Before you start scrolling Zillow at 2 AM or planning your future kitchen backsplash, there’s one thing you have to tackle first: your financial goals.

In this episode, I lay out a clear, motivating, and totally doable strategy for setting SMART financial goals to help you go from dreamer to homeowner. With a little psychology, a lot of practical advice, and a few laughs along the way, you'll learn:

• Why your brain loves goal setting (and how to use it to your advantage)

• How to create a customized savings plan using the SMART goal framework

• The top 3 financial traps that can quietly sabotage your home-buying dreams

• Tips to stay motivated with milestone tracking, visual reminders, and accountability partners

• How to turn vague intentions into a confident homeownership strategy

Whether you’re just starting to save or are ready to take the next step, this episode is your GPS for getting financially ready to buy a home—without the overwhelm.