Sarah’s story is proof that anyone can turn their finances around with the right mindset and strategies. Here are her top takeaways.”

1. Start small—just track your spending.
2. Focus on cutting one major expense at a time.
3. Use the debt snowball method to build momentum.
4. Celebrate your progress—it keeps you motivated.

“And perhaps the most important lesson? Financial freedom is possible, no matter how deep the hole might feel right now.”