What will I do before the next COVID or other emergency? I'll buy a home gym at 80% off. Increase my storage of water, Clorox spray and wipes, favorite foods, meat, and toiletries. l'll buy a used 8 year old electric vehicle at 25% of the original sticker from 2013 and I'll get a generator. Preparation conquers and prevents fear.

Did you know that you'll spend over $10,000 on haircare in your life? Or did you know that not spending a few minutes a day on your teeth with the right products can cost tens of thousands of dollars in dental care throughout your lifetime? Plan well now and invest wisely so that you can cut thousands off of these expenses and play more in the places you like to play in.

A friend invited me and another friend over for a reunion and to watch a basketball game. We hadn't been together in a couple years and to see each other was a treat. And boy did I learn from this friend in his family! He reminded me about what a frugal vehicle looks like versus a cheap vehicle. He reminded me of the importance of investing money now to have more time with family later. And he taught me the importance of involving faith in finances.

A young couple had a important decision to make. They could either have warm carpeted floors that could possibly agitate allergies, or they could have bare floors that were too cold for their children during the winter. So what did they do? Neither! They decided to collaborate and discuss a better solution. They ended up finding a solution that they didn't even know existed. And now they have a warm floor, no allergies and an affordable sustainable solution which blesses their family.

"It’s not the person who has too little, but the person who craves more, who is poor…" Seneca. "What is the proper limit to wealth? It is, first, to have what is necessary, and second, to have what is enough." Dan's Daily

A couple strugglef to figure out how to take care of their children during the summer as they both worked full-time jobs. Should they spend a few thousand dollars on a babysitter to ensure that their teenagers weren't glued to electronics all summer long? Should they just let them take care of themselves even though they were younger teenage boys? Then one day at a ninja park the parents came up with a strategy. They would allow their boys to play pretty much all day every day during the summer at a ninja training facility. These boys would be allowed to get much of their energy and excitement out while strengthening their bodies. And the cost? Only a 10t ($300) of what it would cost for a babysitter all summer.

Is a Rolex watch a waste of money? How about a Michael Jordan collectible jersey? Could a Ferrari really earn income? What are the things that seem like a complete waste of time and money but actually could be an asset? Find out today what makes an asset an asset and what makes a liability a liability. Or more aptly who makes an asset an asset and what kind of thinking turns liabilities into assets.

Residual income: buy or create a series, a product, a business or multiple businesses once and get paid forever.  Elvis made 23 million in 2020. Bruce lee made 10 million. JK Rowling 60 million in 2020. Charles Schultz drew over 17,500 cartoons and his estate earns 30 million a year. Marilyn Monroe made 13 million in 2020. Need ideas? Check out The $100 Startup and 4 Hour Workweek.

What if you no longer had to worry about credit card debt? Or how would it be to have no mortgage? What would you do with the money that you're currently paying for your mortgage? Discover five key areas to eliminate debt and to keep yourself financially sound.

It's amazing what you can learn from people younger than yourself! In the last few weeks I've been privileged to listen to two people who've taught me what it means to pay things off quickly and create investments. Did you know a very expensive pool can become an asset? Or did you know that it's possible for seemingly irresponsible yet profoundly hard working 21 year olds to pay off debt $400 to 500% quicker than the average American?