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This week we had Kanishka Raja, ubank's chief product officer of lending, on to discuss ubank's latest survey findings, revealing young Aussies haven't given up their homeownership dreams despite barriers to entry. A couple ways ubank is facilitating this is through fast application approvals and no LMI payable on its 85% LVR product. Kanishka is a repeat guest, last featuring in Episode 12 in March 2023. A bit has changed since then!
00:00-00:47 - Intro
00:47-03:56 - The bank's latest survey results
03:56-06:18 - Why banks are cutting fixed rates
06:18-08:11 - ubank's 85% LVR/no LMI product
08:11-09:34 - Customers on the 85% LVR product
09:34-12:31 - ubank's fast mortgage approval process
12:31-13:09 - Outro
This week we had Kanishka Raja, ubank's chief product officer of lending, on to discuss ubank's latest survey findings, revealing young Aussies haven't given up their homeownership dreams despite barriers to entry. A couple ways ubank is facilitating this is through fast application approvals and no LMI payable on its 85% LVR product. Kanishka is a repeat guest, last featuring in Episode 12 in March 2023. A bit has changed since then!
00:00-00:47 - Intro
00:47-03:56 - The bank's latest survey results
03:56-06:18 - Why banks are cutting fixed rates
06:18-08:11 - ubank's 85% LVR/no LMI product
08:11-09:34 - Customers on the 85% LVR product
09:34-12:31 - ubank's fast mortgage approval process
12:31-13:09 - Outro