Today I’m sharing with you how your credit score affects your mortgage rate.

If you’re just starting the homebuying process, you’ve probably read stories about just how much your credit score can influence your ability to get a mortgage. While it’s true that you need a good credit score for the strongest interest rates and loan terms, less-than-perfect credit doesn’t have to be a roadblock to your dream of homeownership.

Today I’m sharing with you how you can Create Wealth without making more money!

One thing that I have found to be true is that building wealth will be faster and easier if you learn how to save money.

You can earn more, but if you don’t know how to save, you can end up broke no matter how much you earn.

A big part of building wealth is determined by your habits. Today I talk about some good habits to adopt.

Today I want to share with you what I share with my clients about credit and credit scores in particular. 

I talk to 3-4 women a day who are renting a house, but their dream is to buy their own place.  One thing many of these women have in common is maybe they owned a home in the past but went through a divorce or maybe they just made some poor choices and during some hard times, they watched their credit score plummet.

Today I am going to share with you how to help yourself and get back on track.

Today on the podcast we will talk about all things grocery shopping and where you can REALLY save some money!  We will talk about how to maximize your grocery budget and how to seriously cut down your budget in order to put that money toward something much more important than food…like paying off debt, saving up an emergency fund or maybe saving for a vacation!

This episode is all about Expenses - those that are necessary vs those that are a luxury. Stop living paycheck to paycheck and start building your financial wealth and moving toward financial freedom!

To get Free Downloads come over to www.nicholemccloy.com and check out the podcast Episode with downloads!

How do I stop renting and buy a house? Save for a down payment? Fix my crappy credit? Learn to live within my means and stop living paycheck to paycheck? These are just some of the big questions that leading online Mortgage Loan Advisor, Nichole McCloy, digs into on her Girl On A Mission - Journey To Financial Freedom Podcast.