In this episode, Paul reflects on what generational wealth really means and questions how life insurance fits into that picture. He talks about the way many everyday people struggle to pay premiums on indexed universal life policies while still feeling financially tight, and wonders if that money might work harder in other places.

Using simple examples, Paul compares a hypothetical $500,000 life insurance policy with buying a rental property or building a portfolio of dividend-paying stocks over 25 years. He walks through how equity can grow in a house, how dividends and compounding can build a stock portfolio, and why real assets might create more usable wealth than a policy that only pays out at death.

The conversation expands into the deeper purpose of generational wealth. For Paul, it is not just numbers on a statement, but the freedom to control your time: going to grandkids’ games on a weekday, taking last-minute cheap flights for quick adventures, and letting your investments, rentals, or businesses work in the background so you do not have to clock in for someone else. He touches on business ideas like pizza or barbecue shops, the risks of rentals, and the importance of having systems and people manage your assets rather than becoming trapped by them.

Throughout, he reminds listeners that these are his personal opinions and part of his own journey of thinking differently about money, freedom, and the legacy he wants to pass on.

Keywords: generational wealth, life insurance vs investing, rental property, dividend stocks, passive income, time freedom, wealth mindset, Paul Hesch.

This content is for educational and entertainment purposes only. It is not financial, legal, tax, or investment advice. Paul is sharing his personal opinions and experiences as part of his own generational wealth journey.

In this episode, Paul walks through his personal journey of building long-term and generational wealth through stocks, dividend reinvestment, and strategic entry points. He shares his current list of companies—including AES, Barrick, Chevron, Johnson & Johnson, Target, Coca-Cola, Exxon, Nike, and several high-yield positions—and explains how he adjusts the share count to model different portfolio sizes.

Paul also explores how upcoming dividends shape monthly income projections, showing how reinvested dividends compound over time. He breaks down his thinking around target entry prices, why he prefers easing into a position instead of buying everything at once, and how he uses “one-share sampling” to keep an eye on a company’s behavior.

He introduces the wheel strategy in simple terms: selling put options at a price he already likes, getting paid while waiting, and eventually acquiring shares at a discount when the stock reaches that level. It’s one of the tools he’s considering for 2026 as he refines his approach.

The conversation stays grounded in personal experience, focusing on mindset, flexibility, and building a foundation strong enough to teach future generations.

Keywords: dividend investing, generational wealth, stock portfolio strategy, wheel strategy, options selling, Chewy stock, dividend reinvestment, long-term growth, Paul Hesch, intuitive financial journey.

This content is for educational and entertainment purposes only. It is not financial advice or professional guidance. Paul is simply sharing his personal journey and the methods he is exploring.

Disclaimer

This content is for educational and entertainment purposes only. It is not financial advice or professional guidance. Paul is simply sharing his personal journey and the methods he is exploring.

This episode is a look inside my own process as I map out a dividend-focused portfolio for 2026. I talk through the companies I keep circling back to, the weekly and quarterly payouts that interest me, and the mix of steady dividend names and bold, higher-yield positions that I think might help me build momentum. I also explore the idea of generational wealth—how small steps today may become something meaningful a few years down the road. If you’re curious about how I’m approaching all of this, come listen in. Not financial advice.

Summary:
In this episode, Paul trims his generational wealth experiment down to 20 stocks and ETFs, walking through which names he removed and which ones earned a place on his 2026 plan. He steps away from positions like BTX, ULTY, IGD, HIVE, YBIT, TSYY, CLYY, CPB, FIAT, CWEN, UPS and others, keeping a streamlined mix that includes AES, AG (silver), Amazon (AMZN), APLD, Barrick Gold (GOLD/B), Chewy (CHWY), CMG, CONY, FOLD, FUBO, Honest (HNST), Macy’s (M), Murphy Oil (MUR), Chevron (CVX), Nike (NKE), Target (TGT) and several high-yield YieldMax names like MSTY, SMCY, MRNY, COYY.

He reviews projected yields and uses a dividend-tracking site to show how one share each creates a baseline, then models how a $6,300 investment could return over $7,200 a year—a 100 percent+ yield on cost with reinvested dividends. Paul also shares his personal outlook on Bitcoin cycles, 2026 market dips, crypto-linked ETFs, stock patience, and buying during downturns as part of a long-term, multi-year plan to reach retirement-level income. This is not financial advice—just Paul documenting his journey for anyone exploring dividend investing, high-yield ETFs, growth stocks, stock picking, crypto cycles, and building generational wealth.

In this episode, Paul tightens his generational wealth stock list down to about 33 carefully chosen stocks and ETFs, walking through his thinking on high-yield YieldMax-style ETFs (COYY, TSYY, MSTY, FIAT, SMCY, ULTY, CONY, MRNY, YBIT) alongside more traditional dividend names like MO, PFE, UPS, AES, TGT, CWEN, Campbell’s (CPB), Chevron (CVX), Murphy Oil (MUR), Pepsi (PEP), Macy’s (M), Nike (NKE) and more. He checks dividend yield, dividend growth, payout history, and analyst forecasts, then separates out a group of growth-focused stocks and miners such as Amazon (AMZN), Chewy (CHWY), FUBO, HIVE, Honest (HNST), Chipotle (CMG), APLD, Barrick Gold and First Majestic Silver (AG) to estimate an average 16 percent growth rate layered on top of roughly 10 percent dividend yield. This is not financial advice, just Paul documenting his 2025 journey with dividend investing, high-yield ETFs, stock picking, growth vs income balance, and long-term generational wealth planning for anyone curious about building a stock portfolio, passive income, and future-focused investing.

In this episode, Paul walks through his personal 36-stock and ETF portfolio designed for generational wealth, built around names like ICOI, COYY, TSYY, MSTY, FIAT, SMCY, NVYY, ULTY, CONY, MRNY, YBIT, ECC, IGD, RITM, MO, UPS, TGT, CWEN, Ford, AT&T, Chevron, Murphy Oil, Pepsi, SCHD, COP, Macy’s, HOG, NEE, Nike, TSCO, Chewy, ABAT, FUBO, HIVE, Honest (HNST), and Amazon. Using a dividend-tracking site, he plays with share counts and yield projections to see how roughly $60,000 invested could generate around $34,000 a year in dividends, and potentially grow into the six-figure to low seven-figure range over 3 to 5 years with reinvested dividends, high-yield ETFs, and growth stocks. He talks about targeting ~52–59% yield on cost, planning around 3-year and 5-year timelines, reinvesting during market dips, and then using that passive income to change family financial patterns and support future generations. This is not financial advice, just Paul openly sharing ideas on dividend investing, high-yield ETFs, crypto-linked funds, passive income, and mindset shifts for long-term financial freedom and generational wealth.

in this video, Paul walks through a 49-stock mix of dividend payers and growth stocks using a dividend tracking website, then slowly tweaks position sizes to see how the numbers shift for passive income and generational wealth. He talks through names like NVIDIA, Amazon, Ford, Macy’s, Murphy Oil (MUR), Chevron (CVX), SMCY, MSTY, ICOI, MRNY, BGS, utility and crypto-linked YieldMax ETFs, and more, building from one share each up to larger positions. Along the way he checks dividend safety scores, yield percentages, diversification by sector (energy, utilities, tech, consumer, financials, defense) and uses future value projections to see how reinvested dividends could turn around $27,000 into over $180,000 by 2030, with five-figure yearly income. This is not financial advice, just Paul openly sharing his 2025 stock market thought process, dividend investing ideas, high-yield ETF experiments, passive income math, and long-term retirement and generational wealth planning for anyone exploring dividend stocks, portfolio building, and income investing strategies.

In this episode, Paul records his real-time generational wealth journey on November 14, 2025, right after a sharp stock market and Bitcoin pullback, walking through a sample portfolio of dividend stocks and high-yield ETFs using a dividend tracking website. He talks through tickers like TSCO, SCHD, MUR, AES, CPB, PFE, KO, NKE, Chevron, Pepsi, AT&T, Verizon, MPW and several YieldMax style high-yield funds, showing how one share of each could grow over 5 years with dividend reinvestment and what happens when you filter for yields over 5 percent. Along the way he breaks down ideas like dividend yield, diversification, portfolio sectors, future value, passive income math, and using equity or savings to create monthly cash flow while repeating that it is his personal journey, not financial advice. This is a relaxed, coffee-in-hand conversation for anyone curious about dividend investing, high-yield ETFs, passive income, stock market downturns, crypto pullbacks, and long-term generational wealth strategies.

Pour a cup and sit in as Paul Hesch journals his generational wealth journey through three listener picks: Stanley Black & Decker (SWK), Target (TGT), and Campbell Soup (CPB). He looks at dividend consistency, payout ratios, 52-week ranges, and why a simple “1 percent per payout” rule helps him gauge income potential. SWK’s long dividend history gets a closer look, Target’s holiday-season setup and 2026 recovery window are weighed, and CPB’s steady quarterly distribution at a low price point is considered for accumulation. This is personal journaling, not financial advice, meant to spark your own research into dividend investing, passive income, and long-term wealth building.

Keywords: dividend investing, passive income, income portfolio, dividend stocks 2025, SWK dividend, TGT stock, Campbell Soup dividend, payout ratio, value investing, long term investing, buy the dip, 52-week range

Join Paul Hesch for a relaxed Nevada morning coffee as he journals his generational wealth journey through dividend investing. Today’s listener picks include Kohl’s (KSS), Medical Properties Trust (MPW) vs Community Healthcare Trust (CHCT), AT&T (T), Verizon (VZ), and Enterprise Products Partners (EPD).

Paul talks through payout history, price ranges, and where each might fit in a long term income portfolio. He weighs stability in telecom dividends, the pros and cons of healthcare REITs, and the track record of midstream pipelines, with an emphasis on patient accumulation and watching entries rather than chasing spikes. This is personal journaling, not financial advice, meant to spark ideas for your own research.

Keywords: dividend investing, passive income, REIT dividends, telecom dividends, pipeline stocks, income portfolio, stock market 2025, long term investing, dividend yield, MPW vs CHCT, AT&T stock, Verizon dividend, EPD dividend growth