French Workbench

https://www.youtube.com/channel/UCzNraRZlzhG24rzTyazSWaA?view_as=subscriber

Broadcasted locally From KDWN News Talk Radio 101.5 FM and on Iheart Radio.

Dan French-A Southern CA transplant, Dan has over 11 years in home financing with a multi-faceted background in lending. Dan has the main objective of providing the highest level of customer service and be available to answer technical questions throughout all loan transactions. I provide step by step instructions and communication until the transaction is complete. I have been apart of a team that has been in the top 1% originators in 2013-2015 and I understand the level of commitment needed while providing the 5-star one-on-one service each of my clients receives.

Dan French

VP of Mortgage Lending

www.rate.com

O: (702) 214-1019 - F: (872) 808-1465

9121 W. Russell Road Suite 210, Las Vegas, NV 89148

Loan Options - Mobile App - Guaranteed Rate Foundation - Gateless

| © Guaranteed Rate 2019 | 3940 N. Ravenswood Ave., Chicago, IL. 60613

NMLS ID 2611 / NMLS Consumer Access / Licensing Information

Please Note: We care about your security and privacy. Please don't include identifying information like account numbers, birth dates and social security numbers in emails to us. Call us instead for secure email options or send the information by fax or regular US mail.

CONFIDENTIALITY AND SECURITY NOTICE The contents of this message and any attachments may be privileged, confidential and proprietary and also may be covered by the Electronic Communications Privacy Act. If you are not an intended recipient, please inform the sender of the transmission error and delete this message immediately without reading, disseminating, distributing or copying the contents. Guaranteed Rate makes no assurances that this e-mail and any attachments are free of viruses and other harmful code.

https://www.youtube.com/channel/UCzNraRZlzhG24rzTyazSWaA?view_as=subscriber

Broadcasted locally From KDWN News Talk Radio 101.5 FM and on Iheart Radio.

Dan French-A Southern CA transplant, Dan has over 11 years in home financing with a multi-faceted background in lending. Dan has the main objective of providing the highest level of customer service and be available to answer technical questions throughout all loan transactions. I provide step by step instructions and communication until the transaction is complete. I have been apart of a team that has been in the top 1% originators in 2013-2015 and I understand the level of commitment needed while providing the 5-star one-on-one service each of my clients receives.

Dan French

VP of Mortgage Lending

www.rate.com

O: (702) 214-1019 - F: (872) 808-1465

9121 W. Russell Road Suite 210, Las Vegas, NV 89148

Loan Options - Mobile App - Guaranteed Rate Foundation - Gateless

| © Guaranteed Rate 2019 | 3940 N. Ravenswood Ave., Chicago, IL. 60613

NMLS ID 2611 / NMLS Consumer Access / Licensing Information

Please Note: We care about your security and privacy. Please don't include identifying information like account numbers, birth dates and social security numbers in emails to us. Call us instead for secure email options or send the information by fax or regular US mail.

CONFIDENTIALITY AND SECURITY NOTICE The contents of this message and any attachments may be privileged, confidential and proprietary and also may be covered by the Electronic Communications Privacy Act. If you are not an intended recipient, please inform the sender of the transmission error and delete this message immediately without reading, disseminating, distributing or copying the contents. Guaranteed Rate makes no assurances that this e-mail and any attachments are free of viruses and other harmful code.

Life in Las Vegas Buying A Home.

Dan French

VP of Mortgage Lending

NMLS#369115

www.rate.com

O: (702) 214-1019 - F: (872) 808-1465

9121 W. Russell Road Suite 210, Las Vegas, NV 89148

Loan Options - Mobile App - Guaranteed Rate Foundation - Gateless

| © Guaranteed Rate 2019 | 3940 N. Ravenswood Ave., Chicago, IL. 60613

NMLS ID 2611 / NMLS Consumer Access / Licensing Information

Please Note: We care about your security and privacy. Please don't include identifying information like account numbers, birth dates and social security numbers in emails to us. Call us instead for secure email options or send the information by fax or regular US mail.

CONFIDENTIALITY AND SECURITY NOTICE The contents of this message and any attachments may be privileged, confidential and proprietary and also may be covered by the Electronic Communications Privacy Act. If you are not an intended recipient, please inform the sender of the transmission error and delete this message immediately without reading, disseminating, distributing or copying the contents. Guaranteed Rate makes no assurances that this e-mail and any attachments are free of viruses and other harmful code.

Life in Las Vegas Buying A Home.

Dan French

VP of Mortgage Lending

NMLS#369115

www.rate.com

O: (702) 214-1019 - F: (872) 808-1465

9121 W. Russell Road Suite 210, Las Vegas, NV 89148

Loan Options - Mobile App - Guaranteed Rate Foundation - Gateless

| © Guaranteed Rate 2019 | 3940 N. Ravenswood Ave., Chicago, IL. 60613

NMLS ID 2611 / NMLS Consumer Access / Licensing Information

Please Note: We care about your security and privacy. Please don't include identifying information like account numbers, birth dates and social security numbers in emails to us. Call us instead for secure email options or send the information by fax or regular US mail.

CONFIDENTIALITY AND SECURITY NOTICE The contents of this message and any attachments may be privileged, confidential and proprietary and also may be covered by the Electronic Communications Privacy Act. If you are not an intended recipient, please inform the sender of the transmission error and delete this message immediately without reading, disseminating, distributing or copying the contents. Guaranteed Rate makes no assurances that this e-mail and any attachments are free of viruses and other harmful code.

Las Vegas Home Prices Still Going Up and New On The Vegas Economy!

Las Vegas Home Prices Still Going Up and New On The Vegas Economy!

702-332-3532

As 2020 begins, we look to the housing trends to see how the housing market may change in the new year. Will it continue to offer lower rates and high demand? Will the lack of supply finally be addressed? While we won’t know until it happens, here is what the experts are saying.

To predict new trends, we have to start by looking at old ones. 2019 was an incredible year for the housing market, setting a record high for the median home price in the US: $315,000.

Here are our expectations of 2020.

Decent Mortgage Rates

Rates are expected to stay below 4% but probably won’t drop too much. Both Freddie Mac and the Mortgage Bankers Association are expecting rates between 3.7% and 3.9% while Fannie Mae is showing rates as low as 3.5% to 3.6% to be present throughout the year.

Limited Supply

Houses are being built—just not where it counts. As Boomers start to retire and downsize, select areas are rebounding and having supply level out. However, popular areas like San Francisco and Seattle are still lacking affordable housing for homebuyers wanting to enter the market.

Stagnate Prices

The low supply of homes for sale, mixed with the inability of people being able to afford homes, is leading economists to expect that home prices will remain flat or even drop in neighborhoods along the coast.

New Ways to Sell

This industry will continue to go digital. As more and more Millennials enter the market, they’re expecting the speed and ease that they’ve come to know from modern technology. Luckily, at Guaranteed Rate we’ve been ahead of this trend for years by being one of the first to offer a digital mortgage.

702-332-3532

As 2020 begins, we look to the housing trends to see how the housing market may change in the new year. Will it continue to offer lower rates and high demand? Will the lack of supply finally be addressed? While we won’t know until it happens, here is what the experts are saying.

To predict new trends, we have to start by looking at old ones. 2019 was an incredible year for the housing market, setting a record high for the median home price in the US: $315,000.

Here are our expectations of 2020.

Decent Mortgage Rates

Rates are expected to stay below 4% but probably won’t drop too much. Both Freddie Mac and the Mortgage Bankers Association are expecting rates between 3.7% and 3.9% while Fannie Mae is showing rates as low as 3.5% to 3.6% to be present throughout the year.

Limited Supply

Houses are being built—just not where it counts. As Boomers start to retire and downsize, select areas are rebounding and having supply level out. However, popular areas like San Francisco and Seattle are still lacking affordable housing for homebuyers wanting to enter the market.

Stagnate Prices

The low supply of homes for sale, mixed with the inability of people being able to afford homes, is leading economists to expect that home prices will remain flat or even drop in neighborhoods along the coast.

New Ways to Sell

This industry will continue to go digital. As more and more Millennials enter the market, they’re expecting the speed and ease that they’ve come to know from modern technology. Luckily, at Guaranteed Rate we’ve been ahead of this trend for years by being one of the first to offer a digital mortgage.