Get To It With Grace

Get To It With Grace

By Grace Speckman, CFP® | Evans May WealthBusinessInvesting
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Get To It With Grace episodes

  • Anchoring Bias: How It Can Hurt (or Help) Your Investing Decisions

    Story time: I was catching up with a client during the Aprilmarket dip, but he wasn’t calling out of concern for his portfolio—instead, he wanted to check in on me and the team, and offer a simple reminder… “This too shall pass.”


    When I asked how he always stays calm during volatilemarkets, his answer was so simple I had to share!

     

    Sharing his response and a quick cognitive bias concept,anchoring, in this short video.

     

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    Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or taxadvice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

    2 min
  • The Election, Does It Really Matter (For Your Investments)?

    Politics can bring out strong emotions, but as investors, we would be wise to tune out the noise and focus on the long term. Why?

    Historical data suggests this is the right approach because economic and inflation trends, more so than election outcomes, have a stronger, more consistent relationship with stock market returns.
    Catch Grace’s latest video where she explains how elections move markets… which just might surprise you…

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    Connect with us on the following!

    - LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmaywealth

    - LINKEDIN (Grace Speckman): https://www.linkedin.com/in/grace-speckman

    - INSTAGRAM: https://www.instagram.com/evansmaywealth

    - FACEBOOK: https://www.facebook.com/evansmaywealth

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    Chart Sources:

    Growth of a hypothetical $1,000

    investment in S&P 500 Index

    https://www.capitalgroup.com/ria/insights/articles/how-elections-move-markets-in-5.html

    S&P 500 Index – Average annual

    total return (1933-2023)

    https://www.capitalgroup.com/ria/insights/articles/how-elections-move-markets-in-5.html

    Chance of winning… (Senate Map 2024)

    https://electionbettingodds.com/SenateWithMap2024.html

    Chance of winning… (House Control

    2024)

    https://electionbettingodds.com/House-Control-2024.html

    Average S&P 500 Total Return –

    Year Following Election

    https://www.ftportfolios.com/Common/ContentFileLoader.aspx?ContentGUID=6350924f-883f-4b57-a77f-35cbdb09486c

    S&P 500 futures, at five-minute

    intervals

    https://www.wsj.com/articles/why-forecasts-for-a-trump-victory-market-collapse-were-so-wrong-1478808517


    Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC. The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

    6 min
  • Maximize Your 529 Savings: New Rules You Need to Know!

    With kids back in school, education funding is top of mind for many parents—especially if you just paid a big

    tuition bill! In this episode, I dive into one powerful education savings tool: the 529 plan. I’ll break down what it is, how it works, and the pros and cons you need to know. Plus, there’s a major new rule affecting how you can use excess 529 funds. If you have an existing 529, this could be a game-changer for you.


    Let’s get to it…

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    Connect with us on the following!

    - LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmay

    - LINKEDIN (Grace Speckman): https://www.linkedin.com/in/grace-speckman

    - INSTAGRAM: https://www.instagram.com/evansmaywealth

    - FACEBOOK: https://www.facebook.com/evansmaywealth

    __________________________________________________
    Disclaimer: Grace
    Speckman is a Registered Representative of Sanctuary Securities Inc. and an
    Investment Advisor Representative of Sanctuary Advisors, LLC. Securities
    offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory
    services offered through Sanctuary Advisors, LLC., an SEC Registered Investment
    Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary
    Advisors, LLC The subject matter in this communication is educational only and
    provided with the understanding that Sanctuary Wealth is not rendering legal,
    accounting, investment advice or tax advice. You should consult with
    appropriate counsel, financial professionals, or other advisors on all matters
    pertaining to legal, tax, investment or accounting obligations and
    requirements.

    8 min
  • Health Savings Accounts: The Triple Tax-Advantaged Secret to Boosting Your Retirement Savings

    How much do you think, on average, a couple will need to save for healthcare costs in retirement? According to Fidelity, a whopping $315,000 after taxes. And that’s in today’s dollars.


    Now, what if you could save for current medical expenses and for retirement in a TRIPLE tax advantaged way? This is one of the most powerful investment vehicles in the tax code, and is often underutilized, misunderstood, and not fully taken advantage of. The health savings account, or HSA.

    In this episode, I’ll share what an HSA is, who qualifies, and how to leverage its triple tax advantaged benefits.


    Let’s get to it…

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    Connect with us on the following!
    - LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmay
    - LINKEDIN (Grace Speckman): https://www.linkedin.com/in/grace-speckman
    - INSTAGRAM: https://www.instagram.com/evansmaywealth
    - FACEBOOK: https://www.facebook.com/evansmaywealth
    __________________________________________________
    Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC
    The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

    8 min
  • Backdoor Roth IRAs: Everything You Need to Know!

    Roth IRAs. You know em and love em…. And if you don’t, where have you been?? Go watch my prior episode on Roth IRAs and why they’re one of my favorite ways to take

    advantage of tax-free growth for retirement.


    They’re so good, the IRS set income limits on who can contribute to a Roth, preventing highly paid workers

    from benefiting. So, what’s one to do?! Enter the backdoor Roth strategy. It involves the conversion of funds in a traditional IRA into a Roth IRA, benefiting taxpayers who are ineligible to make direct contributions to a Roth. In this
    episode, I’ll share how the process works, and why it can be great for some investors, but not all.


    Let’s get to it…

    __________________________________________________
    Connect with us on the following!
    - LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmay
    - LINKEDIN (Grace Speckman): https://www.linkedin.com/in/grace-speckman
    - INSTAGRAM: https://www.instagram.com/evansmaywealth
    - FACEBOOK: https://www.facebook.com/evansmaywealth
    __________________________________________________
    Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC
    The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

    9 min
  • Is This Really the Best Investment Right Now? What You Need to Consider Before Investing in Cash

    When money markets are yielding 5+%, is there a case for investing in cash, or moving to cash? Tempting, I know.

    In this episode, I share the biggest factors you need to consider, along with some compelling data on the impacts of moving to cash vs. staying invested, and why time in the market vs. timing the market matters. Let’s get to it…
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    Connect with us on the following!
    - LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evan...
    - LINKEDIN (Grace Speckman): https://www.linkedin.com/in/grace-spe...
    - INSTAGRAM: https://www.instagram.com/evansmaywea...
    - FACEBOOK: https://www.facebook.com/evansmaywealth
    ________________________________________________________
    Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC
    The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

    6 min
  • These Financial Scams Can Cost You Everything: How to Recognize and Prevent Fraud

    If you think you’re immune to fraud, cybersecurity threats, scams, etc., let me tell you, you’re probably not! I was horrified by the sophistication of one of the more recent scams I’ve seen. In this episode, I’ll share some of the exact scams I’ve witnessed, the warning signs, how to protect yourself, and what to do if you think you’re the target of fraud. Let’s get to it...

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    Connect with us on the following!
    - LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evan...
    - LINKEDIN (Grace Speckman): https://www.linkedin.com/in/grace-spe...
    - INSTAGRAM: https://www.instagram.com/evansmaywea...
    - FACEBOOK: https://www.facebook.com/evansmaywealth
    ________________________________________________________
    Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC
    The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

    8 min
  • How to Protect Your Money: FDIC & SIPC Insurance Explained

    In the aftermath of the downfall of Silicon Valley Bank, there has been NO shortage of jargon, acronyms, and talking heads…. FDIC, SIPC, SVB, ERISA…. What does it all mean?! In this episode, I’ll break down the acronyms YOU need to know as it relates to your asset safety and protection. What is FDIC and SIPC insurance? What is your coverage? How are your assets protected? Let’s get to it…

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    Disclaimer: Grace Speckman is a Registered Representative of

    Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary
    Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member
    FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC
    Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary
    Securities, Inc. and Sanctuary Advisors, LLC

     

    The subject matter in this communication is educational only

    and provided with the understanding that Sanctuary Wealth is not rendering
    legal, accounting, investment advice or tax advice. You should consult with
    appropriate counsel, financial professionals, or other advisors on all matters
    pertaining to legal, tax, investment or accounting obligations and
    requirements.

    9 min
  • Total Return Investing: Discover the Hidden Benefits and Why Income-Oriented Investors Should Take Note!

    Is total return investing a superior approach for income investors? In my last video I answered a viewer’s question on strategies for passive income… at the end, I teased another investment strategy income investors should consider. Total return investing.

    In this episode, I compare income investing and total return investing and what you need to consider. Let’s get to it…



    Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC

    The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

    6 min
  • Looking for Passive Income Strategies? 3 Investment Types to Consider

    In this episode, I’m answering a viewer’s question: What are some strategies for building passive income, short-term and long-term?

    I share three investment categories income-focused investors should consider!



    Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC

    The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

    8 min

About Get To It With Grace

From the publisher's feed

Welcome to “Get to it with Grace”. I'm Grace Speckman, a financial advisor at Evans May Wealth in Carmel, Indiana. I understand firsthand how intimidating, confusing, and complicated investing can…