Gen X Is the Caregiving Generation — and It’s Killing Their Retirement

Jae Oh, Education Fellow at the Alliance for Lifetime Income, breaks down the 2025 Protected Retirement Income and Planning Study. He exposes why so many people say they’d choose guaranteed income but never act—and what’s really stopping them from protecting their future.**

In This Video**

00:00:00 The 2025 Protected Retirement Income and Planning Study Overview

00:00:45 Caregiving, Gender Gaps, and Financial Consequences

00:02:15 The Responsible Adult Female and Career Tradeoffs

00:03:10 How Caregiving Impacts Retirement Preparedness

00:04:05 Why Financial Plans Must Adjust After Life Changes

00:05:00 Gen X and the $100,000 Inheritance Question

00:06:15 Why Financial Advisors Rarely Recommend Annuities

00:08:00 The Missing Question: Why Not Act Now?

00:11:00 The Chaos of Multiple Accounts and Hidden Household Risk

00:16:00 What’s Really Stopping You from Protecting Your Income?

Social Media Post**69% of Gen X say they’d buy an annuity if they inherited $100K—so why don’t they do it now? Jae Oh breaks down the 2025 Alliance study and the real reason people stall on guaranteed income.

#RetirementPlanning #Annuities

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