Being early can be just as damaging as being wrong.
In this episode of From Code to C-Suite, Liam sits down with Phil Fogel, co-founder of Cork Protocol, to discuss more than a decade of building in crypto, the challenge of timing a market correctly, and what it really takes to keep going through the highs and lows of startup life.
Phil began his career in traditional finance, trading options on the floor of the American Stock Exchange before discovering Bitcoin in 2013. Since then, he has built several blockchain companies, explored staking infrastructure and onchain carbon markets, and is now building Cork Protocol, infrastructure designed to help financial risk be priced and managed onchain.
Phil shares why seeing the future is not enough if the market is not ready, how founders learn to handle setbacks differently over time, and why the team around you becomes even more important as businesses move faster.
In this episode, we cover:
• Phil’s journey from traditional finance into Bitcoin and Web3
• Why being early can be just as costly as being wrong
• Building infrastructure for onchain risk and liquidity
• The emotional highs and lows of startup life
• How AI is changing software development and team structures
• Why smaller teams can now build and test much faster
• The challenge of developing future engineers when AI writes more of the code
• How agentic finance could reshape insurance and financial services
• Why critical thinking becomes more important as AI improves
• Why trust and fast feedback are essential when building a team
• The security risks of building financial infrastructure in an AI-driven world
In fast-moving markets, being right is only part of the challenge. Timing, execution and the people around you matter just as much.
📲 Connect with Liam Moir-Holland and From Code to C-Suite:
Instagram: https://www.instagram.com/liammoirholland/
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📲Connect with Phil Fogel:
LinkedIn: https://www.linkedin.com/in/philfog/
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