🚗🎙️ Welcome back to Garage Talk with Bill Haase & PJ Ewing!

In this episode, Bill Haase and new co-host PJ Ewing dive into a wide-ranging conversation about surveillance pricing, personal data, email marketing, investing, higher education, career choices, and what it really means to build a meaningful life.

As Garage Talk moves into a new weekly format, Bill and PJ bring the kind of honest, unscripted conversations you'd expect from friends sitting around the garage—asking questions about the issues that affect our money, careers, businesses, and everyday lives.

Bill and PJ explore the growing concern around surveillance pricing and how businesses can use customer information, shopping behavior, devices, apps, and browsing activity to better understand what consumers are willing to pay.

📱 Rewards programs

The convenience of technology comes with a question: How much of our personal information are we willing to trade for convenience?

PJ explains why email marketing remains one of the most valuable tools for businesses, entrepreneurs, and artists, especially when companies build their own trusted audiences instead of relying entirely on social media algorithms.

Bill and PJ discuss the importance of protecting subscriber information and building relationships based on trust.

The conversation also turns toward personal finance and investing.

Bill explains how seemingly small expenses can add up over time while discussing inflation, rising costs, oil prices, corporate earnings, and the importance of making informed investment decisions.

Bill and PJ tackle another major question:

Is a traditional college degree still the best path to financial and career success?

They discuss the changing role of higher education, the growing focus on return on investment (ROI), trade schools, skilled labor, and the value of experiences that can't always be measured by a paycheck.

Bill shares his own experience as a college dropout and how his career developed through work and real-world experience.

PJ offers a different perspective, explaining how his college experiences helped shape him socially and personally.

Ultimately, this episode isn't just about money.

It's about making intentional choices.

💡 What are you willing to trade for convenience?

Join Bill Haase & PJ Ewing for another honest conversation on Garage Talk.

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🚗 What happens when two friends sit down in a garage and have honest conversations about money?

In this episode of Garage Talk with Bill Haase, Bill welcomes his longtime friend and creative partner PJ for an engaging discussion about financial literacy, money mindset, artificial intelligence, consumer behavior, and the hidden forces influencing our financial decisions.

What started as casual garage conversations has become a podcast dedicated to helping people make smarter financial choices through education, awareness, and real-world experience.

Together, Bill and PJ explore the financial challenges people face every day—from the pressures of city living to the growing influence of AI and surveillance pricing—and explain why understanding money has never been more important.

💰 Why financial literacy creates freedom and more opportunities

🏡 The financial differences between city living and country living

💵 The mindset differences between "new money" and "old money"

🏆 Why lottery winners and professional athletes often lose their wealth

🤖 How AI can become one of your greatest financial research tools

📱 What surveillance pricing is and how companies use your personal data

🛒 How marketing influences your spending decisions every day

🧠 Why asking better financial questions leads to better financial outcomes

🤝 How to find trustworthy financial advice

📈 Why understanding your goals is more important than chasing investment trends

⚖️ How to balance technology, convenience, and financial responsibility

One of the biggest takeaways from this episode:

Knowledge gives you options—and options create financial freedom.

Whether you're building wealth, trying to improve your money mindset, or simply looking to make better financial decisions, this episode provides practical advice that anyone can apply.

If you're ready to stop living financially by default and start making intentional decisions, this conversation is for you.

👍 Like • 💬 Comment • 🔔 Subscribe • 📤 Share this episode with someone who wants to build a stronger financial future.

Garage Talk with Bill Haase delivers honest conversations about money, business, entrepreneurship, AI, consumer behavior, and financial literacy—helping you move from paycheck to profit.

💰 What if financial success has less to do with how much you earn and more to do with how you think?

In this powerful episode of Garage Talk, Bill Haase joins Jo Jackson from Sydney, Australia, for an eye-opening conversation about money mindset, financial literacy, resilience, personal responsibility, and living life with intent.

Drawing from decades of experience in finance, trading, investing, and personal growth, Bill shares lessons learned from market crashes, financial setbacks, and helping people transform their relationship with money.

In this episode, you'll discover:

💵 Why most people live financially by default instead of by design

Bill and Jo explore the emotional, psychological, and practical sides of money while providing real-world insights to help listeners make better financial decisions and create lasting financial freedom.

If you're ready to stop living by default and start living with purpose, this episode is for you.

🔔 Subscribe to Garage Talk with Bill Haase for honest conversations about money, business, financial literacy, entrepreneurship, and mindset.

Learn more about Jo Jackson... https://jojackson.co/ 

#MoneyMindset #FinancialLiteracy #GarageTalk #BillHaase #FinancialFreedom #PersonalFinance

💼 What if the real problem isn’t your job… but the fact that it’s the WRONG fit?

In this episode of Garage Talk with Bill Haase, Bill sits down with leadership coach, author, and business consultant Jeannette L. Seibly to discuss one of the biggest hidden issues in business and career success: job fit.

Why are so many employees unhappy?

Jeannette breaks down the psychology behind hiring, leadership, career alignment, and workplace success—while sharing practical strategies for job seekers, entrepreneurs, and business leaders.

In this episode, you’ll learn:

💼 Why over 80% of people may be in the wrong jobs

Jeannette also shares insights on generational differences in the workforce, leadership development, and how coaching can help professionals create long-term success.

💡 The truth: Career success starts with understanding who you are and where you truly fit.

If you're job searching, hiring, building a team, or trying to create a stronger workplace culture, this episode is packed with valuable insights you can apply immediately.

🔔 Subscribe to Garage Talk with Bill Haase for real conversations about money, leadership, business, and personal growth.

Connect with Jeannette: https://seibco.com/

Connect with Bill: www.moneymindsetmedia.com

📱 Ever notice prices changing while you shop online?

In this episode of Garage Talk with Bill Haase, Bill breaks down the growing world of surveillance pricing—a controversial practice where companies use your personal data, shopping habits, location, and online behavior to determine how much YOU are willing to pay.

From online retailers and rideshares to grocery stores and hotels, businesses are increasingly using algorithms, AI, and consumer tracking to personalize pricing in real time.

The scary part?

In this episode, you’ll learn:

📱 What surveillance pricing actually is

Bill also shares practical strategies to help consumers fight back against digital tracking, including:

🕵️ Shopping in incognito mode

💡 The truth: If companies understand your spending habits better than you do, they can influence how much you spend.

This episode is a must-watch for anyone who shops online, uses apps, or wants to better understand how technology and consumer data are shaping modern spending.

🔔 Subscribe to Garage Talk with Bill Haase for real conversations about money, mindset, consumer behavior, and financial literacy.

What if the biggest financial protection strategy isn’t found on Wall Street—but in something that has held value for thousands of years?

In this episode of Garage Talk with Bill Haase, Bill sits down with Tom Lundell, financial educator and leader with Sound Money, for a powerful conversation about wealth preservation, inflation protection, and why more people are turning back to physical gold and silver.

Tom brings decades of financial insight as he breaks down one of the biggest misconceptions in modern finance:

Currency is not the same as money.

Together, Bill and Tom explore the history, performance, and practical benefits of owning Gold and Silver—assets that have maintained purchasing power through wars, recessions, inflation, and market crashes.

In this episode, you’ll learn:

💰 Why gold and silver have remained valuable for thousands of years

Tom also shares real-world examples—from the Dot-com Bubble to major market downturns—to show why so many investors are rethinking where they store wealth.

Bill adds his own experiences navigating market crashes and economic uncertainty, making this a practical and eye-opening conversation for anyone concerned about inflation, retirement, or long-term financial stability.

One of the biggest takeaways from this episode:

If you don’t understand the difference between money and currency, you may be taking more financial risk than you realize.

Whether you're new to investing or looking to diversify your portfolio, this episode offers practical insight into protecting what you’ve worked so hard to build.

Garage Talk continues to bring honest conversations about money, business, and financial literacy—helping you move from paycheck to profit with clarity, confidence, and purpose.

Tune in and discover why real money still matters.

Marketing isn’t just about visibility anymore—it’s about connection, trust, and understanding human behavior.

In this episode of Garage Talk with Bill Haase, Bill sits down with Sam Pepin, founder of Core Centric, a full-service marketing agency, to explore how AI, neuroscience, and data are reshaping the future of marketing.

Broadcasting from Montreal and now based in El Salvador, Sam brings a global perspective on what actually drives engagement, conversions, and long-term brand growth.

At the center of the conversation is Sam’s powerful concept of Meaningful Marketing—a strategy that blends data-driven insights with psychological understanding to create messaging that truly resonates with audiences.

In this episode, you’ll learn:

🤖 How AI is transforming marketing, research, and content creation

Sam also explains how businesses can train AI to reflect their brand voice, identity, and messaging, creating more authentic and consistent communication at scale.

One of the most powerful takeaways from this episode:

People don’t buy products—they respond to meaning, emotion, and trust.

Bill and Sam break down how marketing has evolved from simple promotion to a complex system driven by perception, social influence, and psychological triggers—and why businesses that fail to adapt will struggle to compete.

If you're an entrepreneur, business owner, or marketer looking to stand out in a crowded digital world, this episode will change how you think about marketing forever.

Garage Talk continues to deliver real conversations about money, business, mindset, and growth, helping you move from hustle to harvest with clarity and purpose.

Tune in and learn how to market smarter—not louder.

Connect with Bill: www.moneymindsetmedia.com

AI is everywhere—but most people are using it wrong.

In this episode of Garage Talk with Bill Haase, Bill sits down with AI expert Steve Ferman for a real, no-hype conversation about how artificial intelligence is actually impacting business, money, and everyday decision-making.

From the outside, AI looks like a magic solution. But as Steve explains, that mindset is exactly what’s holding business owners back.

This episode breaks down the truth behind AI—what it can do, what it can’t do, and how to use it the right way to grow your business and improve your financial outcomes.

In this episode, you’ll learn:

🤖 Why AI is NOT a plug-and-play solution for your business

Bill and Steve also explore how AI can be used for personal finance, including budgeting, expense tracking, and smarter financial planning—while also addressing the growing concerns around data tracking and targeted advertising.

One of the biggest takeaways:

AI doesn’t replace people—it amplifies the systems and habits you already have.

If your systems are broken, AI will scale the problem.

Whether you’re a business owner, entrepreneur, or just curious about how AI is shaping the future of money and work, this episode gives you practical insight without the hype.

Garage Talk continues to deliver real conversations about money, business, and mindset—helping you move from paycheck to profit in a rapidly changing world.

Tune in and learn how to use AI as a tool—not a crutch.

Connect with Steve: https://4pillarcoach.com/

Connect with Bill: www.moneymindsetmedia.com 

Success in business isn’t just about what you know—it’s about who you connect with and how you serve.

In Episode 7 of Garage Talk with Bill Haase, Bill is joined by two powerhouse leaders in the networking and business development space: Kevin Jackson, founder of VOB (a veteran-focused business incubator), and Clay Hicks, founder of the global networking organization h7.

This episode dives into the real engine behind business growth: relationships.

Kevin shares how VOB was built to support veterans transitioning into entrepreneurship by providing critical resources like business formation, marketing support, and access to trusted professionals. Even though he’s not a veteran himself, Kevin has built a powerful network dedicated to serving those who have served.

Clay brings insight from nearly two decades of building h7 into an international community spanning 48 states and 23 countries, centered around a simple but powerful philosophy:

👉 Connect. Serve. Ask.

Together, they explore how this relationship-driven approach creates predictable success in business—without the pressure of traditional selling.

In this episode, you’ll learn:

🤝 Why networking is the #1 driver of business growth

Kevin and Clay also discuss the exciting collaboration between VOB and h7, including the upcoming Connect, Serve, Ask Summit in Nashville, where entrepreneurs, veterans, and business leaders will come together to build real, lasting connections.

One of the biggest takeaways from this episode:

You don’t grow alone. You grow through relationships.

If you’re an entrepreneur, business owner, or someone looking to expand your network and impact, this episode will challenge how you think about networking—and show you a better way to build success.

Garage Talk continues to deliver real conversations about money, business, and mindset, helping you move from paycheck to profit through connection, service, and intentional growth.

Tune in and start building relationships that actually move your business forward.

Success in business doesn’t happen by accident—it happens with planning, discipline, and the right financial mindset.

In this episode of Garage Talk with Bill Haase, Bill welcomes Chris Flowers, a retired military veteran, entrepreneur, and host of the podcast “Here’s the Deal.” Chris brings a unique perspective shaped by his time serving in both the U.S. Air Force and Army National Guard as a forward observer, along with years of experience navigating business and financial growth.

Chris shares how his podcast focuses on educating, elevating, and inspiring the next generation of entrepreneurs by helping them understand the real mechanics behind running a successful business—things many people never learn before launching their first venture.

The conversation dives deep into the realities of entrepreneurship, including the common mistakes many new business owners make when leaving their jobs without a solid financial plan.

In this episode, Bill and Chris discuss:

💼 Why entrepreneurs must plan financially before quitting their day job

Chris also shares practical strategies for building a solid financial foundation, including the importance of surrounding yourself with trusted advisors like bankers, CPAs, and attorneys to guide major business decisions.

The episode highlights a powerful truth:

Whether you're an aspiring entrepreneur, a veteran transitioning into civilian life, or someone looking to improve your financial mindset, this conversation offers practical insights and real-world wisdom you can apply immediately.

Garage Talk continues to be the place for honest conversations about money, entrepreneurship, financial literacy, and building a life with purpose and intention.

Tune in and discover what it really takes to build a business—and a financial future—that lasts.