My guest on this episode is Robert Persichitte, a CPA and certified financial planner with Delagify Financial in Arvada, Colorado. 

Robert has guided business leaders and individuals with financial and investment decisions for over ten years. In this episode, we're talking taxes: deductions freelancers should take, ways to pay, and more. His expert guidance and insights are well worth a 20-minute investment of your time to save money. 

You can connect with Robert on LinkedIn or contact him via his website, Delagify Financial. 

Legal Disclaimer:

Carol J. Alexander, a freelance content marketing writer, is my guest on this episode of Freelancing After 50. Carol shares her story and talks about working part-time at first, the need to define a marketable niche, and the importance of self-care. 

Carol offered this advice regarding finding your niche: 

You can connect with Carol via her website at CarolJAlexander.com or on LinkedIn. 

My next guest is Robert Persichitte, CPA. We're going to talk about a subject that strikes fear in every freelancer's heart: taxes. I can assure you that Robert's insights and wisdom will allay your fears. 

In the meantime, subscribe to this podcast—it's available on Spotify, Apple, Google, Amazon, and other outlets. Also, subscribe to the newsletter by the same name. You can do both by visiting the website, Freelancing After 50. 

~ Paul Chaney

This episode is a particularly important one because it addresses a topic most freelancers deal with routinely — managing uneven cash flow. My guest, Urban Adams, provides information about that topic and the need to set aside funds for lifestyle planning, paying taxes, and investing for retirement. 

Some of his primary talking points include: 

Connect with Urban via his website and LinkedIn. 

Disclaimer (the legal stuff): Urban Adams is an Investment Advisor Representative with Dynamic Wealth Advisors. All investment advisory services are offered through Dynamic Wealth Advisors. Urban Adams also offers insurance brokering services; this is considered an outside business activity from Dynamic Wealth Advisors and is separate and apart from Mr. Adams’s activities as an investment advisor representative of Dynamic Wealth Advisors.

Note: Freelancing After 50 is not only a bi-weekly podcast but also a newsletter. Click here to see the latest issues and subscribe. 

This episode is especially helpful because my guests, Samantha Anderl and Andrea Wildt, co-founders of the freelance business management platform Harlow, expertly address a topic that affects every freelancer at one time or another — how much to charge clients and what method to use: hourly rates, project-based pricing, retainer, etc. 

They advise freelancers to:

The pair also shares their respective freelancing journeys and what led them to start Harlow. It's 25 minutes of great conversation filled with valuable information that will help achieve more success in your freelance career. 

Connect with Samantha and Andrea on LinkedIn. 

If you like the podcast, please subscribe and share it with other over-50 freelancers. Also, check out the Freelancing After 50 newsletter. We publish it every two weeks. It's chock full of information to help older freelancers. 

Our guest on this episode of Freelancing After 50 is none other than Marcus Sheridan, internationally-known marketing expert and author of the best-seller "They Ask, You Answer." 

Marcus shares his story of how the They Ask, You Answer concept came about and applies its principles to freelancers 50 and older. 

Key takeaways: 

Marcus says you have to be willing to do three things that other companies are not willing to do. 

The Big Five

He also listed the "big five" things you must talk about: 

Marcus is very open to being contacted. You can reach out to him via his website or email. Also, connect with him on LinkedIn, Twitter, and YouTube. 

In this episode, I interview Ed Britton, a career and lifestyle coach who calls himself the "not retirement rebel." We talk about the retirement fallacies, why 65 is not the golden age for retirement, and what options people 50 and older have. 

Ed lists three "passion pursuits" of not retirement people: Adventure, Achievement, and Contribution. He also discusses four stages of retirement: 

Lastly, he shares four "ambitions" of people with a not retirement mindset: Contribute (to family and community), Cause, Personal Development, and Income Generation. 

We focus on the income generation ambition and talk about it can be interwoven with the others. 

You can connect with Ed via LinkedIn and his website, notretirement.ca. 

In this episode, I interview Rob Ainbinder, a digital marketer, author, investor, and foodie. (Disclaimer: We talk BBQ at the beginning. That's one of Rob's passions.) He is also CEO of Why People Click, a digital marketing agency that grew from his early freelance beginnings. 

The topic is this episode is how to manage your freelance business growth. Rob shares his own freelance growth story and offers practical advice for other freelancers, particularly those aged 50 and older, on steps to take as your business grows. He discusses branding, how to choose a domain name, the importance of networking, and other pertinent information. 

You can contact Rob by visiting his website, Why People Click, or via email: [email protected]. 

Leslie Tayne is an award-winning financial attorney and the founder and head attorney of Tayne Law Group in Melville, New York. She is also the best-selling author of Life and Debt: A Fresh Approach to Achieving Financial Wellness and an expert in legal matters related to entrepreneurship. 

In this episode, Leslie discusses why freelancers should use contracts, what elements to include, and the risks of not having one. She also talks about steps freelancers can take when clients don't pay in a timely manner and why you should not use templated contracts but work with an attorney when constructing one. 

Her main point: Freelancing is a business and should be treated like one. That includes the use of contracts. 

You can connect with Leslie in the following ways:

Jane Genova has been freelancing longer than many people have been alive — 35 years, to be exact. We pack as much of her experience, wisdom, and advice in this episode as possible. 

Jane shares vignettes from her long-tenured career. She also describes how she deals with marketplace age bias and talks about her "reset" — shifting her services and mindset to fit prevailing marketing forces — and offers sagely, yet practical advice to older freelancers on what to do when, in her words, you "fall off a cliff" in your career. (We also talk about how she doesn't view freelancing as a "career.") 

The chief takeaway: Rely on your network of contacts. That's where the work will come from. 

You don't want to miss this delightful and informative 15-minute conversation. 

You can get in touch with Jane via email. Her address is [email protected]. To learn more about Jane, visit her LinkedIn profile and read her legal blog, Law & More.  

Jay Thompson retired from the real estate industry at age 57 and headed from Seattle to the Texas coast to fish for marlin. It wasn't long before he realized that as much as he loved it, fishing wasn't a full-time sport and that he needed to "unretire." So, what did Jay do? Started freelancing as a B2B writer, speaker, and business consultant. 

In this 20-minute episode, we talk about why Jay got into freelancing, the benefits he has gained, the challenges he has faced, and one piece of advice he would give others who are considering retiring and starting a freelance career.

Key takeaway: 

According to Jay, the key to successful freelancing can be summed up in one word: confidence.

You can reach Jay via email at [email protected].