Jae'$ Corner Podcast

By Jae Oh, CFP, Author

By Jae Oh, Certified Financial Planner, author of Maximize Your Medicare (2022-2023 Edition). Education Fellow, Alliance For Lifetime Income. Personal finance tips to share as much information about f... more

· Education

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2424 ratings

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How many episodes does Jae'$ Corner Podcast have?

The podcast currently has 230 episodes available.

Jae'$ Corner Podcast episodes:

October 04, 2023Now You Know | Bond Buyers Wanted
Market Glue Falls Apart All At Once
I left breadcrumbs for you, the entire time. These can all be found on this newsletter, and now sit on gh2benefits.com.
Stronger Dollar Sounds Great, But May Not Be

September Is “Suddenly” Nasty

Theory Alone Does Not Pay Bills

Mr. Market Has Given Many People A Gift
Take A Wild Guess What I’ll Say
r is now not only much higher, but it is unstable. The smart guys in the room can plan on a slowly, stable higher r. But higher and unstable r? Nope. Risky assets have taken note.

✅ Let's connect: https://linktr.ee/jaeohcfp
✅ Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s
✅ Join America's Cardroom and get a huge deposit bonus: https://bit.ly/3Plb9bz
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✅ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8
✅ Free Term Life Insurance Quote: https://bit.ly/37xaYJL
✅ Free Instant Short-Term Disability Quote: https://bit.ly/34O8EwY
✅ Your private appointment https://calendly.com/justjae/
✅ Free Medicare Guidance: https://bit.ly/3OpfOtG
✅Link to Free Quoting Tool: https://bit.ly/FreeACATool
📖 Book website: http://www.maximizeyourmedicare.com
🐦Twitter: https://twitter.com/JaeOhCFP
🐦Twitter: https://twitter.com/MaxYourMedicare
✅email info at gh2benefits.com
#personalfinance #finance #talk
— Maximize Your Medicare by Jae Oh

All insurance products sold through this site are processed through the licensed entity/agent: Jae Oh, NPN 15996497. We do not offer every plan available in your area. Currently we represent approximately 15 organizations which offer over 100 products nationwide. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

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34min
September 25, 2023 Good Debt, Bad Debt
Good Debt, Bad Debt
In This Broadcast:
1. **Interest Rates and Debt Dynamics:** Rising interest rates significantly impact debt, from personal loans to national debt. Understanding the relationship between interest rates and debt is crucial for making informed financial decisions.
2. **Bond Market Volatility:** The bond market, which includes both individual bonds and bond funds, is sensitive to interest rate changes. Bond prices can fluctuate, affecting the value of bond investments.
3. **Government Debt Concerns:** The national debt, particularly in the United States, is growing, and the cost of borrowing for the government is also increasing. This can lead to a cycle where higher interest rates make it more challenging to manage the national debt.
Summary of the Video
In this video, we delve into the impact of rising interest rates on various forms of debt, ranging from personal finances to national debt. We discuss the importance of comprehending how interest rates affect debt and discuss the dynamics of the bond market, where bond prices can fluctuate due to interest rate changes. Additionally, the video touches on concerns related to the growing national debt and how higher interest rates can create challenges in managing it. Understanding these concepts is essential for making sound financial decisions in an environment of changing interest rates.
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56min
August 07, 2023 Special Guest: Anne Lester, fmr Portfolio Manager, JP Morgan
The Benefits of Target Date Funds - A Guide to Retirement Investing

Information about Anne can be found online: https://annelester.com
3 Bullet Points with Takeaways
- Target date funds are an effective retirement investment option, especially for those who prefer a hands-off approach to managing their portfolios.
- These funds follow a "glide path" that gradually shifts the allocation from high-risk assets (like stocks) to lower-risk assets (like bonds) as the investor approaches retirement age.
- By simplifying investment decisions, target date funds help individuals avoid emotional pitfalls and achieve a balanced, diversified, and more reliable retirement savings.
Summary
In this informative video, Anne Lester, a former head of Retirement Services at JP Morgan, discusses the benefits of target date funds as a reliable option for retirement investing. Target date funds work on a "glide path," adjusting the asset allocation over time, becoming less risky as the investor nears retirement age. This feature helps mitigate the impact of market volatility and emotional decision-making, as the fund's allocation is professionally managed.
Anne highlights the importance of diversification and touches on the significance of providing a simpler investment approach for individuals who may not have the time, interest, or expertise to actively manage their retirement savings. Target date funds offer a do-it-for-me option that helps remove the burden of decision-making from individual investors.
Moreover, she explains the considerations in selecting the appropriate target date fund based on factors like desired retirement age, risk tolerance, and financial goals. The video emphasizes the significance of long-term planning and staying committed to the retirement savings strategy, while discouraging common pitfalls like early withdrawals and frequent adjustments.
In conclusion, target date funds are a valuable tool for individuals seeking a reliable and low-stress way to build their retirement savings. The simplicity and automatic adjustment of asset allocation make these funds a suitable choice for many investors who wish to secure a financially stable retirement future.

Watch on YouTube: https://youtu.be/XOR3FnKQ6JM
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1h 9min
June 26, 2023 Callers Get It Wrong | I Provide Corrective Information
Callers Get It Wrong | Medicaid & Medicare
Common Misunderstandings About Medicaid & Medicare | I Answered Callers Live
In This Video:
- There have been changes in the Medicare and Medicaid world, and the book addresses these changes.
- There is a process called Medicaid redetermination that is being implemented nationwide after a public health emergency. It involves re-examining the qualifications of Medicaid recipients.
- Medicaid recipients are receiving letters with questions about their financial resources for re-qualification.
- Medicare has notable changes related to prescription drug benefits, and there are ongoing concerns about the financial sustainability of the program.

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32min
June 19, 2023 Estate Planning Mistakes and How to Avoid Them | Insights from Sanford Mall, JD
Estate Planning Mistakes and How to Avoid Them | Insights from Sanford Mall, JD
Sandy and I have known each other and have worked together for years. This video features an interview with elder law attorney Sanford Mall, discussing the importance of legal documents such as trusts, wills, and medical directives. The conversation highlights the significance of having a medical power of attorney and a financial durable power of attorney to make decisions on one's behalf when unable to do so. It emphasizes the need to avoid probate court by utilizing a revocable living trust and properly funding it. The interview also addresses the importance of keeping estate planning documents up to date and tailoring them to individual circumstances.
Legal documents like trusts, wills, and medical directives are crucial for individuals to protect themselves and their assets.
A medical power of attorney allows a chosen representative to make healthcare decisions when a person is unable to do so, while a financial durable power of attorney appoints someone to handle financial matters.
Utilizing a revocable living trust and properly funding it can help individuals avoid probate court and maintain control over the distribution of their assets.

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52min
June 08, 2023 How To Solve Your Caregiving Crisis
How To Solve Your Caregiving Crisis
Guest: Annalee Kruger, Founder of Care Right Inc (https://carerightinc.com)
In This Broadcast
In this video, Anna Lee Kruger, the president of Care Right Inc, discusses the caregiver crisis and the importance of proactive planning for aging parents. She emphasizes the need for families to have open communication and create an aging plan to ensure the best quality of care for their loved ones. Anna Lee explains that her consultancy company offers services to educate and guide families through the process, including creating a care matrix, researching care options, and providing ongoing support.
Highlights
- The caregiver crisis exists in every location, and it is essential for families to address it proactively.
- Open communication and creating an aging plan can help avoid caregiver burnout and family conflicts.
- Care Right Inc offers consultancy services to educate and guide families in making informed decisions about care options and implementing an aging plan.
From Annalee:
We know it takes courage to inquire for help with aging loved one's care needs. If the message in this podcast hit home for you and your family, we welcome you to schedule a complimentary 30-minute consult. Those who do schedule a consult, will receive a copy of Annalee's book, The Invisible Patient: the Emotional, Financial, and Physical Toll on Family Caregivers, which is jam-packed with tips and tools, including scripts for family meetings, understanding dementia, understanding caregiver burnout, checklists for touring care communities and how to interview home care companies, and much more. Mention this podcast when you schedule your consult at www.CareRightInc.com or call Annalee directly at 239.770.6322
Let's connect: https://linktr.ee/jaeohcfp
🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s
$$$ Join America's Cardroom and get a huge deposit bonus: https://bit.ly/3Plb9bz
$$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi
$$$ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8
Free Term Life Insurance Quote: https://bit.ly/37xaYJL
Free Instant Short-Term Disability Quote: https://bit.ly/34O8EwY
📆 Your private appointment https://calendly.com/justjae/
Free Medicare Guidance: https://bit.ly/3OpfOtG
📖 Book website: http://www.maximizeyourmedicare.com
🐦Twitter: https://twitter.com/JaeOhCFP
🐦Twitter: https://twitter.com/MaxYourMedicare#personalfinance #finance #talk
— Maximize Your Medicare by Jae Oh
Link to Free Quoting Tool: bit.ly/3mkygqb
email to info at gh2benefits.com
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29min
June 06, 2023Women & Household Finance | My Interview With Kate Daniels, WARM106.9
Women & Finance | My Interview With Kate Daniels, WARM106.9
Introduction:
In this informative conversation, Kate Daniels welcomes Jae Oh, a certified financial planner and chartered financial consultant, to discuss the complexities of retirement, Medicare, and the role of women in managing these aspects within families.

Jae Oh is the author of the best-selling book “Maximize Your Medicare,” which provides valuable insights and guidance on navigating the ever-shifting Medicare landscape.

The discussion highlights the importance of early planning, especially for women who often shoulder the responsibility of caring for senior family members and face the challenges of deciphering the intricate world of Medicare.
Description:
In this engaging conversation, Kate Daniels sits down with Jae Oh, a renowned expert in retirement planning and Medicare. As the author of the best-selling book “Maximize Your Medicare,” Jae provides valuable insights into the ever-changing Medicare landscape and shares practical advice on navigating the complexities of this vital healthcare program. The discussion revolves around the role women play in managing Medicare and retirement planning within their families, emphasizing the need for early preparation and understanding.
Jae underscores the overwhelming responsibilities faced by women as caregivers for senior family members and highlights the importance of addressing healthcare cost planning well in advance. He stresses the significance of distinguishing between health insurance and healthcare, explaining that while Medicare serves as a solid foundation, additional considerations and choices need to be made. Jae also emphasizes the need for comprehensive financial planning, including protected lifetime income, to ensure a secure and fulfilling retirement.
With a commitment to educating and empowering everyday individuals, Jae offers practical resources and guidance through his book and website, “Maximize Your Medicare.” He encourages readers to proactively seek information and ask questions to make informed decisions. By understanding the intricacies of Medicare and healthcare cost planning, individuals can confidently shape their financial future and lead the lives they desire.

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29min
June 02, 2023 Guest: Robert Powell, CFP, Financial Journalism Legend
Guest: Robert Powell, CFP, Financial Journalism Legend

Summary Bullet Points:
1. Key takeaways from a retirement planning conference, emphasizing the importance of focusing on the process over the product.
2. Addressing the advice gap and the need for comprehensive financial guidance for individuals with limited retirement savings.
3. Highlighting the liability side of retirement planning, including healthcare cost planning, and the limitations of current technology in accommodating complex spending patterns.
Introduction:
In a recent conference, financial journalist Bob Powell and host Jae Oh, Education Fellow at the Alliance For Lifetime Income, provided valuable insights into retirement planning and the need for comprehensive financial advice. This article summarizes their discussion, highlighting key takeaways and addressing the challenges faced in the financial services industry.
Process Over Product:
One key theme discussed was the importance of focusing on the process rather than the product in retirement planning. The process of creating a tailored plan for each individual, considering their unique needs and circumstances, was emphasized as crucial. This approach allows financial advisors to provide clients with the perfect plan suited to their requirements, even though there may not be a universally perfect product. By encouraging the audience to understand the significance of the planning process, they can make informed decisions about their retirement.
Addressing the Advice Gap:
The conversation also delved into the issue of providing financial advice to individuals with fewer resources. While there is ample assistance available for those with substantial assets, the majority of Americans who have limited retirement savings often lack access to comprehensive guidance. This advice gap poses a significant challenge for the financial services industry, and the discussion called for solutions to bridge this gap. Exploring the role of technology and raising awareness about its limitations were among the proposed solutions. By encouraging viewers to like and subscribe to the channel, they can stay informed about potential solutions and developments in this area.
Liability Side of Retirement Planning:
The liability side of retirement planning, specifically healthcare cost planning, was highlighted as a critical aspect often overlooked. Evaluating costs and liabilities, just as one would with revenue and assets, is vital for comprehensive financial planning. Attendees acknowledged the importance of understanding expenses, including potential declines and increases, throughout retirement, highlighting the need for careful budgeting and personalized analysis. By subscribing to the channel, viewers can gain valuable insights into the liability side of retirement planning and ensure they are adequately prepared for potential healthcare costs in their retirement years.
Technology and Complexity:
The limitations of current technology in accommodating the nuances of spending in retirement were discussed. Although some platforms exist, they often fail to account for the real basis of spending, declining patterns, and rising healthcare expenses. The complexity involved in retirement spending necessitates a deeper understanding and personalized approach that technology struggles to provide. By staying connected with the channel, viewers can stay up to date with the latest developments in retirement planning technology and gain insights into how to navigate the complexities of retirement spending.
Conclusion:
The conference conversation shed light on the significance of the planning process, the need for tailored advice, and the challenges faced in retirement planning. Like and subscribe to our channel today!
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52min
May 31, 2023 Medicare 2024 The End of Medicare Commercials?
Medicare Simply: Insider Updates, Book Revisions, and Expert Insights
#### Summary
This video from Jae Oh, CFP, Author of Maximize Your Medicare, discusses various topics related to financial planning, Medicare, and healthcare costs. The host explores the capabilities of ChatGPT, provides updates on Medicare communication and book revisions, shares takeaways from an education conference, and highlights the importance of understanding one's health status. They discuss the implications of Medicare eligibility for married couples, the role of artificial intelligence in providing information and introducing concepts, and the significance of considering long-term care insurance. The video also touches on health savings accounts, the importance of a healthy lifestyle, and planning for out-of-pocket costs. The host emphasizes the need for personalized advice from financial advisors with expertise in healthcare costs and highlights the complexity and potential cost implications of mistakes in Medicare planning. Finally, they discuss upcoming changes in Medicare rules and the impact of marketing on consumer decision-making.
#### Highlights
- ChatGPT capabilities and using artificial intelligence for financial information
- Updates on Medicare communication and book revisions
- Takeaways from an education conference on protected income and financial planning
- Importance of understanding one's health status for healthcare cost planning
- Medicare eligibility and considerations for married couples
- The significance of long-term care insurance and its implications
- Exploring health savings accounts and flexible spending accounts
- The role of a healthy lifestyle in healthcare cost options
- Planning for out-of-pocket costs and the complexities of insurance contracts
- The value of consulting a financial advisor with expertise in healthcare costs
- Upcoming changes in Medicare rules and the impact of marketing on consumer decisions
CONNECT:
🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s
📆 Your private appointment https://calendly.com/justjae/
📖 Book website: http://www.maximizeyourmedicare.com
🐦Twitter: https://twitter.com/JaeOhCFP
🐦Twitter: https://twitter.com/MaxYourMedicare#Medicare #MedicareExplained #MaximizeYourMedicare
— Maximize Your Medicare by Jae Oh
Not affiliated with any governmental agency. All insurance products sold through this site are processed through the licensed entity/agent: Jae Oh, NPN 15996497. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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44min
March 31, 2023 How I'd Fix Medicare Advantage
How I'd Fix Medicare Advantage
Summary
In this podcast, Jae Oh discusses the complexities of Medicare Advantage and the difficulty in controlling healthcare costs due to the entanglement of stakeholders in the US healthcare system.
Highlights
The largest voting block in the US is now Millennials, not Baby Boomers.
The American Association of Millennials could change the pricing structure of health insurance.
The CMS funds Medicare Advantage to control healthcare costs.
Untangling stakeholders in the US healthcare system is difficult due to entanglements.
I propose a simple solution to control healthcare costs resulting from Medicare Advantage.
Insurers may have exploited Medicare for billions.
Healthcare costs can be hidden behind diagnosis and actual cost.

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35min

FAQs about Jae'$ Corner Podcast:

How many episodes does Jae'$ Corner Podcast have?

The podcast currently has 230 episodes available.