What If It Did Work?

From Refugee to Reformer


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What if you could access all your home equity without sacrificing future appreciation? Kyle Kamrooz, founder and CEO of Bonus Homes, joins us to reveal how his personal family story sparked a revolutionary approach to homeownership and wealth-building for middle-class Americans.

Born to Iranian immigrants who fled pre-revolution Iran in 1976, Kyle's journey is quintessentially American yet uniquely shaped by watching his father's financial struggles. After building multiple successful mortgage technology companies (including CloudVirga, which processed over $300B in loans annually before its acquisition), Kyle identified a fundamental flaw in how Americans build wealth: the requirement to sell appreciating home assets whenever life demands mobility.

The lightbulb moment came when Kyle's father sold his home in 2011 to access $100,000 in equity – a property that would be worth $1.2 million today. This experience revealed a stark inequality: affluent homeowners can maintain multiple properties when they relocate, while middle-class families must liquidate their most significant appreciating asset, forfeiting hundreds of thousands in future wealth.

Enter Bonus Homes – an alternative allowing homeowners to "bonus" their property instead of selling it. By targeting properties valued between $300,000-$550,000 in growing markets like Phoenix, Charlotte, and Nashville, Kyle's platform enables homeowners with coveted sub-4% interest rates to access their equity while maintaining ownership and future appreciation potential.

The implications are profound. Kyle envisions creating $5-10 billion in new wealth for 50,000 middle-class families – wealth that would otherwise be sacrificed through traditional home sales. At a time when America's middle class has been "pulverized" over the past two decades, this innovation offers a pathway to rebuilding generational wealth through smarter homeownership.

Ready to learn how your home could become a lasting cornerstone of family wealth rather than a temporary stopping point? Listen now to discover why Kyle believes America's middle class deserves better tools for building lasting prosperity.

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What If It Did Work?By Omar Medrano

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