Girl On A Mission - Journey To Financial Freedom

Today I'm sharing with you how your credit score affects your mortgage rate.

If you're just starting the homebuying process, you've probably read stories about just how much your credit score can influence your ability to get a mortgage. While it's true that you need a good credit score for the strongest interest rates and loan terms, less-than-perfect credit doesn't have to be a roadblock to your dream of homeownership.

By knowing the ins and outs of how your score can affect your mortgage rate, you can build and improve your credit before closing on your new home.

Today I'm sharing with you how you can Create Wealth without making more money!

One thing that I have found to be true is that building wealth will be faster and easier if you learn how to save money.

Sure you can earn more, and I talked about that last week, but if you don't know how to save, you can end up broke no matter how much you earn.

This is why you hear stories of lottery winners and pro athletes who managed to blow through more money than we can fathom making in a lifetime.

A big part of building wealth is determined by your habits. Today I talk about some good habits to adopt.

Today I want to share with you what I share with my clients about credit and credit scores in particular. 

I talk to 3-4 women a day who are renting a house, but their dream is to buy their own place.  They all have a different motivation, but often it stems from wanting a place to call their own so that they don't have to depend on anyone else (like their landlord or family members they live with) and for many they want a house to raise their kids in.  A place to call home, a place of their own. 

One thing many of these women have in common is that this will be their first home, or maybe they owned a home in the past but went through a divorce or maybe they just made some poor choices and during these hard times, they watched their credit score plummet.

Today I am going to share with you how to help yourself and get back on track.

Today on the podcast we will talk about all things grocery shopping and where you can REALLY save some money!  We will talk about how to maximize your grocery budget and how to seriously cut down your budget in order to put that money toward something much more important than food…like paying off debt, saving up an emergency fund or maybe saving for a vacation!

How do I stop renting and buy a house?  Save for a down payment?  Fix my crappy credit?  Learn to live within my means and stop living paycheck to paycheck?  These are just some of the big questions that leading online Mortgage Loan Advisor, Nichole McCloy, digs into on her Girl On A Mission - Journey To Financial Freedom Podcast.  In addition to mini-lessons in saving money every month with step-by-step instruction, each episode is designed to help you take immediate action on the most important strategies for saving, budgeting, and making your money work for you while helping clean up your credit and save for a down payment to purchase your first home.  Nichole's specialty is getting in the trenches with you, she has been on her own financial journey for the last 18 years and has made enough mistakes to learn what works and what doesn't.  She is not just your normal Loan Advisor, Nichole cares about you being financially secure and debt-free once you purchase your home.  She has gone to great effort to ensure that you learn the foundation that is needed for continued financial success - and she is learning right along with you.  Come discover why so many women just like you who came to Nichole for help buying a house have ended up learning not only how to repair their credit, save for a down payment, purchase their home, but so much more!

How do I stop renting and buy a house?  Save for a down payment?  Fix my crappy credit?  Learn to live within my means and stop living paycheck to paycheck?  These are just some of the big questions that leading online Mortgage Loan Advisor, Nichole McCloy, digs into on her Girl On A Mission - Journey To Financial Freedom Podcast.  In addition to mini-lessons in saving money every month with step-by-step instruction, each episode is designed to help you take immediate action on the most important strategies for saving, budgeting, and making your money work for you while helping clean up your credit and save for a down payment to purchase your first home.  Nichole's specialty is getting in the trenches with you, she has been on her own financial journey for the last 18 years and has made enough mistakes to learn what works and what doesn't.  She is not just your normal Loan Advisor, Nichole cares about you being financially secure and debt-free once you purchase your home.  She has gone to great effort to ensure that you learn the foundation that is needed for continued financial success - and she is learning right along with you.  Come discover why so many women just like you who came to Nichole for help buying a house have ended up learning not only how to repair their credit, save for a down payment, purchase their home, but so much more!