The Savings Tip Jar

Gen Z and Millennials aren't losing sight of their homeownership dreams, with ubank's Kanishka Raja


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This week we had Kanishka Raja, ubank's chief product officer of lending, on to discuss ubank's latest survey findings, revealing young Aussies haven't given up their homeownership dreams despite barriers to entry. A couple ways ubank is facilitating this is through fast application approvals and no LMI payable on its 85% LVR product. Kanishka is a repeat guest, last featuring in Episode 12 in March 2023. A bit has changed since then!

00:00-00:47 - Intro

00:47-03:56 - The bank's latest survey results

03:56-06:18 - Why banks are cutting fixed rates

06:18-08:11 - ubank's 85% LVR/no LMI product

08:11-09:34 - Customers on the 85% LVR product

09:34-12:31 - ubank's fast mortgage approval process

12:31-13:09 - Outro

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The Savings Tip JarBy Savings.com.au