Home ownership in Ghana has always been a core topic of discussion but many working Ghanaians are unable to afford a home - partly due to less affordable homes and also less realistic financing options.The National Homeownership Fund (NHF) under the Ministry of Finance seeks to create schemes that will enable and empower more working Ghanaians acquire their own first homes.In this interview, we have an in-depth conversation with the CEO of the fund, Prosper Hoetu, ESQ and we discuss solutions, government-backed financing interventions, value-based schemes, challenges and milestones, etc.Chapters0:00 - Trailer1:25 - Introduction3:20 - What The NHF Is15:55 - The Sectors Covered By The NHF18:09 - Payment Terms For The Rent-To-Own Scheme21:45 - NHF Mortgage vs Commercial Mortgage23:47 - Properties Covered Under The NHF Schemes?26:04 - Key Projects By The NHF27:07 - NHF & Public Sector vs Private Sector Workers28:58 - Cash Market vs Mortgage Culture33:00 - NHF Mortgage Eligibility & Home Affordability36:14 - NHF & Ghanaians In The Diaspora37:47 - Misconceptions About The NHF39:40 - NHF's Key Milestones43:05 - NHF's Flagship Projects44:17 - Investing In The NHF (REIT)48:30 - The NHF Housing Fair & Beyond56:40 - The NHF In The Next Few Years59:44 - CEO's Advice To Ghanaians1:04:48 - Final WordsConnect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@DesmondKafuiChannel Sponsor:Website - https://polenrealty.coEmail - [email protected] - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@POLENREALTYTikTok - https://tiktok.com/@polenrealty