The 50-year mortgage has become the newest lightning rod in real estate — some call it a necessary tool for affordability, others say it’s a trap that stretches buyers too thin over too long. Eddie and Nancy dig into the debate with no sugar-coating: who this kind of loan actually benefits, who it hurts, what it could do to pricing, and why it’s even being discussed right now.

They also tackle a growing reality in 2026: the market is shifting again, and early signs show buyers and sellers adjusting in real time. From small decisions that cost buyers big opportunities (yes, even an $80 difference) to the often-misunderstood VA loan, this episode lays out what matters and what’s noise.

You’ll also get a straight-up look at Joliet’s latest sales data, a featured listing with an open house, and some blunt truth about why builders are getting overlooked at a time when they might be the key to inventory relief. Packed episode, no fluff — just the insights people actually need.

#RealEstate #HousingMarket #GetRealWithEddie #MortgageTalk #50YearMortgage #HomeBuying #HomeSelling #JolietIL #PlainfieldIL #VALoan

Chapters

Eddie Ruettiger and Nancy Vallee unpack the latest National Association of REALTORS® 2025 Buyer and Seller Survey — and the results are eye-opening. From shifting buyer motivations to what’s really driving the market, they break down what’s next for both buyers and sellers. Plus, they share Plainfield’s latest sales data, highlight a featured listing, and talk about why 2026 could be the perfect year to sell.

#GetRealWithEddie #RealEstatePodcast #EddieRuettiger #NancyVallee #HousingMarket #PlainfieldIL #RealEstateTrends #HomeSelling #HomeBuying #MarketUpdate #EXITRealEstateSpecialists #RealEstateInsights #NAR2025

00:00 Nancy is going to NXT!

Eddie Ruettiger and Nancy Vallee tackle the question on everyone’s mind — did the real estate boom pass you by? They break down why the market still has opportunities, what’s driving buyer motivation, and how sellers can make their homes stand out. From Lockport’s latest housing data to the real reasons homes feel more expensive, this episode dives deep into what’s really happening in today’s market.

#GetRealWithEddie #RealEstatePodcast #EddieRuettiger #NancyVallee #IllinoisRealEstate #LockportIL #HousingMarket #RealEstateBoom #MarketUpdate #EXITRealEstateSpecialists #RealEstateTips #HomeSelling #HomeBuying

Chapters:

The 2025 housing market is changing fast — and builders are leading the shift. In this episode of Get Real with Eddie on 1340 AM WJOL, Eddie Ruettiger and co-host Nancy Vallee from EXIT Real Estate Specialists break down what’s driving these BIG changes in new construction, buyer demand, and home prices across Joliet, Plainfield, Shorewood, and surrounding areas.

We’ll talk about why builders are pulling back, how AI is powering a new construction boom, what buyers are doing differently, and what this means for home sellers heading into 2025. Plus, real-world sale data for Shorewood and a story that might make you rethink Airbnb.

If you want to stay ahead of the 2025 real estate market — whether you’re buying, selling, or investing — this is the episode you need to hear.

#2025HousingMarket #BuildersPullingBack #HousingMarketChanges #RealEstate2025 #NewConstructionSlowdown #JolietRealEstate #PlainfieldHousingMarket #ShorewoodHomes #IllinoisRealEstate #BuyerDemandShift #HomePrices2025 #RealEstatePodcast #GetRealWithEddie #WJOLRadioShow #EXITRealEstateSpecialists

00:00 It’s a Gray Day

In this week’s episode, Eddie Ruettiger breaks down what’s happening right now in the Illinois real estate market. From key takeaways at the Reignite Conference for Illinois Realtors to why mid-October could be the best time to buy, we cover everything buyers and sellers need to know.

We’ll dig into pricing trends in Oswego, address unrealistic seller expectations, and discuss how today’s interest rates are shaping buyer behavior. Plus, we’ll explore the pros and cons of buying a home in mid-October—analyzing market trends and uncovering the unique advantages this time of year can offer.

Whether you’re a first-time homebuyer, seasoned investor, or simply watching the market, this episode will help you make sense of today’s shifting real estate landscape and decide if now is the right time to make your move.

#RealEstateRadio #IllinoisRealtors #PlainfieldRealEstate #OswegoHomes #RealEstateMarket #HomeBuyingTips #InterestRates #HousingTrends #EddieRuettiger #EXITRealEstateSpecialists #ReigniteConference #RealEstateNews #BuyersAndSellers #OctoberRealEstate

00:00:00 Reignite Conference for Illinois Realtors

We explore how today’s real estate market is creating two very different experiences for buyers and sellers. Rising interest rates and limited inventory are shaping unique challenges and opportunities on both sides of the transaction, and we’ll discuss how to navigate this shifting landscape effectively. We also take a closer look at the latest sales data from Morris, Illinois, examining home prices, days on market, and what these trends reveal about the direction of the local market. For those considering a lifestyle change, we share practical strategies for downsizing without taking on new debt—helping you move forward with financial confidence. And to wrap things up, we dive into the growing trend of celebrities entering the real estate world, exploring what drives their investments and what lessons everyday buyers and investors can learn from their approach.

#RealEstate #HousingMarket #IllinoisHomes #HomeBuying #SellingAHome #Downsizing #RealEstateInvesting #MarketUpdate #MorrisIL #GetRealWithEddie

00:00:00 Buyers and Sellers Face Different Conditions Today!

Eddie’s bouncing off the walls in this week’s episode as he breaks down what the Fed’s recent rate cuts really mean for today’s buyers and sellers. He explains how contingent sales contracts are affecting the market, shares fresh sales data from Romeoville, and discusses why affordability is finally improving — making it a great time to take action.

Are you considering purchasing a home and wondering if mid-October is the best time to do so? In this episode, we’ll explore the pros and cons of buying a home during this period. From analyzing current market trends to understanding the benefits of a mid-October purchase, Eddie dives into the key factors that can help you make an informed decision. Whether you’re a first-time homebuyer or a seasoned investor, this show will provide valuable insights to help you navigate the real estate market and find your dream home.

Tune in for the latest market data, expert perspective, and a look at 2307 Woodhill Ct, one of Eddie’s featured listings — plus why now might be the perfect time to buy or sell.

#RealEstateUpdate #HousingMarket #InterestRates #FedRateCut #MortgageRates #HomeBuyingTips #MidOctoberMarket #RealEstatePodcast #RomeovilleHomes #IllinoisRealEstate #MarketTrends #BuySellInvest #HomeSellingTips #FirstTimeHomebuyer #RealEstateExpert #AffordableHousing #HomeInvestment #RealtorLife #MarketInsights #PropertyMarket #RealEstateAdvice #HomeBuyingSeason #EddieRuettiger #RealEstateNews #InvestmentProperty #HousingAffordability #DreamHome #LocalMarketUpdate #RateCutImpact #HomeOwnershipGoals

00:00:00 Eddie is Bouncing off the Walls!

We unpack the latest housing market news and trends you need to know. From the Fed’s rate cut and the unexpected rise in mortgage rates to local policy changes in Markham, IL, we cover it all. We also dive into Zillow’s class action lawsuit, Plainfield’s latest sales data, and growing concerns about mortgage delinquency. Plus, a spotlight on a new listing in Joliet and insights into why nearly half of today’s homes are selling for under asking.

Stay tuned for market updates that could impact your buying or selling strategy.

#RealEstateNews #HousingMarket #MortgageRates #IllinoisRealEstate #ZillowLawsuit #PlainfieldHomes #JolietRealEstate #MortgageDelinquency #HomeSellingTips #MarketUpdate

It’s Fed Day, and we’re breaking down the biggest rate drop in a year and what it means for the housing market. We’ll cover short-term benchmarks, why long-term rates are already at 12-month lows, and what’s happening in Joliet’s sales data. Plus, we’ll talk about the challenges of buying and selling a home at the same time, highlight a featured property at 2307 WoodHill Ct in Plainfield, and explore why builder incentives are hitting a 5-year high.

#FedDay #InterestRates #MortgageRates #HousingMarket #RealEstateUpdate #HomeBuying #HomeSelling #PlainfieldIL #JolietIL #BuilderIncentives #RealEstateInvesting #MarketTrends #GetRealWithEddie

Chapters

00:00:00 It's Fed Day

Eddie dives into the latest housing market updates, starting with the newest NAR Pending Home Sales Report and why more homeowners are pulling their listings off the market. He shares detailed sales data on Bolingbrook, breaks down why the market is giving buyers and sellers a little time to breathe, and spotlights a new “coming soon” listing at 2617 Ruth Fitzgerald in Plainfield. To wrap things up, Eddie explores the question: Would you move into a condo?

#RealEstateNews #HousingMarket #NAR #PendingHomeSales #Bolingbrook #PlainfieldIL #HomesForSale #RealEstateUpdate #MarketTrends #IllinoisRealEstate #EddieRuettiger

00:00:00 Eddie's Tired