Real financial freedom starts with intentional living.

In this insightful episode of Garage Talk with Bill Haase, Bill welcomes special guest Jan Barlow, founder of Better Job Fit, for a powerful conversation about financial literacy, personal values, and how the choices we make about work and money shape our lives.

Jan shares the story behind Better Job Fit, an organization that began as a nonprofit supporting veterans and foster care alumni before expanding to help individuals and businesses discover career paths that align with people’s natural strengths and abilities. The mission is simple but powerful: help people live better lives by finding work that truly fits who they are.

But the conversation goes far beyond career guidance.

Bill and Jan dive deep into the everyday financial decisions that affect our long-term stability—from impulse spending and credit card debt to the growing influence of marketing, social media, and “buy now, pay later” financing.

In this episode, you’ll learn about:

💡 Why intentional living is the key to financial stability

Jan also shares personal insights about financial independence, budgeting, and learning to make money decisions based on personal values rather than outside pressure.

Bill adds his own experiences navigating financial struggles and emphasizes the importance of understanding financial products, planning ahead, and educating the next generation about money.

Together, they highlight an important truth:

Financial literacy isn’t just about numbers—it’s about mindset, awareness, and living with purpose.

If you want to better understand your relationship with money, avoid common financial traps, and make smarter decisions for your future, this episode offers practical wisdom and honest conversation you won’t want to miss.

Garage Talk continues to be a place where real conversations about money happen—without judgment, without jargon, and with the goal of helping people live more intentional financial lives.

Connect with Jan:

https://betterjobfit.org/

LinkedIn: JanBarlow

Connect with Bill: www.moneymindsetmedia.com 

Get the Book: https://a.co/d/0fZqrZgN 

Money talk isn’t always comfortable—but it’s necessary.

In this powerful episode of Garage Talk with Bill Haase, Bill sits down with special guest Ed Holiday for one of the most honest and eye-opening conversations about financial scams you’ll hear this year.

Ed shares his devastating experience of being scammed out of $200,000 in cryptocurrency on Valentine’s Day 2025. What makes this story even more chilling? The scammers posed as legitimate representatives from Google and Coinbase, using urgency, authority, and advanced technology to manipulate and deceive.

Ed walks listeners step-by-step through:

How the scammers gained his trust

The tactics they used to access his accounts

The emotional impact of losing six figures

The guilt and shame that followed

The immediate steps he took to protect himself afterward

He also discusses his new book, Crypto Con: My 200K Nightmare, where he documents the full story and provides practical strategies to help others avoid falling into similar traps.

Bill opens up about his own experience with a financial scam involving a fake Dubai investment opportunity, adding depth to the conversation about how easily anyone can become a target.

This episode goes beyond just telling a story. It dives into:

The rise of crypto and digital impersonation scams

How technology is making scams more convincing

Why intelligent, successful people still get targeted

The emotional and psychological toll of financial fraud

How to freeze credit, secure accounts, and rebuild confidence

Most importantly, Bill and Ed emphasize this message:

Being scammed does not define you—but staying uneducated might cost you.

If you care about protecting your money, your family, and your financial future, this is an episode you cannot afford to miss.

Garage Talk is where real money conversations happen—without ego, without shame, and without filters.

Listen now. Learn the warning signs. Protect yourself.

Get his Book: https://a.co/d/0fZqrZgN

Welcome to the very first episode of Garage Talk with Bill Haase—where real conversations about money, mindset, and financial literacy happen without the fluff.

In Episode 1, Bill Haase is joined by credit experts John Mackey and JS Whaldo for a powerful, eye-opening discussion about the truth behind credit scores and how they really impact your financial life.

From the basics of credit score ranges (500–800) to the myths around checking your score daily, the trio breaks down what most people don’t understand about credit models, underwriting, and lending decisions. You’ll learn why your mortgage score may be different from your car loan score, how revolving debt affects your profile, and why the specific FICO model being used truly matters.

They also tackle one of today’s biggest financial concerns—medical debt. Discover how new scoring models like FICO 10T are changing the game and what that means for mortgage approvals. Plus, get insight into lender guidelines, manual overrides, and how underwriting really works behind the scenes.

But it doesn’t stop there.

This episode dives deep into:

The hidden dangers of predatory lending

How marketing and psychology influence debt behavior

The difference between pre-qualification and pre-approval

Why financial education is your best defense

John Mackey and JS Whaldo share resources from their Substack platforms and emphasize the importance of continuous learning in today’s complex financial world.

The message is clear:

If you’ve ever felt confused about credit scores, overwhelmed by debt, or unsure how lenders make decisions, this episode is your starting point toward clarity and confidence.

Tune in and take control of your financial future.

Episode Links:

Connect with John Mackey - https://creditgenius.substack.com/

Connect with JS Whaldo - https://substack.com/@jswhaldo

Connect with Bill: www.moneymindsetmedia.com 

Welcome to the official launch of Garage Talk with Bill Haase — where real conversations about money, mindset, and financial freedom begin.

Bill Haase, owner of Money Mindset Media LLC and author of Our Mindset on Money, introduces his brand-new podcast and monthly report designed to help you take control of your financial life.

With over 20 years of experience in the Chicago trading pits and a strong focus on retirement strategies, investing, and financial education, Bill brings practical insight you won’t hear in most classrooms — because let’s be honest… most of us were never taught how to manage money the right way.

In this introduction episode, Bill shares what you can expect from Garage Talk, including:

✔️ How to set clear financial goals

This podcast isn’t just about what to do with your money — it’s about changing your money mindset.

Bill dives into how financial stress impacts relationships, productivity, and even health. He challenges listeners to stop living paycheck to paycheck and start living with financial intent — not by default.

If you want practical advice, real-world financial education, and honest conversations about money, this is your starting point.

🔔 Subscribe now and join the Garage Talk community as we build smarter financial habits together.

Connect with Bill: www.moneymindsetmedia.com

Get the Book: https://a.co/d/0fZqrZgN