #PersonalDevelopment #WealthBuilding #TheDept #FreedomFighterPodcast #Retirement #DeflatableEconomics #Bankruptcy #BankruptcyToRichness #CareerChange #MindsetShift #SuccessMindset #PassiveIncome

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From social worker to disruptor. Scott's story flips the script on how real estate agents are supposed to operate.

He went from zero to 36 units in his first year, realized he was burning out, and made a choice: scale differently. Now he runs a brokerage where mentorship is hands-on, every client feels known—whether they're buying a $150K home or $1.5M—and agents actually stay.

In this episode, Scott breaks down: 

• Why real estate agents are in the bottom 10% for public trust (and the exact mindset shift that fixes it) 
• The psychology of how people make decisions and why trust beats commission every time 
• How he went from managing one transaction at a time to building a team of 22 agents—and why most brokers can't do what he does 
• The mentorship model that actually works (hint: it's not virtual) 
• Why scaling by volume is the worst way to scale 
• AI, fiduciary responsibility, and what the future of real estate actually looks like

This is not your typical real estate advice. Scott leads with authenticity, transparency, and a deep belief that your client's mission becomes your mission.

CHAPTERS:

0:00 - Introduction: From Social Work to Real Estate 
2:15 - The Moment He Almost Quit After His Best Year 
5:30 - Scaling Wrong vs. Scaling Right 
8:45 - Why Trust Matters More Than Commission 
12:00 - The Psychology of Decision-Making (Jordan's on Amazon Analogy) 15:30 - Real Estate Agents and Public Trust 
18:20 - The Lawsuit, Price Fixing, and What Changed 
21:45 - Fiduciary Responsibility: What It Actually Means 
24:30 - Building a Brokerage on Authenticity 
27:00 - The Mentorship Model: Hands-On Coaching 
30:15 - How to Avoid Tasting the Blood (Integrity Over Easy Sales) 
33:45 - The Launch Plan: A Different Way to List 
37:20 - AI, Personas, and Problem-Solving 
41:00 - What Freedom Looks Like 
44:30 - How to Connect with Scott

#RealEstateAgent #RealEstateBusiness #TrustInBusiness #Leadership #Entrepreneurship #Mentorship #AuthenticLeadership #RealEstateMarket #BusinessStrategy #SalesCoaching #BrokerageLife #PersonalBrand #IntegrityInBusiness #ScalingBusiness #PodcastEpisode

🤝 Connect with Ryan:
👉 Website: www.avarainvestments.com
👉 Instagram:  https://www.instagram.com/ryanlmillerinvests/
👉 Facebook: https://www.facebook.com/ryanlmillerinvests/
👉 Tiktok: https://www.tiktok.com/@ryanlmillerinvests
👉 LinkedIn: www.linkedin.com/in/ryan-miller-mba-pmp-3b0663103

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Sean High came to the Air Force with nothing but grit. Dairy farm kid. Working 40 hours a week while in school. Side hustle while serving. Real estate on the side. Then a car accident changed everything.

But here's what most people miss: getting knocked down taught him something most people never learn. He didn't retreat. He pivoted.

Now he's closing deals with $20 million dollar business owners over the phone. Cold calling. No fancy pitch. Just skill, resilience, and the belief that rejection is just part of the game.

In this conversation, Ryan and Sean break down what the military actually teaches you about business that Harvard won't. Why your background doesn't determine your ceiling. How to build a life around freedom, not just money. And the brutal truth about sales: you either get comfortable with rejection or you stay broke.

If you've ever thought about shifting careers, building something from nothing, or learning to sell the way the top 1% actually do it, this episode is for you.

TOPICS COVERED:

• The dairy farm to $20M business owner cold calls
• What military bearing teaches you about sales and authenticity
• Why rejection is a skill, not a personality trait
• How the best deal-makers think about leverage and timing
• Building wealth vs. building a lifestyle
• The M&A space: lower middle market ($1-25M) and how deals actually work
• Why 90% of deals fall apart the first time
• Dunning-Kruger effect in business and how to spot it in yourself
• Service business to scalable model: the shift Sean is making
• Freedom as the real currency

New episodes drop every Monday. Follow Ryan Miller:
instagram.com
Listen on Spotify, Apple Podcasts, and everywhere you listen.

#podcast #sales #entrepreneur #business #militaryentrepreneur #coldcalling #mergers #acquisitions #realestate #freedom #businessmindset

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Chris Pomerleau built multiple companies, served in the military, passed the bar, and started stacking real estate. From the outside, he had it all figured out. But somewhere along the way, the goalpost kept moving.

In this episode, Ryan and Tanner sit down with Chris to talk about what nobody warns you about on the other side of success. The tension between building and being present. The primal drive to hunt that never shuts off. And the moment his father's final words reframed everything he thought he was working toward.

We get into time blocking, gratitude, teaching kids about money, and why the 3 PM ice cream run with your kids might be the most important meeting on your calendar.

This is not a theory episode. This is a man working through it in real time. Same as you.

The real question this one leaves you with: are you building a life that looks successful, or one you will actually be grateful you lived?

Episode 83 of the Freedom Fighter Podcast with Ryan Miller, Tanner Sherman, and guest Chris Pomerleau.

Follow Ryan on Instagram: @ryanlmillerinvests
Listen on Apple Podcasts, Spotify, and all major platforms.

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 Comfort can look like success—and still be a cage.

In this episode, we get brutally honest about what happens when we know what God is asking… and we keep negotiating anyway. We talk through a life that looked “winning” on the outside—money, freedom, options—yet felt like slow death on the inside. And we lay out the turning point: the moment pain became mercy, and obedience became the only way forward.

We also put words to the trap most people never see coming: the devil doesn’t always pull you with chaos—sometimes he keeps you comfortable, busy, and numb. We share how discipline (in faith, health, and routine) becomes more than productivity… it becomes protection. Not legalism. Alignment.

You’ll hear how simplifying your inputs—what you consume, think about, and chase—sharpens your ability to hear God clearly. And how building a business without idolizing money changes everything: the way we work, the way we give, and the way we lead our homes. This isn’t a “do more” episode. It’s a “come back to order” episode.

📌 Key Topics:

• Why disobedience can feel like “success” but breed misery ✅
• How pain can become the mercy that wakes us up ✅
• A simple framework for order: God, self, marriage, kids, business ✅
• Hearing God’s voice through daily obedience and fewer distractions ✅
• Health as stewardship: energy, clarity, and discipline that serves your calling ✅
• Tithing and generosity as trust—without treating God like an ROI machine ✅
• Handling criticism without letting comments hijack your mission ✅
  
  
  

Take what we talked about—and choose one clear act of obedience today.

Chapters: 

00:00 Meet Tommy and His Journey

01:19 Small Town Roots and Limited Mindset

02:29 Entrepreneur Dreams and Financial Collapse

04:40 Vision of Jesus and Choosing Weed

05:38 Money Without Peace

07:27 Bike Accident Wake Up Call

08:10 Burn the Boats and Move to Vegas

09:37 Comfort as a Devil Trap

14:21 Freedom Through Prayer and Discipline

20:54 Hearing God Through Obedience

28:05 Health Habits and Decision Fatigue

35:05 Kingdom Purpose Over Business Gurus

38:52 Fasting Breakthrough Call

39:48 Romans Tattoo Sign

40:56 God Adds Experts

41:37 Tithing ROI Mindset

43:56 Obedience Over Percent

45:10 Giving 10K Testimony

48:24 Possessions Heart Check

50:37 Investing In Coaching

53:42 Rooms And Alignments

56:30 Stillness And Order

01:00:27 Exhaustion And Delegation

01:03:34 Handling Online Hate

01:11:29 Illogical Faith Steps

01:14:53 Final Thanks And Sendoff

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Sitting on the fence feels safe—until it quietly steals your momentum.

In this episode, we talk about the real cost of slow decisions: missed deals, stressed teams, wasted hours, and the mental drain that makes everything feel heavier than it needs to be. Decision fatigue isn’t just a productivity issue—it’s a leadership issue.

We share what’s changed for us over the last several months: we’re making calls faster, fixing problems faster, and moving on without dragging the “who’s at fault” conversation behind us. We walk through a real example—an employee pay mistake—and how a two-minute, decisive response protected trust, preserved culture, and solved the problem immediately.

But we also challenge the idea that “fast” means reckless. Some decisions need urgency. Others need timing. The win is knowing the difference—then acting without hesitation.

We zoom out into the deeper layer: why people freeze in the first place. Fear of being wrong. Fear of regret. Fear of choosing the “bad” option. Our takeaway? You don’t need 100% certainty—you need forward motion. Commit 10%, get data, adjust early, and avoid the trap of overcommitting to the wrong path.

We also get practical: reduce micro-decisions so you have energy for the big ones—systems for meals, groceries, calendars, routines, and KPIs. Less noise. More clarity. More freedom.

📌 Key Topics:

• Decision fatigue and why “no” becomes the default when we’re tired ✅
• Fixing problems fast without wasting time on blame ✅
• The 10% commitment rule: move, test, correct early ✅
• Saying “no” faster to get to the right “yes” sooner ✅
• Building simple systems that remove daily decision clutter ✅
• Why momentum beats perfection—every time ✅
  
  
  

Ask yourself: where are you still “thinking” when you should be choosing—and what would change if you decided today?

Chapters:
00:00 Fixing the Hook: Stop Over-Explaining at the Start

00:33 Um’s, Ah’s & the Transcript Wake-Up Call

01:16 Decision Fatigue: The Real Skill They’ve Improved

02:13 Payroll Mistake Case Study: Decide Fast, Fix Faster

05:37 When NOT to Rush: Timing Decisions Like a Pro

06:44 Jocko’s 10% Rule: Commit Small, Adjust Quickly

08:07 Atomic Habits Momentum: Small Steps That Compound

10:25 Decision Fatigue Science: Parole Board & Morning Decisions

11:48 The Fence Is Mine: Faith Analogy for Indecision

12:59 Leaning Into Fear: Saying Yes to the First Podcast

14:22 The Butterfly Effect: How One ‘Yes’ Changed the Podcast

16:09 Say ‘No’ Faster: Filtering Bad Deals & Avoiding Analysis Paralysis

16:56 Real-World Example: Quick Offer, Quick Walk-Away

18:11 Yes vs No: The Numbers Game (VC Logic & Underwriting Muscle)

21:35 Why We Freeze: Decision Psychology, Fence-Sitting & the Fork in the Road

23:35 Decision Fatigue Hacks: Uniforms, Calendars & Pre-Deciding Your Year

25:08 Systems That Save Hours: Instacart, Meal Planning & Grocery Store Traps

28:47 Final Challenge: Make the Next Decision Faster

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 Freedom isn’t a vibe — it’s built with responsibility, preparedness, and real relationships.

In this episode, we sit down with a firefighter-paramedic and small business owner who reminds us what “service” actually looks like when it’s not a slogan. We talk about why firefighters aren’t just “firefighters” (fires are a tiny fraction of the calls), and what it takes to stay calm when everyone else is panicking.

But the conversation goes deeper than emergency scenes.

We unpack why so many first responders can’t sit still — why they build side businesses, work with their hands, and feel restless in a world that’s gone fully digital. We get honest about the mental cost of living at a high level of readiness… and why the answer isn’t more noise, more hustle, or more tech. It’s accountability. Community. The kind of handshake integrity that’s disappearing fast.

We also talk about building a security company the right way — paying people a living wage, training them well, doing the “boring” due diligence (insurance, liability, real standards), and refusing to treat clients like numbers. Because “Jerry” isn’t an invoice… he’s a family, a payroll, a livelihood — and protection means understanding the whole chain.

And if you’re a parent? You’ll walk away with practical preparedness habits you can implement this month — not fear, just track-laying before life hits.

📌 Key Topics:

• What firefighters really do (and why fires are the minority) ✅
• Why some people think best under pressure — and what it costs later ✅
• Building a business with personal connection in an AI world ✅
• Security done right: training, wages, liability, and integrity ✅
• Simple family preparedness rhythms that actually save lives ✅
• Why freedom is local — and why it always comes with responsibility ✅
  
  
  

Take what we talked about and ask yourself: What would change this week if we treated freedom like something we build — not something we post about?

Chapters:

00:00 Meet Nick and His Story

00:22 From College to Fire Service

01:43 EMT Training and Getting Hired

02:40 What Firefighters Really Do

05:29 Thriving Under Pressure

08:55 Why Firefighters Build Businesses

11:30 Firehouse Culture and Accountability

15:24 Starting Elite Tactical Security

18:51 Growing People Not Just Profit

21:26 Staying Small and Personal

27:44 Systems to Stay Connected

31:30 Unoffendable and Clear Communication

35:03 Situational Awareness and Preparedness

39:33 Men Women and Team Balance

43:36 Selling With Empathy

44:15 Fire Alarm Partner Roles

46:29 Choosing The Right Partner

48:45 Working With Your Spouse

51:38 Why Start A Security Firm

52:40 Nebraska Security Oversight Gap

55:06 Cheap Security Real Risks

01:00:45 Accountability Over Greed

01:03:01 Home Fire Safety Routine

01:05:17 Smoke Detectors And Batteries

01:07:52 Car Seat Help And Liability

01:10:50 Freedom And Community

01:13:14 How To Connect And Wrap Up