This is sponsored by Smart Money Happy Hour. Two friends ‚ÄĒ who happen to be money experts ‚ÄĒ talk pop culture and personal finance over a new budget-friendly cocktail each week. Catch Rachel Cruze and George Kamel in the latest video podcast from Ramsey Network, Smart Money Happy Hour.

Tens of millions of downloads. And - YouTube's success in podcasting was a surprise?

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