Faith & Finance

Generosity Lessons from Joanna with Sharon Epps


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“We love because He first loved us.” — 1 John 4:19

Those six simple words form the foundation of all Christian generosity. Every act of love, every gift we offer, every step of obedience begins with what God has already given to us. We don’t start by giving—we start by receiving.

In this spirit, Sharon Epps, President of Kingdom Advisors, joined us for a meaningful conversation on the often-overlooked generosity of the women who financially supported Jesus. Their story, found in Luke 8, gives us a powerful picture of what grateful, gospel-shaped giving looks like.

Women Who Supported Jesus

Luke 8 opens with a glimpse into Jesus’ ministry on the move:

“Soon afterward he went on through cities and villages, proclaiming and bringing the Good News of the Kingdom of God… and also some women… Mary called Magdalene… Joanna, the wife of Chuza, Herod’s household manager, and Susanna, and many others, who provided for them out of their means.”  — Luke 8:1–3

These women formed part of Jesus’ traveling ministry team, and Scripture highlights an astonishing truth: they provided for Jesus and His disciples out of their own resources.

Among them was Joanna, a woman of high social standing and significant wealth. As the wife of King Herod’s household manager, she lived with privilege—but Scripture also tells us she was once spiritually and physically broken. Jesus healed her, and her generosity flowed from that transformation.

Receiving Always Comes Before Giving

Before Joanna gave to Jesus, she received from Jesus.

Sharon points out that Luke intentionally includes this detail: these women had been healed—spiritually, emotionally, or physically—before they supported Jesus’ ministry. It reminds us that money alone can’t solve the deepest problems of the heart. We all begin our stewardship journey by receiving.

At the most basic level, every good thing in our lives is a gift from God:

  • The breath in our lungs
  • The abilities we develop
  • The resources we hold
  • The love we experience

As Paul writes in 1 Corinthians 4:7, “What do you have that you did not receive?” The answer is nothing.

Giving, then, is designed to be a response—a natural overflow of gratitude.

Joanna’s Love for Jesus

Joanna’s story doesn’t end in Luke 8. We meet her again in Luke 24 at the empty tomb, heartbroken and confused, until the angels remind her of Jesus’ words. Joanna becomes one of the first witnesses of the resurrection, running with Mary Magdalene and Mary, the mother of James, to tell the apostles.

Her pattern is clear: She received from Jesus. She loved Jesus. And she gave to honor Jesus. Her generosity was not transactional—it was relational. It was the fruit of a transformed life.

Generosity as a Journey

Sharon suggests that generosity is never a one-time event—it’s a journey. As our relationship with Christ deepens, our giving naturally grows. Joanna shows us what sacrificial generosity looks like when it springs from grateful love.

To make this practical, Sharon shared three questions she’s been asking herself—questions all of us can ask:

1. What do I need to recognize as a gift from Christ before I can give generously?

Do I see what’s in my hands as mine—or as His?

2. Is my giving safe or sacrificial?

Does my generosity reflect comfort… or love?

3. What does my current giving say about how well I’ve received?

Giving reveals the condition of the heart.

These questions invite us into deeper intimacy with Jesus, because generous living always begins with grateful receiving.

Becoming Conduits of Christ’s Love

Joanna’s life encourages us to see generosity not as a duty but as a joyful response to God’s grace. As Sharon put it, her prayer—and ours—is to “receive so well that we become conduits of Christ’s love through generosity.”

May we, like these remarkable women, offer our resources, time, and lives with open hands—recognizing that every gift we give begins with the gift we’ve already received in Christ.

On Today’s Program, Rob Answers Listener Questions:
  • I’m considering taking 72(t) withdrawals from my 401(k) in a couple of years as I retire and begin consulting. Should I plan on withdrawing around 5% annually, and if so, should I keep the money invested in stocks to aim for the usual 9–11% returns?
  • My husband and I need about $8,000 and are debating whether to pull it from my 403(b), use benefits from his part-time retirement job, or tap a small annuity worth $3,000–$4,000. We want to pay off some credit cards and finish a car loan with three months left. What’s the best source to use?
  • We inherited enough money to either pay off our mortgage or cover about three-quarters of our daughter’s student loan. The amounts are similar, and our mortgage is mostly principal now. I’m 61. Which payoff makes the most sense?
  • I started my Social Security retirement benefits at age 70 this June. My younger husband reaches full retirement age next July. Can he take a spousal benefit equal to half of mine until he reaches FRA and then switch to his own higher benefit?
  • I’m getting remarried, but my fiancée would lose nearly $1,500 in Social Security benefits she currently receives. Is there any way to avoid losing that benefit once we marry?
Resources Mentioned:
  • Faithful Steward: FaithFi’s Quarterly Magazine (Become a FaithFi Partner)
  • Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money
  • Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety
  • Rich Toward God: A Study on the Parable of the Rich Fool
  • Find a Certified Kingdom Advisor (CKA)
  • FaithFi App

Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God’s resources.


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