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Other People's Money and how to get some of it is not often at the forefront of peoples minds.The majority of the world are living in a scarcity model.They go to work everyday to get what they can get.They save as much of it as they can, allowing themselves the rest to live on.To be honest that doesn't leave much at all.Which is why there is no surprise that they are always saying the phrases like"Money is a bit tight at the moment""I would love to but I think I will have to leave it for a bit"Now here is the thing, as you will hear on the show. You never have to be worried about cash just use other peoples money.Why Other Peoples Money Is The Way To GoThe world is abundant financially.There is never a shortage of cash no matter how bad the news sounds like sometimes.You hear that the worlds economy is going badly.Then two seconds later you find out that some country or other is experiencing massive growth.It proves the fact that the money is out there, its just that you don;t have it.So how do you start changing your mindset?You start by thinking "I dont need it at all, I just need to get it from somewhere else"Long Term Interest Free Credit CardsI love a credit card nowadays to push me further in my business.In the old days I would have run from a credit-card.There was no way that I would have had taken out a debt.I was all for saving up for things and paying for things sensibly.Nowadays though I am more than happy to go over to sites such as Money Saving Expert.There are hundreds of these sites giving us advice on the best credit cards and loans that we can take out.So if you want to do something should you wait until life allows you to do it?No you just have to use other people's money and get it going today.And the best way is to get a bank to give you a long term interest free loan.Other peoples money is good isn't it?Other Peoples Money = Better ReturnIf using a credit card isn't your idea of a wise decision, then how about this.We all know people that seem to have cash in surplus.It could be a parent, brother, boss, whoever it is they want a good return.They certainly aren't getting it from banks and financial institutions are they?Other people's money is not growing in the same way as it was a few years ago.So why not propose this instead?Say to them "I want to do something and I dont have the cash.If you lend it to me I will pay it back in a year at a 5% return on your investment.That is so much better than you are getting in a bank at the moment!"Other peoples money sometimes needs help away from the norm to grow.You will get what you want, and they will get what they want.If that's not a win win then I dont know what is for sure.Kemi Eagan Used Other Peoples Money Like A MasterIf you go back to episode 414 of Join Up Dots you will hear her amazing story.Kemi was a therapist who became a millionaire all on other people's money.From homeless to owning millions of pounds of property within a year or so.And she didn't put a single penny of her own money into the game.No, she just found people that had the cash and wanted a better return.Using their cash she turned her life around amazingly well, and now lives in Portugal.From homeless to a life of luxury all on the returns she could give to other people.Now if that isn't making you think that using other people's money is the wise way to go.Then I might as well give up.Speed Through To the Future You Deserve So no matter what you want to do in life you have two choices.You either scrimp and save and try to make the best of things.Or you change your mindset and become an entrepreneur at heart.An entrepreneur would never be stopped by a simple thing of not having the cash.They would look around the problem and think "How Do I Get The Cash?"Of course they would and the answer would be........"Use Other Peoples Money!"

Carmen Wilde is today's guest joining us on the Join Up Dots podcast interview.She is a lady who has been on a journey of discovery to find what she wants to do in her life.So let's tell you about the professional stuff. She is a Business Success Coach and Behavioural Specialist with a passion to gear Entrepreneurs aged between 40 & 65 to be unstoppable and wildly successful.Proving there's always a way and it's never too late to achieve your entrepreneurial dream and extract the juice ​from life.For many years her life was totally different.Working in a corporate job she was like most people building someone else's dream.And then she left it all behind.She now lives on the paradise island of Mauritius​ and is in gratitude daily to be ​enjoying ​her dream life 20 years before retirement, ​testament to ​her motto: "You can have anything you want, Just Decide!" How The Dots Started Joining Up For Carmen Wilde As she says " My quest for success has not been an easy ride. The 'road less travelled' can get pretty bumpy and has tested and challenged me in ways I could never have anticipated. The toughest part to breaking through a family history of financial struggle, wasn't about mastering the outer world, it was about mastering the battlefield raging in my own mind.Learning to get out of my own way.Embrace and celebrate adversity and failure and find the strength to push through even the darkest moments of disappointment, despair and even terror.I've had my heart broken by my first love after 18 years in a relationship I never imagined would end. Even staring death in the face down the barrel of a gun when six armed robbers invaded my dream home only six days after moving in. I've experienced devastating financial losses at the hand of business partners I trustedYet, through these and many other challenging experiences, I've gained invaluable gems of wisdom and developed agility and resourcefulness.It's this that's enabled me to break through and achieve so many of the lofty goals I set for myself that few believed possible.So was Carmen always looking to do something unique in her life, but couldn't find the right thing to focus on?And did it take her by surprise how life can be 100% what you want it to be, just by deciding to make it so?Well let's find out as we bring onto the show to start joining up dots with the one and only Carmen Wilde. Show Highlights During the conversation with Carmen Wilde we discussed:Why so many people in their later life become an entrepreneur and mega successful.How the university system teaches you so much about the person you want to be, more than the actual knowledge gained.How her personal relationship has flourished by living in two properties with her business partner Gary.and lastly...........We talk about giving too much access to clients and gaining really poor clients, especially at the very beginning.

So you want to start living a stress free life?Well you aren't alone, and to be honest why wouldn't you want a stress free life?It brings about a better standard of living.Supports better health, and mindset.And its just better to be thinking about your lifestyle from the point of freedom and enjoyment isn't it?Who wants to wake up every morning with that churning in the pit of their stomach.As they start thinking of all the things that they have to deal with throughout the coming day.Adding more and more things to the list as they go on their merry way.What Do We Think Stress Free Truly Is?Well i will say to you that the key to living a stress free life is starting each day with a firm criteria of what is important.Making sure that you can brush past things that occur because they were never part of your planning.So why should you be dealing with them.It's about living a stress free life, not how much can we possibly do before collapsing at the end of the day.Being a master if stress free living, I have concluded that the following list is what makes it all come together.You wake up, smile as the squirrels and birds make your breakfast and have a pleasant 24 hours.Ready to start with the Join Up Dots Guide to Living A Stress Free Life?How To Start Living A Stress Free Life Part OneDo What Makes You HappyBy focusing in on what makes you happy in life everyday will be one that you look forward to.You will spring out of bed with enthusiasm and energy ready to tackle things head on.Of course, i can hear you all saying "Yeah, but i have a job to go to that doesn't make me happy"So balance things out.By all means do the things that you have to do, as you have responsibilities. But dont keep on doing the things you dont want to do. How To Start Living A Stress Free Life Part TwoDo One Thing Only Per DayEveryone of us in life and business have a lot to deal with.It's life and life is betting busier and busier with more asks of our timeMore often than not, people make a huge mistake by not defining what they are doing each day.So they add more and more spontaneous things that land on them as they cant say No."Fancy a drink tonight as I really need to talk to you" asks a colleague you work with.Instead of saying "No i cant do this, but I can make the time on Thursday evening instead" we juggle everything to make it happen.That is a seriously bad mistake and won't led to anything good in your life.Living a stress free life is about you being in control of what is important.If you do so many things everyday how do you work out what is important to you and your future.Choose one main thing a day and protect the rest of your time.You will see everything start to work like an amazing well oiled machine.Living a stress free life isn't hard you know!How To Start Living A Stress Free Life Part ThreeTake Time To Think And ReadNowadays people seem to read less and less.Even though this isn't the longest article in the world i bet you have fancied skipping it.You see, we are so focused on scanning news-feeds and twitter feeds we have lost the ability to focus.Don't get me onto the subject that no one can be bored anymore either.Actually I am on that subject, so why do people have to get their phones and scan rubbish at every spare moment?Sit and think about nothing or everything.Let your mind wander.Give yourself the chance to learn something worthwhile with your spare seconds.Give your brain and your eyes a chance to do nothing and you will thank me.Stress free life sometimes means doing nothing.How To Start Living A Stress Free Life Part FourDon't Take On Other Peoples ProblemsIts crazy how many of us think we are letting people down by not dealing with their problems.We bend over backwards to give them advice, and find ways to help them.Then more often than not they dont do anything with our advice that makes us feel bad.Why did we spend the time helping them, when they didn't do anything with our help?Why did we give so much of our energies to them?If you want to start living a stress free life then you have to stop doing this and let them handle it themselves.They got themselves into that position in the first place, so let them get out of it.Ok, you are thinking "Wow that's a bit harsh"You would be right for them, but that's not what this article is all about.This is about dealing with your stresses and making things good for you isn't it!So don't be a doormat for everyone's problems. Be selective to those who deserve it and you will see stress just slip away.Promise you.How To Start Living A Stress Free Life Part FiveStop Focusing On What Needs To Be DoneAs we move towards living a stress free life we have to realise something.You will never ever get everything done.The day you die, you will be on your death bed with a list as long as your arm of things you failed to do.That's ok.It just means that you didn't get to do them.So relax and as we said on Part Two, just choose one thing per day to tackle and do what you can.It's quite liberating to think that you dont have to do everything isn't it?How To Start Living A Stress Free Life Part SixStop Comparing Your Life With OthersFacebook is terrible for this.I guess any social media is full of people showing you the great stuff they are doing.Rarely, expect for the truly unguarded moments do people say "God my life is rubbish"So why does everyone spend so much time looking at this fake existence?Why do people stare down at their own lives and think "God this is boring compared to what they are doing?"Stop it.Living a stress free life should be about accepting what you are doing as brilliantly amazing.Comparing your own existence against what it is already giving to you.How brilliant to look at your own Facebook feed and think "Wow how amazing that life looks"?All you have to do is make it happen and the stresses will just float away.

Today's guest is Mitchell Levy a global Credibility Expert, a TEDx speaker and international bestselling author of over 60 books.He is also an expert at teaching people How To Become An Amazon Best Seller within a month.As The AHA Guy at AHAthat.com, he helps to extract the genius from your head in a two-three hour interview.His team can ghostwrite your book, publish it, distribute it, and make you an Amazon bestselling author in four months or less. He is an accomplished Entrepreneur who has created twenty businesses in Silicon Valley including four publishing companies that have published over 800 books. He's provided strategic consulting to over one hundred companies, and has been chairman of the board of a NASDAQ-listed company. Mitchell has been happily married for twenty-nine years and regularly spends four weeks in Europe with family and friends.So did he always plan to move into publishing or was this an Aha moment of his own?Why is their such a clamour for everyone to have a book out nowadays?And does he really have the know how to become an amazon best seller in such a short period of time.Well let's find out as we bring onto the show to start joining up dots with the one and only Mitchell LevyShow Highlights During the show we discussed with Mitchell Levy, such weighty subjects such as:How to become an amazon best seller (even if it is for only a minute)Why the opportunities that we have everyday should wake up with excitements.Why so many entrepreneurs feel the issue of not knowing how to structure their days for maximum effect.How 99% of the effort of making a book sale occursAnd lastly...........Mitchell shares how the process of getting an amazon bestselling business.

Is starting a business worth it?That is the question that I get asked time and time again.I always respond with "How can it not be worth it?"You see, earning your own money, in a way that is good for you and your family is amazing.You decide how much you want to earn each year.Work at getting systems into place to attract customers to your business.Then scale, scale, scale like a lunatic.Of course that is the flippant and easy answer for sure, as there is so much effort that goes into starting a business.That is what people are really saying when they ask that question.Not "Is starting a business worth it?" but actually."I know this is going to be tough, and i'm not sure I really want hard times, so convince me"Actually we have over two thousand podcast interviews that can convince you amazingly wellThe First Thing To ConsiderWhat are the reasons that you are considering starting your own business?If it is something along the lines of "Hating my boss, hours, wages" then get another job.Everything that people generally moan about when they talk about work can be sorted easily.Look for a new job, make better decisions as to who you are going to work for and go for it.Pain points can be solved very easily for sure.If however, you like your job and the wages, but there is something pulling you to start your own business.That is a different matter altogether.So which one are you?Are you just dealing with some crap that getting another job will make better?Or are you really considering if starting a business is worth it, as you know that you are being drawn to a different direction.Is Starting A Business Worth It Consideration Point TwoIn hindsight I would have done a lot of things differently as I built my business.Now it is a roaring success everything is easy.However at the beginning I started throwing too many things at the wall.Seeing what would stick.Trying this and that out to earn cash.Bad mistake and advice that for anyone considering the question "Is starting a business worth it" you must be sure on.A business isn't just about earning cash, its about making life better for yourself.Going to work can of course be soul destroying.You have to get there at the right time.You have to take orders from people higher up the ladder.Most of all you are being directed to do things that most people wouldn't do given a choice.This is the next big question to ask yourself.What do i really want to do?If i could wake up every morning and think "Yay, another day working on my business!" then what would it be?Get that that right and your big question of "Is starting a business worth it ?" will never be asked again.Consideration Point ThreeI see time and time again people starting a business without asking this question.How much do i need to earn each month to keep my lights on?That is an amazingly precise starting point to building a business, but rarely people can answer.They give a woolly answer about monthly direct debits they have going out.However what about the annual stuff, the emergency stuff, the little luxuries every now and again?If you do not get totally granular in your decision making then you are in trouble.So let's ask that question again."Is starting a business worth it if it brings me in £1,000 per month working for 40 hours a week for the first year.Then in the second year it will deliver $3000 per month working 20 hours per week.Lastly third year, the in-comings are $10,000 per month working three hours per week.If that was the case would you ask "Is starting a business worth it ?" of course you wouldn't.You would know where you are heading and making it happen.Is Starting A Business Worth It Consideration Point FourMany people have a desire to start a business that runs on automatic pilot.They wake up every morning, look at their bank account and smile broadly.I can understand it, as i guess this is the dream for sure.However how do you think that dream occurs?How do you think someone goes from a job they don't like, to the dream position everyone wants?They work like crazy-balls, until they don't have to work the same anymore.They will (unless they have some magic wand that I don't know about) literally drive themselves into the ground.So is starting a business worth it, if you have to do this?I've been there and done it and I can say 100% its not worth it at all.The downs exceed the highs, massively.You can check out other peoples points of view who were asked this question here.However....let's look at it another way in our last consideration point.Is Starting A Business Worth It Consideration Point FiveThroughout this article we have tried our best to give you good advice.The kind of advice that we would have liked to give to ourselves if we had the chance again.The advice that would have kept everything balanced and healthy in our life throughout the build.We didn't get that chance and did most things wrong in hindsight.So the last point we need to make when answering the "Is Starting A Business Worth It ?" question is this.If the effort that it takes is too much for your health then no.Or the effort that it takes is too much for your family then no.If you lose friends and relationships along the way then no.Definitely if you have to threaten your existence by risking everything you have then no.However if you can find ways to leap past all of those and start earning your own money.If you can find ways of keeping control of your time.If you can start work when you want, where you want, and make more cash than ever.Then there is only one answer.Is starting a business worth it ?Absolutely in every way possible.

Movie News Release is the unusual subject matter of the episode we deliver today.I don't think that I have every released a show like this before, but there is a reason for bringing it to the world.You see through running a show like Join Up Dots for the last five years,we have have been focused on inspiring the world to take action.To realise that a life of your dreams starts with a simple starting action.Everything starts with a vision and then a lot of hard work.In today's episode we show the first episode of Movie News Release a new podcast produced and hosted by my son.This is hugely exciting for me as my son is working hard to break into the world of media, so this is his first step.Why Did Movie News Release Come To The World?My son is studying media at college and through his studies needed to create a podcast.He also needed a co-host to run the show with him.So who did he choose to perform this vitally important role?Well he chose the host of Join Up Dots to join him.The remit of the podcast was to create an engaging, free flowing podcast...ranty, opinionated and non-scripted.Therefore without any planning at all, we pressed record and saw what came out of the recording.That is what life is about after all.You prepare, press record, and then do your very best with what happens.Sometimes you get a chance to go back and polish things up.More often than not you don't, and have to make decisions how to get things back on track.Could We Have Done Things Differently With Movie News Release?Yes of course we could.We could have spent hours preparing a detailed script.Even bringing in sound effects and movie clips into the mix.However would it have been any better in the long run?Would it have been restricted by the desire for perfection, instead of just taking the action.

Ousmane Ndoye is today's guest joining us on the Join Up Dots free podcast interview.He is a man with a truly amazing and fascinating tale, of hardship and persecution.All surrounded by a burning desire to create the best life he could hope for.Raised in a small fishing village in Senegal, West Africa, as a child he endured abuse and profound humiliation.He also endured the breakup of his parents at the tender age of twoThis is of course is not what any child hopes for.The Hardships Of Early Life For Ousmane NdoyeHe found it particularly hard to accept, as he looked around at his friends who all seemed to have the family life that he would have wanted.Then later at age five he was taken to live in a compound of more than 100 people, living in extreme close proximity to each other. It was here where he quickly learned to defend himself, and to develop the inner power that he needed to flourish in this unstable environment.Many people fought for survival on a daily basis, he grew strength.It was a hard, brutal start to his life, but one that he wouldn't allow to determine his future.Ousmane Ndoye knew that he wanted a life in America.When The Dots Started Joining Up For Ousmane NdoyeSo at the age of 21, with just a few belongs and a gallon of water, he left Senegal, and amazingly managed to walk across the Sahara desert by foot.Travelling between Algeria and Libya in six arduous days.He had his dream and he wouldn't give up on it.Well he did it, and even now many years after setting foot on the continent he is pushing himself to greater and greater achievements.He is the author of "No Excuses, how to pursue a better life and lift others for a better world", and his "Mile High Momentum" training platform.He is about as far away from his beginning as it possible.But what was it about the American dream that filled him with such hope from his life in Africa?And when he started that walk across the desert did he truly believe that he would be where he is today?Well lets find out as we bring onto the show to start joining up dots, the one and only Mr Ousmane NdoyeShow HighlightsDuring the show we discussed such weighty topics with Ousmane such as:Why he makes sure that everyday when he stares in the mirror he asks the same question "What is possible for me today"How as a five year old lost confused and battered by life, he would not stop asking the critical questions that could lead him to a better place in his life.Why his Great Grandmother was the light in his life that kept his own internal flame burning brighter.The power moment that Ousamane Ndoye asked for 1% chance. He knew that he would get the other 99% percent for himself by pure work and effort.And lastly.........It didn't matter if he had to swim the Atlantic, or walk the Sahara he would do it to achieve his dream...the life that he deserves!

Do your family support you all the way with your dreams and visions for greatness? More often than not they don't, as in a funny way they don't want you to succeed (if it means they see you fail on the way). A families job is to protect you, nurture you and see that nothing bad comes your way. That however isn't life is it? You have to have some bloody noses every now and again to learn what life is all about. In this episode of Join Up Dots, David shares a story about his son's reluctance to tell the world what his Dad does for a living. Also on the agenda is a monthly success group being formed through Join Up Dots, where we help and support you through monthly meetings, discussions and push you to where you want to be in life.

Mindset works without a doubt.We all have that ability to push ourselves onto greater and greater achievements.Gaining the success we want simply by using the power of our brain.However most people don't as they only focus on what they don't have in their lives.They spend their time and energies looking at what is missing instead.In today's podcast episode with the amazing Eric James, you will hear how one man turned his life on its head simply by deciding that he wanted more.This is the most amazing conversation (if we say so ourselves) that shouldn't just be listened to one time as you are mowing the lawn.This is one of those conversations that you should study like an MBA.If you want to know if mindset works like he says it does, then simply listen to the story at the end and watch your own life change forever.How He Proved That Mindset WorksAs you will hear through the show Eric's life was quite different from where he is today, taking photos around the world, inspiring millions.He was in a dark, dark place, where through panic attacks, and a poor self-image his life was only going one way.He couldn't even get a job in Blockbusters video store due to the stress he felt putting himself into the interview position.Eric however had a dream that he could get a better life for himself.He discovered this through one of the strangest routes possible.After a conversation with a marijuana loving gentleman one day he was directed to a book by Tony Robins, the American mindset guru.Eric, hadn't heard of Tony at that time, but through reading the pages of the book realised that without a doubt mindset works if he could only apply those lessons.Over the next few years, Eric began challenging himself to tackle bigger and bigger obstacles as he watched his life and his bank balance improve exponentially.Mindset Works Again - He Took It To A New LevelOnce you get to the point that you know that everything you want starts within yourself, you will never look back.Eric, had moved on from the scared and timid individual that would shake and sweat during crisis.Eric now was so on his game that he could dream so big that it actually could take him into space.Like we all do, Eric took lots of flights, and would waste time flicking through the in-flight magazines left for our enjoyment.Most of the time, there is nothing in those pages other than adverts for perfumes and the odd semi interesting article.When your mind starts looking for opportunities every piece of information you get given can be the key to a new amazing adventure.This was the case with Eric, and he saw an opportunity to meet one of the greatest exponents of the "Mindset Works" practice - Richard Branson.Show HighlightsDuring the episode we discussed why mindset works with Eric through such weighty topics such as:How as a small child he remembers always being excited by the opportunities that occurred around him, which he still has today!What he did to get himself in a two way shoot with another person to go up in space with Sir Richard Branson by pure hustle!How an online magic site, became his first online business and was a huge success much to his personal surprise!The magic of meeting a man smoking marijuana who taught him the ultimate formula of success ever!Why the way you feel at any moment of your life can be changed into a positive state of mind…it's purely down to usAnd lastly proving that mindset works…..How the biggest goal you can hope to achieve will actually be the easiest one to actually achieve!How You Can Change Your Mindset TooOf course the first thing you need to do is listen to this show and subscribe to every episode that we deliver through Join Up Dots.Secondly, you need to start surrounding yourself with like minded individuals who really want to go for it.Not the mates that just drag you down the pub on a Friday night, but the ones that want to challenge themselves to do more everyday.If you can't find these easily then look for local sports clubs, evening classes, and those people will come into your life.Then you need to start taking action in your life, to gain the belief that mindset works for you, as much as everyone else.Once you believe in yourself and you can see the results then you are truly on your way to greatness.Lastly, you have to keep doing it.Don't just think that you can be all inspired for a week and then fall back into your old habits when the miracles don't appear.You need to say "This is the new me and this is how I live" day in day out until the mindset works become second nature.

Today's guest Is Steven Griffith an author, speaker, researcher, and performance expert considered one of the leading authorities on the connection between time, productivity, and performance. For over 25 years, he has been helping the world's most successful executives, CEO's, military leaders, professional athletes, celebrities, and organizations around the world discover their true potential and perform at peak levels. He provides a strategic and effective approach to changing our relationship to time, allowing organizations and individuals to close performance gaps and realize their full potential. Based on thousands of client engagements over two decades, his new book Time Cleanse is the first solution in the world that both "adds time to your life and life to your time both in your business and in your life."Released in 2019, The Time Cleanse: A Proven System To Eliminate Wasted Time, Realize Your Full Potential, And Reinvest In What Matters Most, provides a strategic and effective approach to changing our relationship to time, allowing organizations and individuals to close performance gaps and realize their full potential.He will show you how to get back up to 20 hours or more of free time (and do whatever you want with it!). It's Your Time! As he says "There are plenty of things in life you can go without, but time is not one of them. You can live for weeks without food, days without water, even minutes without air. But you cannot live for one second without time, and that's true no matter who you are. No amount of influence, power, or money can change the fact. Time is life itself.So was he the classic case of the lost soul, scrabbling around, until he fell exhausted into his bed at the end of the day?And what is the biggest mistake people make, trying to fit too many things in each day, or simply just doing the wrong things?Well let's find out as we bring onto the show, to start joining up dots with the one and only Mr Steven GriffithShow HighlightsDuring the show we discussed such weight subjects with Steven Griffith such as:Steven shares why he feels so many of us have a bad relationship with time, against not having enough of it to make a difference.2,600 times a day people across the world swipe, click, or look at their phones when they could be doing something far more productive. That's shocking!And lastly.........Why it is so important to decide and commit to what you truly want to do with your freetime, before you go out and get it. Otherwise you might well be disappointed with how you live your life.