What if your real estate investments could build wealth **and** make a meaningful difference in people’s lives?

In this episode of *From Corporate to Cash Flow*, we sit down with Bridgette Ruiz, an HR professional who decided after buying her first home that she wanted to become a real estate investor. She quickly realized that real estate could be a path to building long-term wealth and found a niche that aligned deeply with her personal story: **affordable housing and sober living**.

Bridgette shares the powerful moment of clarity that led her into sober living, a niche connected to her own experience growing up in a household affected by alcoholism. Today, she operates sober living homes in North Carolina and has even connected with the families of women living in her properties, an experience she says has truly “filled her cup.”

We also dive into how Bridgette uses her experience as a **certified CliftonStrengths coach** to build better businesses, partnerships, and teams. She explains why your ideal business partner probably shouldn't have the exact same strengths you do—and why understanding your weaknesses can become especially important when things get difficult.

Bridgette also shares what she has learned about **scaling a real estate business with local operators**, why having someone on the ground who understands the market is critical, and how she is now helping investors across **44 states** create impact through real estate.

One of the most interesting strategies she discusses is using a **master lease with Oxford House**, which she describes as one of the most passive approaches to real estate investing she has encountered. For buy-and-hold investors looking for a way to generate cash flow while addressing a real need in their communities, this strategy is worth exploring.

Finally, Bridgette shares a perspective on **money and parenting** that really stood out: instead of teaching children that money is “bad” or something to avoid talking about, she believes we should teach them that money is powerful—and that it can be used to do good things.

### In this episode, we discuss:

* How to get started in real estate investing while working a W-2 job

* Why Bridgette chose sober living as her real estate niche

* Affordable housing and the growing need for sober living

* How personal experiences can shape your investment strategy

* The importance of having a local real estate operator

* Master leasing and Oxford House

* Passive real estate investing strategies for buy-and-hold investors

* How to use CliftonStrengths to find the right business partners

* Why your weaknesses matter when building a business

* How real estate investors can create both financial and social impact

* Teaching kids about money and building a healthy relationship with wealth

If you're a **real estate investor, aspiring investor, W-2 professional, or someone looking for ways to build wealth while making an impact**, this episode is packed with ideas worth considering.

**Connect with Bridgette Ruiz:**

IG: https://instagram.com/ruiz_bridgette?igshid=OGQ5ZDc2ODk2ZA==

LinkedIn: http://linkedin.com/in/bridgetteruiz

YouTube: https://www.youtube.com/channel/UCkttKKp4_dGh2Fho2vD6tdg https://generationsrestoredliving.com/ -

-- Follow me on Instagram: https://www.instagram.com/theandreacannon

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Is real estate still the best path to financial freedom? Or are there better opportunities hiding in plain sight?

In this episode of From Corporate to Cashflow, hosts Andrea Cannon and Liz Schwab sit down with investor, entrepreneur, attorney, and tax strategist Chris Craig, whose unconventional journey has taken him from the dot-com crash to building multiple businesses across real estate, tax planning, and emerging investment opportunities.

Chris shares how getting laid off during the dot-com bubble unexpectedly led him into the world of distressed real estate. After building a foreclosure database for another investor, he spotted an opportunity and launched his own wholesaling business, eventually closing 3–5 wholesale deals per week while averaging around $8,000 per deal.

When the housing market crashed, Chris pivoted again. He worked as a paralegal while attending law school, focused on bankruptcy law, and later built an accounting firm helping high-income W-2 professionals reduce their tax burden through strategic planning. In this conversation, Chris explains why he believes today's real estate market isn't the same wealth-building vehicle it once was, why he's selling much of his portfolio, and the new asset class he's pursuing in search of stronger cash-on-cash returns with less capital invested.

We also discuss:

• How Chris built a successful wholesaling business before the housing crash

• Why he believes many real estate investors need to rethink their strategy

• Tax planning strategies for high-income W-2 professionals

• The mindset shifts that helped him reinvent his career multiple times

• Why "your network is your net worth" is more than just a cliché

• The realities of entrepreneurship that most people don't talk about

• His latest ventures in longevity-focused businesses and other unconventional opportunities

Chris is unapologetically opinionated, challenges conventional investing wisdom, and isn't afraid to question popular financial and health-related advice. Whether you agree with him or not, this conversation will make you think differently about investing, entrepreneurship, taxes, longevity and building long-term wealth.

If you enjoy conversations about real estate investing, passive income, entrepreneurship, tax strategies, private lending, and financial freedom, be sure to subscribe so you don't miss future episodes of From Corporate to Cashflow.

What was the biggest idea or opinion from Chris that you agreed (or disagreed) with? Let us know in the comments!

**Connect with Chris Craig:**

LinkedIn.com/thetaxfirm @christophercraigofficial

Facebook.com/chriscraig702

---

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In this episode of the From Corporate to Cash Flow Podcast, hosts Andrea Cannon and Liz Schwab sit down with Jamie Davis—a real estate attorney turned healthcare entrepreneur—to explore her unconventional journey from corporate layoffs to building multiple six-figure businesses in real estate, vending, behavioral health, and durable medical equipment.

Jamie’s story is a masterclass in resilience, pivoting, and leveraging expertise to create genuine passive income and financial freedom. After practicing corporate real estate law at Walmart and AMC Theaters, a layoff became the catalyst for Jamie to launch ventures in vending machines, micro markets, multifamily real estate, and now—most importantly—mental health and behavioral health facilities across multiple states.

What You’ll Learn:

Building Relationships as Your Safety Net (0:00–6:00)

Jamie credits her rapid reemployment after a corporate layoff to intentional relationship building on LinkedIn and Facebook. Discover why your network is your net worth, and how staying connected pays dividends when corporate restructures hit.

Scaling from Side Hustles to Six Figures (7:50–9:00)

From two vending machines to 25 micro markets in high-end office buildings—Jamie scaled her business to a profitable exit in under a year. Learn the systems and mindset that enable rapid scaling.

Transitioning Real Estate Skills to Healthcare (9:00–15:00)

Jamie explains how she moved from traditional real estate investing (duplexes, fourplexes, Airbnbs) to owning and operating Intensive Outpatient Programs (IOPs) and behavioral health residential facilities (BHRFs). This is a lesser-known but highly profitable real estate niche that has a great potential for impact.

Navigating Politics & Regulatory Landscape (26:00–29:00)

Whether it’s Airbnb regulations or Medicare fraud scrutiny, Jamie uses her legal background to stay ahead of regulatory changes. She monitors the Department of Justice website daily to anticipate industry shifts—a habit every entrepreneur should adopt.

Financial Foundations: Build the Right Team (33:00–35:00)

Never try to master finance alone. Jamie emphasizes hiring a CPA who understands real estate, small business, and investment strategy. Learn about tax strategies like cost segregation studies that can legally reduce your tax burden.

Key Takeaways:

• Relationships matter more than resumes. During corporate layoffs, Jamie’s network got her back to work in 3 weeks while others struggled for months.

• Side hustles can become primary income. Vending and micro markets gave Jamie the capital and confidence to scale into real estate and healthcare ventures.

• Real estate extends far beyond single-family homes. Behavioral health residential facilities and IOPs are recession-proof, cash-flowing asset classes most investors never consider.

• Know what’s coming down the pipeline. Study regulations, read city council minutes, monitor DOJ indictments, stay ahead of policy changes that affect your business.

• Slowing down accelerates success. True wealth building requires enjoying the present while building for the future.

**Connect with Jamie Davis:** Instagram: @apartmentswithjamie ---

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In this episode of From Corporate to Cashflow, co-hosts Andrea Cannon & Liz Schwab interview Ingryd Hernandez, a former food service executive turned real estate entrepreneur, who shares her powerful journey from corporate stability to financial freedom through creative financing, wholesaling, & innovative deal platforms.

What You'll Learn:

0:00 – Introduction & Ingryd's Corporate Background Andrea welcomes Ingryd Hernandez, a long-time food service executive who pivoted to real estate investing while maintaining her W2 income, the ultimate wealth-building strategy.

0:40 – From Food Service to Real Estate Ingryd reveals how a mentor encouraged her to diversify beyond a single income source, leading her to get her real estate license in 2013 & later discover subto financing & creative real estate strategies that changed everything.

3:00 – The Real Estate License Debate Should you get licensed as a real estate investor? Ingryd breaks down when having a license matters & when it becomes a distraction, offering practical guidance for different stages of wealth-building.

7:49 – Creative Listing Platform Launch Discover how Ingryd co-founded CreativeListing.com with Pace Morby & developer Raz—a game-changing platform that allows investors to market lease options, wraparound mortgages, subject-to deals, & cash offers (traditional listings too). Nearly 500+ deals closed!

12:30 – COVID, Layoffs & Building a Safety Net When her industry collapsed in 2020, Ingryd was prepared. Learn her strategic approach: building side income streams *before* leaving her job, using leverage, partnerships, & achieving financial confidence before making the leap to full-time entrepreneurship.

17:28 – The Done-For-You Model Ingryd now focuses on passive income syndications & hands-off investments for high-net-worth individuals seeking quality real estate deals in residential flips, rentals, & commercial properties—no babysitting required.

23:00 – Life Habits of High Performers Andrea asks the burning question: *"How do you do everything you do?"* Ingryd reveals her constant podcast consumption, book-reading obsession, & her refusal to watch Netflix—all strategic decisions to stay market-aware & competitive.

25:00 – Financial Advice for Beginners Ingryd shares Caroline Cain's game-changing rule: hit your target income for 3-4 months straight *before* leaving your job. She also recommends "Secrets of a Millionaire Mindset" by T. Harv Eker to rewire your financial thermostat.

28:00 – Travel & Life Balance Even wealth builders need to dream. Ingryd shares her bucket list: Spain (Bad Bunny concert!), Hawaii for her husband's 45th birthday, & Cartagena, Colombia to explore her Caribbean heritage.

Key Takeaways:

✓ Multiple income streams are non-negotiable — Diversify beyond your W2 with real estate, lending, or business ownership before making the leap to full-time entrepreneurship.

✓ Creative financing opens hidden wealth — Lease options, subject-to deals, & wraparound mortgages allow you to access properties & profits that traditional lending never reveals.

✓ Partnerships require exit strategies — Know your divorce clause before you merge with business partners. Every partnership ends; be prepared.

✓ Build passive income while employed — Don't quit your job until you've proven consistent cash flow for 3-4 months. Your safety net is your superpower. ---

Connect with Ingryd: https://www.youtube.com/@ingrydhernandez, ingrydhernandez.com, https://www.linkedin.com/in/ingryd-hernandez-47a36b45/, https://www.tiktok.com/@ingrydhernandez?_r=1&_t=ZP-96JQMMABC7r

Follow me on Instagram: https://www.instagram.com/theandreacannon

Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

Most people think banks are the only option for borrowing money. Steven Loewer built a business by becoming the alternative.

In this episode of From Corporate to Cashflow, we sit down with Steven Loewer, founder of Lions Den Capital, to discuss how he went from buying his first rental property at just 19 years old to building a successful private lending business that helps investors and homeowners access financing when traditional banks can't.

Steven shares the lessons he learned growing up around rental properties, the story of collecting his first three months of rent entirely in cash (and why depositing $6,000 at the bank wasn't as simple as he expected), and how his career evolved from raising capital for apartment flips to launching his own lending company.

We also dive into how private lending works in Canada, why his company has built a reputation as a solutions-based lender, and what investors can learn about raising capital, structuring deals, and creating wealth through real estate financing.

Whether you're interested in private lending, real estate investing, raising private capital, rental properties, or creating passive income, this conversation is packed with practical insights and real-world experience.

In this episode, we discuss:

• Buying a first rental property at 19 years old

• Lessons from growing up in a real estate family

• How private lending actually works

• Raising millions in private capital

• Transitioning from corporate finance to entrepreneurship

• Becoming a solutions-based lender

• Differences between Canadian and U.S. lending

• Advice for new real estate investors and lenders

Connect with Steven: Instgram: https://www.instagram.com/stevenloewer/

LinkedIn: linkedin.com/in/stevenloewer?originalSubdomain=ca

Facebook: https://www.facebook.com/steven.loewer/

Want Steven's Private Mortgage Starter Kit? Send the word "corporate" to Steven on Instagram to receive a copy.

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Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

What if one real estate investment could generate returns and change lives? In this episode of From Corporate to Cash Flow, co-hosts Andrea Cannon and Liz Schwab sit down with Brittani Gardner-Evans who shares how she built a supported living business through real estate investing.

Brittani began her career as an insurance broker, but she always knew real estate investing was where she wanted to be. After earning her real estate license, she skipped the traditional agent path and went straight into building an investing business.

Along the way, she explored multiple investment strategies, including BRRRR, house hacking, and assisted living, before discovering the niche where she felt she could make the biggest impact. Today, she is the founder of Avant Supported Living, a company that provides co-living housing for neurodivergent individuals and those with intellectual and developmental disabilities (IDD). Rather than stepping away from operations, Brittani has remained deeply involved to ensure every resident receives the level of care and dignity she believes they deserve.

In this conversation, Brittani shares the realities of building a purpose-driven business, overcoming imposter syndrome, and learning to let go of the pressure to have everything figured out. Her story is a reminder that success isn't just measured by financial returns, it's also about creating meaningful impact and treating people with compassion, respect, and integrity.

Connect with Brittani: https://www.instagram.com/brittanibuilds

Follow me on Instagram: https://www.instagram.com/theandreacannon

Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

In this compelling episode of the From Corporate to Cash Flow Podcast, Andrea Cannon and Liz Schwab dive deep into Evelyn Garcia's extraordinary journey from corporate life to real estate investing and entrepreneurship.

Evelyn shares:

**[0:00-5:00]** Introduction and Evelyn's background as a real estate investor and transaction coordinator

**[5:00-15:00]** Evelyn's transformation: from wholesaling and fix-and-flip projects to launching her transaction coordinator business four years ago

**[15:00-20:00]** What transaction coordinators actually do: the behind-the-scenes work that holds deals together, from escrow coordination to lien resolution

**[20:00-25:00]** Challenges in the business: communication with new clients, navigating unexpected liens and judgments, and why transaction coordination isn't truly passive income

**[25:00-30:00]** Financial advice for beginners: knowing your expenses, tracking cash flow, and using the Profit First system with multiple bank accounts

**[30:00-35:00]** Entrepreneurial habits and morning routines that keep Evelyn focused while working from home

**[35:00+ ]** Why success takes time, avoiding social media comparisons, and Evelyn's upcoming 30-day South America backpacking trip to South America through Brazil, Argentina, Bolivia, Chile, and Peru ---

## Key Takeaways

- **Transaction coordinators are the glue holding real estate deals together** — they expedite escrow, resolve title issues, manage liens, and navigate complex situations that most investors never see coming

- **Real estate success requires intentional financial tracking** — know your expenses, income, and savings goals. Can't wing it. Use systems like Profit First to allocate money strategically across multiple accounts

- **Building wealth from a W-2 job is possible** — Evelyn built her transaction coordinator business while employed, showing that corporate careers don't have to be the ceiling on your earning potential

- **Give yourself grace in your entrepreneurial journey** — the social media highlight reel isn't reality. Success takes time, consistency, and patience. Don't compare your Chapter 2 to someone else's Chapter 20

- **Set morning routines and boundaries as a work-from-home entrepreneur** — give yourself at least one hour before diving into work. This decompression time improves decision-making and prevents burnout ---

## How to Connect with Evelyn Interested in working with a transaction coordinator who specializes in creative financing, probate situations, and investor deals? Evelyn is booking consultations at **anchorlighttc.com**—her website is the best way to schedule a one-on-one Zoom call with her.

You can also find her on Instagram: https://www.instagram.com/evelyngarcia.0718/

Follow me on Instagram: https://www.instagram.com/theandreacannon

Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

From school bus driver to full-time real estate entrepreneur making five-figures on a single deal. Ronald Paulius shares his extraordinary journey of leaving W-2 income behind to build wealth through pre-foreclosure wholesaling, proving that your current job isn't your destiny, and that financial freedom is within reach.

In this episode of the From Corporate to Cash Flow Podcast, Andrea Cannon and Liz Schwab sit down with Ronald Pauleus, a former high school teacher and associate pastor who cracked the code on real estate investing while working a full-time job. Ronald's story is a masterclass in persistence, strategic networking, and the power of volume-based door knocking that led to life-changing cash flow and wealth building.

## What You'll Learn:

**[0:00-3:00]** Ronald's unconventional path: school bus driver → high school teacher → full-time real estate entrepreneur

**[3:00-8:00]** How Ronald's childhood experience watching his mom pay rent sparked a decades-long desire for real estate ownership

**[8:00-12:00]** Understanding pre-foreclosure investing: What it is, who benefits, and why it's a goldmine for wholesalers

**[12:00-21:00]** The deal that changed everything: A probate property worth $40,000 that took persistence, networking, and deep listening to close

**[21:00-26:00]** The critical lesson Ronald wishes he knew earlier: "It's going to take longer than you expect, but it's going to come all at once"

**[26:00-31:00]** Why scripts kill deals—the power of authentic conversations and leaning into your natural strengths

**[31:00-40:00]** Building your financial foundation: The books, communities, and people you need around you for passive income success

**[40:00-44:00]** Advanced strategies: Closing 7 deals in one month with Sub 2 deals at 2.7%-5.2% interest rates (not 7%)

## Key Takeaways:

- **Volume beats luck every time.** Ronald knocked 120+ doors per week while teaching full-time. That commitment to consistent action is what separates successful real estate investors from dreamers.

- **Listen deeper than scripts.** Getting through emotional smokescreens (like "I want to keep the property") reveals the real pain point and that's where deals get made.

- **Cultivate one garden; don't chase many.** Too many entrepreneurs start multiple ventures and harvest nothing. Pick your strategy (wholesaling, Sub 2, rentals), commit to it, and let it grow.

- **Your network determines your net worth.** Being around people closing multiple deals per month automatically elevates your vision and shows what's truly possible.

- **Proof of concept builds momentum.** Ronald's first couple of deals proved the concept worked, giving him the confidence to quit his job and go full-time.

- **Tax strategy + life enjoyment = smart entrepreneurship.** Make your business trips (Yellowstone, Disney, Grand Canyon) deductible while building memories with family.

## Ready to Build Your Cash Flow?

If Ronald's journey from corporate W-2 to $66K wholesale deals resonates with you, it's time to take action. Join a community of real estate investors, entrepreneurs, and wealth builders who are serious about achieving financial freedom.

Connect with Ronald: https://www.instagram.com/ronaldpauleus

Follow me on Instagram: https://www.instagram.com/theandreacannon

Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

From a 20-year Army career to launching transformative housing ecosystems: Jennifer Breitbach shares how she's building financial freedom through real estate investing while creating genuine impact for communities in need.

In this powerful episode of the From Corporate to Cash Flow Podcast, hosts Andrea Cannon & Liz Schwab sit down with Jennifer Breitbach, a former Army officer turned entrepreneur who's revolutionizing co-living & transitional housing. Jennifer shares her journey from W-2 work to building a purpose-driven real estate portfolio focused on creating "launch pads" for individuals rebuilding their lives.

What You'll Learn:

[00:00–05:00] Jennifer's Background & W-2 to Entrepreneur Journey From 20 years in the Army National Guard to program management, Jennifer reveals why COVID sparked her exit from the corporate rat race and how she discovered real estate investing through communities like Gator with Pace.

[05:00–15:00] The "Transformative Housing Ecosystem" Model Discover Jennifer's innovative vision for co-living communities that go beyond basic housing. Learn how she combines affordable living spaces with mindset training, job placement, credit repair programs, & community accountability to help residents truly transform their lives—complete with real-world examples from her Montana boarding house & Chicago properties.

[15:00–25:00] Funding the Mission: Grants, Nonprofits & Strategic Partnerships Jennifer breaks down how she's funding her vision through opioid abatement grants, nonprofit partnerships, and creative financing. Hear how her "Goose Foundation" work & "warm handoff centers" are addressing homelessness and addiction recovery gaps that government resources alone can't fill.

[25:00–32:00] Self-Discovery & CliftonStrengths for Entrepreneurs One of Jennifer's biggest lessons? Understanding yourself first. She shares how taking the CliftonStrengths assessment transformed her business strategy and how knowing your alignment enables you to attract the right partners, team members, and opportunities effortlessly.

[32:00–41:00] Practical Advice for Financial Freedom & Work-Life Balance From the importance of maintaining stability during your exit from corporate work to going part-time as a bridge strategy, Jennifer offers candid advice for W-2 workers transitioning to passive income & entrepreneurship. Plus: her honest take on ADHD, productivity systems, and morning routines for sustainable success.

Key Takeaways:

• Purpose-driven real estate creates competitive advantage: Building housing with integrated support services (mindset training, job placement, credit repair) fills massive market gaps and attracts mission-aligned partners organically

• Don't rush your exit from W-2 income: Maintain financial stability as you build passive income streams; consider going part-time as a strategic bridge before full entrepreneurship

• Self-knowledge precedes team building: Use assessment tools like CliftonStrengths to understand your strengths and weaknesses, enabling you to articulate your vision clearly and attract your ideal partners

• Grants and nonprofit funding are untapped resources: Federal and state grants for social impact initiatives (opioid recovery, housing, veteran support) exist and are often under-applied for—partner with fiscal agents to scale your mission

• Identify and fill community gaps strategically: A 600-person waitlist for sober living housing in one Utah county reveals massive opportunity; successful investors find where resources are needed and build systems to serve those needs

Connect with Jennifer: https://www.facebook.com/jennifer.breitbach https://linktr.ee/jenniferbreitbach

Join her office hours at 3 PM Mountain Time (Mondays–Thursdays)

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