Real estate is often described as the ultimate wealth-building tool. But does that actually hold true in Ghana?In this episode, we break down the real numbers and uncomfortable truths behind property investment in Ghana. Is real estate genuinely building long-term wealth or are we repeating assumptions without understanding the economics?Whether you're living in Ghana or in the diaspora, this conversation matters.0:00 - The Question Nobody Asks1:20 - What Wealth Actually Means1:55 - The Appreciation Myth5:57 - Rental Income Reality Check7:57 - The Liquidity Trap9:51 - Dollar Hedge Strategy11:57 - Why Mortgages Fail in Ghana14:08 - Legal Landmines15:33 - Who Actually Builds Wealth With Real Estate18:02 - The Real QuestionConnect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@desmondkafuiChannel Sponsor:Website - https://polenrealty.coEmail - [email protected] - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@POLENREALTYTikTok - https://tiktok.com/@polenrealty

Owning property in Ghana feels harder than ever - especially if you’re young.Rent keeps rising. Land prices are moving fast. Salaries aren’t catching up.So is homeownership still realistic for young Ghanaians?In this episode of Ghana Ground Up, we break down:• Why so many young professionals feel stuck• The real reason property feels out of reach• What “getting on the property ladder” actually means today• Practical strategies that work in Ghana’s current market• The costly mistake most people make while “waiting”This is not motivation. This is strategy.If you’re in your 20s or 30s and trying to figure out whether property ownership is still possible - this episode is for you.Watch till the end. The shift in thinking might change your entire approach.Connect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@DesmondKafuiChannel Sponsor:Website - https://polenrealty.coEmail - [email protected] - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@POLENREALTYTikTok - https://tiktok.com/@polenrealty

On January 1st, 2026, Ghana’s new Value Added Tax law - VAT Act 1151 - officially came into effect.Since then, there has been widespread confusion, speculation, and fear, especially within the real estate sector.Are houses now taxed at 20 percent?Is rent subject to VAT?What happens to developers, buyers, agents, and landlords?In this episode, we slow everything down and explain the law clearly, factually, and without assumptions.Connect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@desmondkafuiChannel Sponsor:Website - https://polenrealty.coEmail - [email protected] - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@POLENREALTYTikTok - https://tiktok.com/@polenrealty

Timing is important to getting good decisions right. But waiting too long in a bid to play it safe can cost you what you've been saving up and preparing for. The real estate market is not slowing down or waiting for anyone - it serves those who are ready to trade.Beyond a simple missed opportunity, find out what more you're losing by delaying your decision to invest in a property today!0:00 The Cost of Delay2:10 Why Waiting Feels Like The Right Move3:28 The Numbers Don't Lie5:32 Renting While Waiting6:28 The Hidden Costs8:14 Opportunity Cost8:55 When Waiting Makes Sense9:31 What To Do If You're Not Ready Yet10:06 Final ThoughtsConnect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@DesmondKafuiChannel Sponsor:Website - https://polenrealty.coEmail - [email protected] - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@POLENREALTYTikTok - https://tiktok.com/@polenrealty

Many people assume that the listing price of a house in Ghana is the final and only amount you will pay. But they're soon shocked to find out there's way more to pay for, now and later.Find out what others costs you must factor in to help you make informed decisions about buying a house.Connect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@DesmondKafuiChannel Sponsor:Website - https://polenrealty.coEmail - [email protected] - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@polenrealtyTikTok - https://tiktok.com/@polenrealty

Many people want to buy property. But wanting property and being ready for property are not the same thing.In this episode, we break down one of the most overlooked mistakes buyers make before they even begin the process: confusing emotional pressure with real readiness.We talk about:* why people feel rushed to buy* how social and family pressure influence decisions* the difference between financial readiness and true preparedness* and how to know if this is the right time for youThis episode is not about discouraging ownership.It is about helping you make better, clearer property decisions.If you’re thinking about buying property in Ghana, this conversation is essential.*********************************Connect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@DesmondKafuiChannel Sponsor:Website - https://polenrealty.coEmail - [email protected] - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@POLENREALTYTikTok - https://tiktok.com/@polenrealty

The real estate market in Ghana is entering a different kind of year.This episode is not about predictions, hype, or headlines.It is about clarity.In this opening episode of the new season, we set the tone for the year ahead and talk honestly about what buyers, sellers, investors, and industry players will need to understand if they want to make better decisions.This episode is an orientation, a reset, and a foundation for the conversations we’ll be having throughout the year.If you’re involved in real estate in Ghana, this episode will help you think differently before you act.*******************Connect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@DesmondKafuiChannel Sponsor:Website - https://polenrealty.coEmail - [email protected] - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@polenrealtyTikTok - https://tiktok.com/@polenrealty

To have made it this far, we can't help but be grateful to God for keeping us through 2025. Thank you for tuning in to what we share. Many thanks to Kairos House Studios. There's more and better coming in 2026!Connect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@desmondkafuiChannel Sponsor:Website - https://polenrealty.coEmail - [email protected] - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@polenrealtyTikTok - https://tiktok.com/@polenrealty

2025 opened us up to many and diverse conversation across topics that were not always comfortable. The responses we got implied that we were hitting certain pain points. In all, who would've thought that this year would have brought us to where we are today?Catch up on the wrap-up episode for this year as we draw the curtain on a truly eventful year!Connect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@DesmondKafuiChannel Sponsor:Website - https://polenrealty.coEmail - [email protected] - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@POLENREALTYTikTok - https://tiktok.com/@polenrealty

From afar, we have many theories about why houses are expensive in Ghana - from developers trying to rip us off to poor quality works, etc. We sit with the Founder & CEO of Diaspora Homes Ghana Ltd to discuss these and other relavant matters regarding housing in Ghana and why Accra is an expensive place to build and live in.Connect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@DesmondKafuiChannel Sponsor:Website - https://polenrealty.coEmail - [email protected] - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@POLENREALTYTikTok - https://tiktok.com/@polenrealty