When a business is in trouble all to often people try to 'save' things (like cars or valuables) by selling them to family members or friends. Or they just don't tell the whole story when asked. Insolvency professionals have seen all the tricks before. Hear Cheryl on the hard truth...tell it.

Cheryl talks about the need to be open and honest. Those who try to hide assets or keep secrets can make things so hard for themselves as time goes on.

Anger is a natural reaction. What's the cost to you and those you care about? Some hard truths too, what if things went wrong with the business and it's not something you could control?

Often it is easier to do what you have always done, rather than face up to the truth. Or pretending things will be ok, when you need help. Cheryl talks here about seeing people when they have been in denial - and some tips to recognise if you are not facing up to things.

Our business is often 'part of who we are'. So how do people feel when things are going wrong? What should their partner, family and friends look for?

Who looks out for you, the business owner when things are tough, and maybe you need to close the doors? Cheryl Stainsby has been asked to share her tips and ideas, so let's start on the journey with what does a Directors Advocate do?